On The Chain - Blockchain and Cryptocurrency News + Opinion

Wall Street, Korean banks and AI agents are all reaching for XRP at the same time, and there is only so much of it.

Evernorth is expected to hit the Nasdaq on October 8 (ticker XRPN) with about 473 million XRP, and that's the small number: US spot XRP ETFs already hold 1.19 billion XRP. Four Korean financial institutions took the stage at XRP Seoul in front of 5,000+ people, XRPL validators are voting on the LendingProtocolV1_1 amendment, and the XRP Ledger passed 10 million x402 AI agent payments.

Also today: XRP Asia launches, Ripple's RLUSD insurance pilot in Uganda, RLUSD ranks #2 in Q3 stablecoin growth, Ripple Swell in New York, the federal noncitizen voting ruling, Trump's Oklahoma rally, the school riots in France, and Canada's trade fight.

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⏱ CHAPTERS

00:00 Cold open

(full chapters added after the show)

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The information contained in this video is for informational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of On The Chain. Always do your own research and consult with a qualified professional before making financial decisions.

#XRP #XRPL #Ripple #Evernorth #Crypto

Big money is coming for XRP.

The XRP Ledger added $2.4 billion in tokenized real-world assets this year, one of the top three chains for RWA growth. US spot XRP ETFs added 34 million XRP this week and now hold 1.16 billion XRP. And on October 5, XRPL's Permission Delegation upgrade is scheduled to go live, letting an XRP account hand specific permissions to another account (including one run by an AI agent) without ever sharing its keys.

Also on this episode: FXRP turns one on Flare, Brian Armstrong on AI agents as the new API users, the CLARITY Act fallout, the 49-50 Senate vote on the Iran war, the arrests near RAF Fairford, and Iran's 74-lash sentence for a singer.

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The information in this episode is for informational and entertainment purposes only and is not financial, investment, legal, or tax advice. Always do your own research.

On October 5, XRP goes to war, and the weapon isn't a price pump. It's a key. The XRP Ledger's Permission Delegation upgrade has entered its 14-day activation countdown and could go live October 5 if validator support holds. Master keys stay locked in the vault. Delegates get a badge instead: up to ten specific permissions, and never the keys. Jeff and Chip break down why that's the feature compliance departments, stablecoin issuers and AI agents have been waiting for, while XRP sits at $1.50 and everybody else stares at red candles.

Also on the show: Amazon Web Services joins the XRP Ledger Hackathon with Amazon Bedrock AgentCore; the XRPL AI Starter Kit adds the Open Wallet Standard, MPP from Tempo and Stripe, and x402; Evernorth teams up with The Bear Champ; RLUSD and the APAC stablecoin map; BlackRock's "tokens" chart; the ECB's digital euro pilot; the FOUNDERS sitcom parody; and in the back half, Trump vs. Biden at the UN, Milei, Rubio and Cuba, the Denmark–Greenland deal, and Around the World.

Watch the show: https://www.youtube.com/watch?v=tSjeFZVOI0s

Show notes and links: https://onthechain.io/podcast/xrp-goes-to-war-on-october-5/

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The information in this episode is for informational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. Always do your own research.

XRP spot ETFs now hold 1.13 billion XRP and $1.46 billion in assets, after another 6.3 million XRP of inflows this week and 645.3 million XRP walking off exchanges. Every part of the bullish mechanism fired at once, and XRP sat at $1.43.

Jeff walks the Week 38 supply report line by line, and Chip puts beside it the number nobody else quotes: the ETFs and index funds hold 1.129% of total supply, while exchange wallets hold roughly 21%. The ETF bid is real. It is not yet large enough to see.

Also in this episode: the Fed's unanimous 12-0 hike to 3.75%-4.00% and why XRP didn't blink; where all 100 billion XRP actually lives; Ripple Treasury and the trapped-cash problem; XRP and RLUSD landing in Stripe and Tempo's AI payments kit; Stuart Alderoty on why politics beat policy on CLARITY; wallet security and the dead-phone cold storage protocol; and the Greenland agreement that Trump calls permanent American control while Denmark's own statement calls sovereignty preserved.

Full show notes, every article we covered, and the video: https://onthechain.io

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DISCLAIMER - The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions.

Democrats blocked the CLARITY Act, leaving the United States without the digital asset framework the crypto industry spent years fighting to secure. Now, some of the senators responsible cannot clearly explain why they voted against it.

But XRP isn't waiting for Washington.

While Congress fails to deliver clarity, XRP and RLUSD are moving deeper into the infrastructure being built for AI-powered commerce, open wallets and machine payments. We break down who stopped the CLARITY Act, what happens next and why the financial system continues building around XRP.

We also cover Ripple Swell 2026, the XRPL AI Starter Kit, the critical D'CENT security warning and the growing battle over AI.

SHOW NOTES AND EVERY LINK WE DISCUSS

https://onthechain.io/podcast/democrats-blocked-clarity-act-xrp-wont-wait/

TIMESTAMPS

0:00 Cold Open - They Blocked Clarity, And We Called It

1:21 Welcome to On The Chain

2:38 Ripple Swell 2026 - The Full Agenda Goes Live

10:18 XRPL Joins The Open Wallet Standard - Tempo And Stripe

11:52 Another Wallet Warning - D'CENT And What We Still Don't Know

14:27 So Much For The Clarity Act

16:45 Garlinghouse: "This One Stings"

21:29 Nobody Knows The Democrats Better Than Ripple

25:44 Michael Bennett Votes Against The Bill He Asked For

29:03 Senator Hirono Has Nothing To Say

31:38 Tom Tillis And The Motion To Reconsider

34:31 Dick Durbin: The Bubble And Social Security

39:04 Josh Hawley, Small-Town Banks And The Farmers

41:35 The Chat Weighs In - Iran, Turkey And The Real Enemy

49:48 AI Safety Is The New Climate Change

51:04 Anthropic, OpenAI And The Effective Altruism Crowd

54:33 Why American Builders Reach For Chinese Models

55:42 JD Vance On Frankenstein

1:04:27 Andrew Ng On Fear-Mongering And Regulatory Capture

1:08:21 Every Democrat Is Doing An Obama Impression

1:11:21 Around The World - Time Magazine, Canada And The EU

1:15:54 Mitch McConnell And The Wheelchair Videos

1:18:49 Sign-Off

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DISCLAIMER

This content is for informational and entertainment purposes only. Nothing discussed on this show constitutes financial, investment, legal, accounting, or tax advice. Jeff, Chip, On The Chain, and any guests appearing on the show are not financial advisors. Always conduct your own research and consult a qualified professional before making financial decisions. Digital assets are highly volatile and involve substantial risk. Past performance does not guarantee future results.