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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Motivation: Grew One Stop Taxes from a single office to over 1,000 virtual franchises and offers free training, no startup costs, and shared revenue model.

    05/03/2026 | 31min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand
    Co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival.
    🧭 Interview Outline 1. Background & Origins
    Both from Memphis, Tennessee; met in high school.
    Started tax preparation in 2010 as a mom-and-pop operation.
    Transitioned from brick-and-mortar to virtual model by 2015.
    2. Business Philosophy
    Entrepreneurship is defined as service to others.
    Mowbray is the visionary; Cherina is the implementer.
    Emphasis on scaling with structure: legal, accounting, HR.
    3. One Stop Taxes
    Grew from a single office to over 1,000 virtual franchise locations.
    Offers free training, no startup costs, and shared revenue model.
    Built a platform allowing clients to submit documents and sign remotely.
    4. Virtual Tax Model
    Designed for convenience and accessibility.
    Clients and tax preparers never need to meet in person.
    Platform includes document upload, e-signature, and cloud storage.
    5. Franchise & Training
    Learning Management System (LMS) for onboarding.
    Training includes tax prep, customer acquisition, and platform use.
    Strategic partnerships with local businesses (e.g., dealerships, daycares).
    6. Black Tax Festival
    Annual event held in Atlanta
    Combines networking, education, and recognition.
    Includes IRS updates, business workshops, and the Titan Awards.
    Open to all entrepreneurs, not just tax professionals.
    7. Expansion & Diversification
    Own restaurants in Memphis and the Dominican Republic.
    Franchised Fat Tuesday and Esco Restaurant (did \$1M in first 6 weeks).
    Own a yacht for rental experiences in the DR.
    Plans to develop a restaurant strip near FedExForum in Memphis.
    💡 Key Takeaways
    Vision + Execution = Growth: Their complementary roles fuel business success.
    Virtual is Scalable: Transitioning to virtual allowed exponential growth.
    Community Impact Matters: Black Tax Festival fosters education and recognition.
    Diversification is Strategic: Restaurants and real estate expand their brand.
    Mentorship & Learning: They study successful entrepreneurs like Tilman Fertitta.
    Faith & Family Drive: Their journey is rooted in love, planning, and purpose.
    🗣️ Notable Quotes
    “Entrepreneurship means being a servant to other people.”
    “The same thing that works at \$1M doesn’t work at \$15M.”
    “We had to fire ourselves from some jobs and hire professionals.”
    “We built a platform where you can do taxes from your couch.”
    “We started before social media—we know belly-to-belly marketing.”
    “Recognition matters—people don’t get it at home or work.”
    “We’re trying to bridge the wealth gap through proper paperwork.”
    “We bought a yacht in the Dominican Republic to rent for experiences.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Overcoming the Odds: A mother of eight whose air‑fryer passion turned into a thriving social‑media‑driven business.

    05/03/2026 | 27min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cathy Yoder
    Known as the Queen of Air Fryers—a mother of eight whose air‑fryer passion turned into a thriving social‑media‑driven business. Cathy explains how she learned to master air fryers, built a YouTube channel with massive growth, developed ebooks and cookbooks, and built a business through authenticity and service-oriented content. The conversation blends cooking education, digital‑branding lessons, entrepreneurship, and personal purpose.
    PURPOSE OF THE INTERVIEW 1. Educate Viewers About Air Fryers
    Cathy breaks down what an air fryer is, how it works, how to choose one, and common mistakes.
    2. Highlight How Social Media Can Build a Business
    Rushion explores how she grew from a blogger to a YouTube creator with hundreds of thousands of followers and multiple revenue streams.
    3. Inspire Entrepreneurs to Pursue Authentic Branding
    Cathy’s journey shows how consistency, authenticity, and audience connection can turn a simple idea into a successful brand.
    4. Illustrate the Emotional Impact of Serving an Audience
    Her stories of widowers, overwhelmed parents, and new cooks show how content can genuinely empower people.
    KEY TAKEAWAYS 1. Air Fryers Are Mini Convection Ovens
    They cook faster, often require no preheat, and can grill, bake, roast, and more—but not everything (like wet batters or funnel cakes).
    2. All Air Fryers Are Not Equal
    Cathy stresses choosing 6‑quart, ~1700‑watt models and avoiding units that are too small or underpowered. Size and wattage matter more than brand.
    3. Her Content Strategy Was Data‑Driven
    Initial uploads in various recipe categories revealed that air‑fryer recipes consistently outperformed, so she went all‑in on that niche.
    4. YouTube Growth Takes Time
    Her first monetization check was $1.36, rising to $146, then $300, then to $8,000–$9,000/month by the time she reached 100,000 subscribers.
    5. She Generates Multiple Revenue Streams
    YouTube AdSense
    Amazon affiliate links
    E‑books (first launch made $15,000 in a weekend)
    Physical cookbooks (first batch of 500 sold out immediately)
    6. Authenticity Builds Trust
    She films mistakes, includes her kids’ real reactions (including spitting out bad food), and refuses to promote products she doesn’t believe in.
    7. Listen to Your Audience
    Comments guided her content direction (like dropping background music, creating cookbooks, responding to questions). Audience feedback = brand refinement.
    8. Digital Marketing Tip: Serve People, Not Algorithms
    She emphasizes helping overwhelmed home cooks first—consistent service leads to trust, community, and natural growth.
    9. Emotional Impact Matters
    Her biggest motivators are heartfelt messages, especially widowers learning to cook for the first time because of her tutorials.
    NOTABLE QUOTES FROM THE INTERVIEW On Air Fryers & Cooking
    “All air fryers are not created equal.”
    “If you can grill it or bake it, you can usually air‑fry it.”
    “Buying too small can make you come back and want to upgrade—now you’re wasting money.”
    On Starting Her Channel
    “My first check was $1.36… that’s a lot of work for $1.36.”
    “I believed I was filling a gap… there wasn’t enough good content.”
    On Content Strategy
    “They need to know within the first three seconds that you’re going to deliver on your promise.”
    “In the beginning, you just need to start publishing some crappy videos.” (On practicing, learning, and improving)
    On Authenticity
    “I will only share what I can authentically stand behind.”
    “If I make mistakes, I show them.”
    On Impact
    “If I was in a room with 10,000 people, that’s still a lot of impact.” (Perspective on viewer counts)
    “What matters is that person who felt hopeless now feels empowered.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Money Tips: She discusses home financing options such as Reverse Mortgages, Zero Down Payment Programs and FHA 203K Program.

    04/03/2026 | 26min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard.
    Purpose of the Interview
    The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned.
    Key Takeaways
    Background and Career Path
    Latrease has a finance degree and started in investment operations in 1999.
    Transitioned from auto financing and co-owning a car dealership to mortgage lending.
    Became an independent mortgage broker in 2022 after being laid off during rising interest rates.

    Role of an Independent Mortgage Broker
    Holds her own license and partners with multiple lenders to offer tailored loan products.
    Advocates for borrowers to ensure they get the right product, not just approval.
    Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges.

    Home Financing Insights
    Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance.
    Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs.
    FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers.

    Credit Challenges
    Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates.
    Latrease consults and provides “what-if” scenarios to help clients improve credit over time.

    Entrepreneurial Lessons
    Mistakes: Starting without enough capital and a strong pipeline; economic timing matters.
    Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent.

    Notable Quotes
    On independence:
    “As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.”

    On reverse mortgages:
    “The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.”

    On credit challenges:
    “Programs go as low as 500 credit score, but those borrowers need 10–20% down.”

    On entrepreneurial advice:
    “Make sure you have strong capital and a solid pipeline before stepping out on faith.”

    On perseverance:
    “It’s all about follow-through. It’s all about your dream and whether you want to make it happen.”

    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Career Tips: Her Google Career Scholarships generate thousands of dollars in job opportunities.

    04/03/2026 | 25min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cassandra Lester.
    Purpose of the Interview
    The interview introduces Cassandra Lester’s nonprofit Grow Give Prosper and its partnership with Google’s “Grow with Google” initiative. The goal is to provide free career certification scholarships to underserved and economically impacted communities, helping individuals increase earning potential and gain financial literacy.
    Key Takeaways
    Mission of Grow Give Prosper
    Founded in 2023, focused on financial education and empowerment.
    Aims to help communities grow together, give to each other, and prosper collectively.

    Google Partnership
    Offers free career certifications in high-demand fields: Cybersecurity
    Data Analytics
    Digital Marketing & E-commerce
    IT Support
    Project Management
    UX Design

    Certifications are self-paced, online, and typically take 3–6 months.
    No prior experience required; participants receive a portfolio upon completion.

    Accessibility
    Scholarships are free; the only requirement is commitment.
    Available to anyone in the continental U.S., regardless of education level (GED, college dropout, etc.).
    Registration via growgiveprosper.org (scroll to Google Career Scholarships).

    Impact
    Over 300 scholarships awarded; previously had 500.
    Designed to level the playing field for those without Ivy League degrees.
    Certifications can stack (e.g., Project Management + Data Analytics) for greater career potential.

    Financial Literacy
    Defined as understanding financial concepts and applying them to daily life.
    Misconceptions persist—some communities avoid discussing money or undervalue credit scores.
    Cassandra emphasizes breaking cycles of predatory lending and poor financial habits.

    Challenges
    Cultural reluctance to discuss money.
    Skepticism about legitimacy of programs.
    Difficulty securing grants as a small nonprofit.
    Cassandra combats these through grassroots outreach and workshops.

    Personal Drive
    Cassandra’s passion stems from seeing financial struggles across all demographics.
    She actively promotes opportunities through community centers, adult education classes, and social media.

    Notable Quotes
    “I want us to grow together so that we can give to each other and then prosper as a collective.”
    “Google is leveling the playing field—you don’t need an Ivy League education to earn a livable wage.”
    “The only fee is commitment.”
    “Financial literacy means you understand the words, you hear the conversation, and it’s not Greek to you.”
    “You can’t talk about managing finances if you really don’t have anything coming in.”
    “You don’t want to miss this opportunity to increase your earning potential.”
    “Once you’re certified, that’s yours for life—you can’t repo a degree or certification.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    FULL SHOW: One Has To Go, Strawberry Letter: Did He Move Out So He Can Cheat - 3.4.26

    04/03/2026 | 1h 32min
    The Steve Harvey Morning Show for Wednesday, March 4th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Johnson's Freedom Call" | Ask The CLO | Trending & Entertainment News | Winter Sleep With ZZZ Quil from Vicks | One Has To Go | Nephew Tommy's Prank - "Work Husband" | Strawberry Letter - "Did He Move Out So He Could Cheat" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Spring Break Destinations | Would You Rather | Steve Harvey's Closing Remarks
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.

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Sobre The Steve Harvey Morning Show

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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