The Steve Harvey Morning Show

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain.
Summary of the Interview
On Money Making Conversations Masterclass, Rushion McDonald interviews Lisa Mulrain—CEO of Legacy Building LLC, a financial literacy and legal services entrepreneur with more than 30 years of federal government experience as a securities attorney. Lisa’s mission is to empower individuals and small businesses through financial education, credit repair, debt management, estate planning, and investment strategy.
The interview highlights her transition from government attorney to entrepreneur, the purpose behind Legacy Building LLC, and the unique combination of her legal expertise and financial coaching. She breaks down how underserved communities can close knowledge gaps, develop stronger money mindsets, repair credit, invest wisely, and protect assets through estate planning. She also explains the emerging opportunities in tokenized real estate, fractionalized Ginnie Mae securities, and the importance of research before investing.
The conversation is highly practical—covering everything from budgeting to Roth IRAs, 401(k) matches, brokerage accounts, credit consolidation, and asset protection through trusts and wills. Lisa stresses empowerment through education and long-term wealth building.
Purpose of the Interview
1. To introduce Lisa Mulrain’s financial literacy and legal services mission
The interview showcases how Legacy Building LLC helps clients improve credit, manage debt, understand investments, and plan estates.
2. To educate listeners about emerging financial trends
Lisa explains tokenized real estate, fractional Ginnie Mae securities, and policy changes that create new wealth-building opportunities.
3. To emphasize financial empowerment for underserved communities
She focuses on shifting money mindsets, breaking cycles of scarcity, and building generational wealth.
4. To highlight the importance of estate planning
She stresses that wills, trusts, and powers of attorney are foundational—not optional.
5. To offer actionable investing and credit strategies
Listeners gain practical tools to start improving their finances immediately.
Key Takeaways
1. Financial literacy begins with mindset
Before fixing credit, individuals must understand their past beliefs about money and scarcity.
Many financial mistakes originate from “lack mentality.”
2. Credit repair requires root-cause analysis
Lisa teaches clients to:
Identify how they fell into debt
Negotiate with creditors
Remove charge-offs when possible
Avoid repeating harmful financial behaviors
3. Estate planning is essential for everyone—not just older adults
A proper estate plan includes:
A trust (primary document)
A “pour-over” will for missed assets
Healthcare proxies & POAs
Instructions for managing assets during incapacity or after death
Common tragedies—Prince, Aretha Franklin, Michael Jackson—show how lack of planning complicates estates.
4. Invest intentionally and consistently
Key investment tools Lisa recommends:
Maximize 401(k) contributions, especially employer matches
Favor S\&P 500 index options in retirement plans
Fund a Roth IRA for tax-free growth
Open brokerage accounts with established firms (e.g., Schwab, Fidelity)
Buy fractional shares to invest even with small amounts
Focus on time in the market, not timing the market
5. Tokenized real estate and fractionalized Ginnie Mae securities are groundbreaking
Lisa explains how changes in federal policy and crypto infrastructure enable new low-barrier investment opportunities—such as Ginnie Mae-backed fractional securities for as little as $50.
6. Research, research, research
Before buying any stock, investors should monitor:
Long-term trends
Earnings calls
Layoffs (strategy vs. crisis)
Market cycles
Influential investors’ moves
7. Legacy Building LLC merges financial education + legal protection
Her dual firms allow clients to:
Learn how to build wealth
Legally protect their assets
Create generational stability
8. Wealth building requires discipline—not brand-driven spending
She warns against sinking money into luxury goods without appreciating assets to match.
Notable Quotes
(All pulled directly from the transcript.)
On why she does this work
“Helping people has always been at my core.”
“I wanted to get involved in finance because that was the one central factor that made the difference between the haves and the have nots.”
On mindset & credit
“Let’s examine your money mindset.”
“We adopt a lack mentality… we already start from a place of ‘we don’t have it.’”
On estate planning
“Whatever you’ve accumulated… you don’t have a plan.”
“It could take years for it to go through probate.”
“Your trust is the main document.”
On investing
“You are leaving money on the table if you don’t get that 401(k) match.”
“Don’t time the market… it’s about time in the market.”
“Scare money don’t make money.”
On financial habits
“Be diligent in your acquisitions.”
“You cannot make any money if you are not investing. Period.”
On opportunities in new investment tech
“Tokenized real estate is very new and novel… real physical assets backing crypto.”
“Ginnie Mae securities are now eligible for fractionalized shares… with guaranteed repayment.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Rainey.
He holds a powerful executive role in the media world, shaping the future of iconic brands like Billboard, Rolling Stone, and SXSW.
🏆 Paul Rainey’s Executive Career at Penske Media Corporation (PMC)
Current Role
Executive Vice President of Operations and Finance at Penske Media Corporation (PMC).
Oversees operations and financial strategy for Rolling Stone, Billboard, Variety, The Hollywood Reporter, Vibe, SXSW, and more.
Provides strategic input across PMC’s global media brands and live events, including the Billboard Music Awards, SXSW, and American Music Awards.
Key Responsibilities
Leads financial decision-making, acquisitions, and operational procedures across PMC’s portfolio.
Serves on several boards, including as Audit Committee Chair of Redaptive, Inc. and a Director at SXSW.
Background & Education
Holds a Master of Science in Accountancy and a BBA in Finance and Computer Applications from the University of Notre Dame.
Formerly held leadership roles at General Electric, Global Eagle, and Harris CapRock Communications, managing billion-dollar operations across five continents.
📘 About PMC & Cultural Influence
PMC is a global media powerhouse, reaching over 350 million people monthly. Its brands shape culture through journalism, entertainment, and live events, including SXSW
Paul Rainey is a rare blend of creative storyteller and corporate strategist, bridging the worlds of graphic novels and global media leadership. Whether he’s crafting a sci-fi twist in a comic or guiding the future of Billboard and SXSW, his influence is both wide-reaching and deeply personal. Let me know if you’d like a visual timeline of his career or a deeper dive into one of his roles. 🎬📈✨

#STRAW
#BEST
#SHMS
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Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Trey Haley.
🎯 Purpose of the Interview
The interview aims to:
Inspire creatives and entrepreneurs by sharing Trey Haley’s journey in the entertainment industry.
Highlight the importance of persistence, self-belief, and strategic networking.
Promote Haley’s current work, especially the BET+ series The Family Business.
Educate listeners on the realities of Hollywood and the long-term mindset needed for success.
🔑 Key Takeaways 1. Origin Story & Early Influences
Trey Haley grew up in Dallas-Fort Worth, with a mother in corporate sales and a father who was a criminal defense attorney.
His passion for entertainment began early, influenced by music, Spike Lee scripts, and editing during college at North Texas.
2. Leap of Faith to Los Angeles
Moved to LA with no backup plan, driven by passion.
Took a courier job to network and eventually landed an internship with Morgan Freeman’s company, Revelations Entertainment.
3. Building Tri Destin Studios
Co-founded Tri Destin Studios with Nikita De Brown Jones.
Emphasized creating their own lane and owning their content.
Their goal: “Change the perception of the world” through storytelling where “we always win.”
4. The Family Business
Based on Carl Weber’s bestselling book series.
Independently produced before BET+ picked it up.
Features a star-studded cast including Ernie Hudson, Valerie Pettiford, Michael Jai White, and Javicia Leslie.
5. Industry Wisdom
Success in Hollywood is about relationships, consistency, and character.
Warns against shortcuts and “hook-up culture” in entertainment.
Encourages young creatives to focus on talent, value, and long-term growth.
🗣️ Notable Quotes
On taking risks:
“My mother said, go jump off the ledge and go fly like a bird.”

On self-belief:
“Who told you you could be an attorney? Nobody. You figured it out. I’m going to figure it out too.”

On breaking into the industry:
“I took a courier job just to meet people in the studios. I dressed like I worked there so they’d see me the way I needed to be seen.”

On creating value:
“The most powerful people create their own companies, their own stories, and tell them consistently.”

On longevity:
“If your roots aren’t settled and strong, anything can take you out.”

On perspective:
“Your perspective in life is the key. If you see negative, you’ll get negative. If you see the win, you’ll fly high.”

📺 Current Project Highlight
The Family Business
Streaming on BET+
Multi-season crime drama with layered storytelling and strong character development.
Haley serves as executive producer and director.
#SHMS #STRAW #BEST
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The Steve Harvey Morning Show for Wednesday, February 11th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Valentine's Day Gift Card" | Ask The CLO | Special Guest: Attorney Benjamin Crump With A Positive Announcement Pt. 1-2 | Lesser Known Black History | Nephew Tommy's Prank - "Valentine's Day Delivery" | Strawberry Letter - "He Gets To See The World, But We Don't" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Valentine's Day Cooking | Would You Rather | Steve Harvey's Closing Remarks
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tim Mercer.
Author of Bootstrap Millionaire and CFO of Cadence Ventures, Inc.:
🎯 Purpose of the Interview
To inspire and educate aspiring entrepreneurs and professionals by sharing Tim Mercer’s journey from humble beginnings to financial success, emphasizing the importance of hard work, faith, planning, and leveraging government contracts and nontraditional financing.
🗝️ Key Takeaways
Background & Journey
Tim Mercer grew up in Mullins, South Carolina, in modest circumstances.
His path to success began with military service, which broadened his worldview and led him to entrepreneurship.

Bootstrap Millionaire Philosophy
The term “bootstrap” symbolizes hard work, sacrifice, and perseverance.
Mercer emphasizes that success doesn’t come overnight—it requires grinding, planning, and faith.

Importance of a Business Plan
A solid business plan is essential for securing funding and guiding business growth.
Mercer shares real-life examples of people failing to secure support due to lack of planning.

Cadence Ventures, Inc.
A boutique private equity firm offering nontraditional financing for real estate investors.
Focuses on investment properties and uses the property itself as collateral.

Government Contracting
Mercer began in government contracting in 2012 and credits it with helping him scale his business.
He stresses that while it’s complex and paperwork-heavy, it’s a valuable opportunity for minority-owned businesses.
Free resources like SAM.gov and Georgia Tech’s GT PAC can help entrepreneurs navigate the process.

Success Requires Sacrifice
Mercer highlights that every successful person has a story of struggle and sacrifice.
His book’s first chapter, “See the Glory, Don’t Know the Story,” encapsulates this message.

💬 Notable Quotes
“If you want to have the things tomorrow that other people won’t have, then you got to be willing to do the things today that other people won’t do.” — Tim Mercer quoting Les Brown
“There’s no success without sacrifice.” — Tim Mercer
“You can only make as much as the customer that you have.” — Tim Mercer on scaling through government contracts
“See the glory, don’t know the story.” — Chapter title from Bootstrap Millionaire
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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