The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox.
Summary of the Interview
In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people.
Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally.
The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20.
Purpose of the Interview
The interview aims to:
1. Inspire financial empowerment
Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes.
2. Demystify investing and wealth-building
She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners.
3. Highlight her fintech platform Emplify
She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes.
4. Encourage a mindset shift
Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions.
Key Takeaways 1. Wealth Begins with Belief and Mindset
Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it.
2. You Don’t Need a Lot of Money to Start Investing
She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth.
3. You Can Invest in Others’ Ideas—Not Just Your Own
Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation.
4. Ashley’s Own Journey Included Failure
After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going.
5. Financial Education Should Start Early
She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late.
6. Emplify Scales Wealth Education
Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively.
7. Social Media Is Her Biggest Access Point
Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are.
8. You Must Pay Yourself First
Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern.
9. Logic Over Emotion
Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth.
Notable Quotes (Taken From the Transcript) On Wealth Mindset
“When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.”
“There is no president that can build the wealth that you can create for your family.”
On Starting Small
“You don't have to have a lot of money to start. You just have to have the will to begin.”
“A whole lot of $20 can get you to a million—as long as you don’t stop.”
On Investing
“Consider the companies you give your money to and own them, because they are a lot cheaper than you think.”
“If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.”
On Self-Reliance
“You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?”
On Purpose and Identity
“My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.”
“Emplify is the movement. It just has my DNA.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Bisa Lewis.
🎯 Purpose of the Interview
To spotlight the challenges and opportunities within the teaching profession, especially post-COVID, and to empower educators to leverage their skills for financial growth beyond the classroom. Dr. Besa shares her journey, insights, and strategies for educators to supplement their income while maintaining their passion for teaching.
🗝️ Key Takeaways 1. Educators Are Undervalued Yet Essential
Teachers are underpaid and often disrespected despite their critical role in shaping future generations.
COVID briefly highlighted their importance, but systemic undervaluation persists.
2. Mental Wellness and Structure Matter
Dr. Bisa emphasizes morning meditation, prayer, and silence to manage stress and set the tone for her day.
She avoids early meetings and uses Mondays and Fridays for planning and reflection.
3. Education Credentials Open Doors
Dr. Bisa holds four degrees and explains that credentials often determine access to influential spaces.
Degrees help gain respect and credibility, especially in leadership and public speaking roles.
4. The Paid Method for Educators
Dr. Besa developed the PAID Method to help educators monetize their skills:
P – Prospects: Who will pay for your skills?
A – Allies: Who can support your journey?
I – Information: What do you need to know?
D – Dollars: How much can you earn?
5. Teachers Can Earn Beyond the Classroom
Through coaching, curriculum development, speaking engagements, and grant writing.
Dr. Bisa’s curriculum is used in 30 states, showcasing how educators can scale their expertise.
6. AI and Education
AI should be embraced, not feared.
It won’t replace teachers but will transform education by shifting focus from theory to practice.
Educators must adapt and use technology to enhance learning and remain competitive.
7. Cultural and Economic Empowerment
Dr. Bisa advocates for Black educators and communities to overcome systemic barriers by embracing innovation.
She warns against fear-based resistance to technology and encourages strategic adoption.
💬 Notable Quotes
“It’s time to stop reading other people’s success stories and start living your own.” – Rushion McDonald
“Sometimes those papers just help you get in the room.” – Dr. Bisa
“Stop being afraid, stop being oppressed, and make sure that whatever comes out, you figure out how you can use it.” – Dr. Bisa
“Guide learning. That is what we should do.” – Dr. Bisa
“Consistency is what people gain trust in.” – Rushion McDonald
🌐 Resources Mentioned
Website: DrBisa.com
Podcast: The Paid Educator Podcast
Social Media: Consistent handles across platforms under “DrBisa”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson.
Purpose of the Interview
The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to:
Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships.
Educate families on how to avoid student loan debt through her proven system, The Scholarship System.
Dispel myths about scholarships and provide actionable steps for parents and students.
Key Takeaways
Scholarship System Approach
Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm.
Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive.

Common Myths Debunked
Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply.
Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability.
All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time.
It takes too much time: With a system and reusable materials, effort decreases each year.

Avoiding Scholarship Scams
Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data.
Real scholarships require effort and personalization.

Role of Parents
Parents should help with planning and identifying legitimate scholarships but not complete applications for students.
Committees can detect when parents write essays.

AI in Scholarship Applications
Jocelyn warns against copy-pasting AI-generated essays.
Her platform introduced TESS, an AI assistant for ethical guidance and support.

Financial Aid Basics
Submit FAFSA even if you think you won’t qualify; some colleges and states require it.
Combine all sources—government aid, institutional aid, and private scholarships.

For Current College Students
Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year.

Entrepreneurial Journey
Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars.
She emphasizes persistence and ignoring naysayers.

Notable Quotes
“I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.”
“Most families want scholarships, but they get stuck in the overwhelm.”
“There’s no big red easy button—but with clear steps, it feels less daunting.”
“We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.”
“With great power comes great responsibility—AI can help, but only if used ethically.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jai Johnson.
🧾 Interview Summary
Dr. Jai Johnson appears on Money Making Conversations Masterclass to discuss her work as a medical provider, entrepreneur, and holistic wellness advocate. She shares how her career spans healthcare, beauty, wellness, and empowerment, all rooted in a mission to help individuals transform physically, mentally, and emotionally.
Her approach integrates:
Preventative and family medicine
Beauty and aesthetic services
Mental health and mindset coaching
Community service and giving back
Throughout the interview, she emphasizes that true wellness is holistic, requiring alignment of mind, body, and spirit, and that success stems from self-awareness, discipline, and purpose-driven living.
🎯 Purpose of the Interview
The interview serves multiple purposes:
1. Educate
Inform listeners about integrated healthcare and aesthetic services
Highlight the importance of root-cause analysis, not just symptom treatment
2. Inspire
Motivate individuals to overcome challenges and pursue their goals
Reinforce personal accountability and self-belief
3. Promote Entrepreneurship
Showcase how healthcare professionals can build multi-dimensional businesses
Encourage self-promotion and brand building
4. Empower the Community
Stress access to care, mental wellness, and community uplift
Promote her conference and services as tools for transformation
🔑 Key Takeaways 1. Holistic Health Is Essential
Health goes beyond physical symptoms—it includes mental, emotional, and spiritual well-being
Treatment begins with a full assessment and understanding of the person
She focuses on the “root cause” and overall condition rather than isolated issues
2. Mindset Drives Results
Success starts internally—without the right mindset, external solutions fail
Discipline and consistency are required for transformation
“Your mindset has to be in line with your body to…conquer any of your goals” [Dr. Jai Jo...(Podcast) | Txt]
3. Accountability Is Non-Negotiable
Clients must be willing to follow guidance
Practitioners can guide, but change depends on the individual
“Accountability is everything… I can only do what you allow me to do” [Dr. Jai Jo...(Podcast) | Txt]
4. Pain Can Be a Source of Power
Personal struggles can become motivation for growth and purpose
Emotional pain is just as impactful as physical pain
She explains that pain “doesn’t determine who you are” but can motivate transformation [Dr. Jai Jo...(Podcast) | Txt]
5. Self-Promotion Is Necessary
Entrepreneurs must actively communicate their value
Visibility drives opportunity and business success
“If you don’t talk about yourself… it don’t make sense” [Dr. Jai Jo...(Podcast) | Txt]
6. Integration of Health, Beauty, and Business
Her services combine: Facials, skincare, and aesthetics
Weight management
Pain management without narcotics
Meditation and wellness coaching

All tied together through her broader empowerment mission
7. Community and Safe Spaces Matter
People need supportive environments to heal and grow
Her conference and services create spaces for shared healing and expression
“Silence holds people hostage… you have to release it so you can move forward” [Dr. Jai Jo...(Podcast) | Txt]
8. Five Core Pillars Define Her Work
Her brand is built on:
Healthcare & wellness
Beauty
Education & professional development
Healing & personal transformation
Leadership, media & empowerment [Dr. Jai Jo...(Podcast) | Txt]
💬 Notable Quotes
Here are some of the most impactful quotes from the interview:
On Purpose & Passion
“Medical was my compassion… my profession… my purpose.” [Dr. Jai Jo...(Podcast) | Txt]
On Mindset
“Your mindset has to be in line with your body.” [Dr. Jai Jo...(Podcast) | Txt]
On Accountability
“Accountability is everything.” [Dr. Jai Jo...(Podcast) | Txt]
On Pain & Growth
“It doesn’t determine who you are… it made me who I am today.” [Dr. Jai Jo...(Podcast) | Txt]
On Self-Promotion
“If you don’t talk about yourself… it don’t make sense.” [Dr. Jai Jo...(Podcast) | Txt]
On Confidence
“I need for you to walk with your head up… keep moving forward.” [Dr. Jai Jo...(Podcast) | Txt]
On Healing
“Silence holds people hostage.” [Dr. Jai Jo...(Podcast) | Txt]
✅ Bottom Line
Dr. Jai Johnson’s interview is a holistic blueprint for personal and professional transformation, emphasizing that:
Real success begins internally
Health, beauty, and mindset are interconnected
Pain can fuel growth
Accountability and discipline are critical
Self-promotion is essential for entrepreneurial success
Her message blends wellness, motivation, and business strategy, positioning her as both a healthcare provider and an empowerment leader.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Howard Hewett.
Rushion McDonald invited legendary R&B vocalist Howard Hewett to share the lessons behind his four-decade music career, focusing on perseverance, preparation, personal vision, integrity, and long-term success. The conversation was designed not only for music fans, but also for entrepreneurs, creatives, and professionals seeking insight into how sustained success is built over time.
The interview blends Howard's personal journey—from Akron, Ohio, to becoming the lead voice of Shalamar—with practical life and business principles that helped him remain relevant and respected throughout his career.
Executive Summary
Howard Hewett reflected on his early years as a performer, the unexpected opportunity that led to his joining Shalamar, and the mindset that enabled him to capitalize on life-changing opportunities. He emphasized that success is rarely accidental; it comes from preparation, visualization, discipline, and maintaining integrity.
A major theme throughout the interview was that individuals must prepare for opportunities long before they arrive. Hewett explained how years of practice and dedication allowed him to seize the moment when an audition unexpectedly presented itself, eventually launching him into one of R&B's most successful groups.
Key Takeaways 1. Preparation Creates Opportunity
Howard stressed that talent alone is not enough. Success occurs when preparation meets opportunity.
He spent years singing and performing before receiving his breakthrough.
When the opportunity to audition for Shalamar arrived, he was ready because he had already done the work.
Being "ready" often matters more than being lucky.
Business Lesson: Continuous preparation allows people to act decisively when opportunities appear.
2. Visualization Is Powerful
Howard discussed the importance of mentally seeing success before it happens.
After moving to California, he regularly visualized performing in front of thousands of people.
He imagined achieving professional goals long before they became reality.
Visualization strengthened his confidence and focus.
Business Lesson: Successful people often create a clear vision of their future and work consistently toward it.
3. Your Reputation Matters
Throughout the conversation, Howard highlighted the value of character and professionalism.
Relationships in the entertainment industry were built on trust.
Integrity helped sustain a career that has lasted more than 40 years.
Success without character is difficult to maintain.
Business Lesson: Reputation is one of the most valuable assets a person can possess.
4. Stay Ready for Unexpected Opportunities
One of the most compelling stories involved how Howard joined Shalamar.
He received an unexpected phone call while at the Motown building.
He auditioned shortly afterward.
Within days, he had joined the group and was performing on television.
The rapid sequence of events showed how quickly life can change when preparation meets opportunity.
Business Lesson: Major breakthroughs often arrive with little warning.
5. Longevity Requires Adaptability
Howard's career has spanned multiple generations of music fans.
He discussed evolving with the industry while maintaining authenticity.
He recognized the importance of growth without losing his artistic identity.
Longevity comes from balancing innovation with consistency.
Business Lesson: The ability to adapt is essential for sustained success.
6. Believe in Yourself Before Others Do
Howard spoke about having confidence in his abilities long before widespread recognition.
Self-belief helped him persevere through challenges and uncertainty.
Confidence strengthened his willingness to pursue ambitious goals.
External success followed an internal commitment to excellence.
Business Lesson: Confidence and vision often precede achievement.
Notable Quotes & Memorable Messages
The interview centered around several recurring themes that Howard expressed throughout the conversation:
"Preparation turns opportunity into success."
"You have to be ready when the door opens."
"Visualization helps create the life you want to live."
"Integrity is something nobody can take away from you."
"Don't wait for opportunity—prepare for it."
"Success starts with believing in yourself."
"Always be ready because your opportunity can come when you least expect it."
Overall Message
The interview was ultimately a masterclass on preparation, vision, self-belief, and longevity. Howard Hewett's story demonstrates that sustained success is not built on luck alone. It comes from years of disciplined preparation, maintaining strong values, visualizing success, and being ready when opportunity arrives. For entrepreneurs, artists, and professionals alike, his message was clear:
Stay prepared, protect your integrity, believe in your vision, and be ready when opportunity knocks.
#STRAW #BEST #SHMS

Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.