The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Natalie Southwell.
Founder and CEO of The Essence of a Woman, LLC, a female empowerment agency dedicated to helping high‑achieving women rise with confidence, courage, clarity, and faith-driven purpose.
The conversation explores:
How women can overcome fear, trauma, and misaligned life decisions
The role of faith, purpose, and intentionality in decision-making
Her frameworks: PAIN and REAL
Her personal journey to launching The Essence of a Woman
How she guides women across generations—including students, early professionals, mid-career women, and women 50+—toward alignment and leadership.
🎯 Purpose of the Interview
The purpose of the interview is to:
1. Introduce Natalie Southwell’s mission
Explain how The Essence of a Woman empowers women to overcome fear, reclaim purpose, and lead authentically.
2. Share actionable frameworks
She breaks down two of her signature models—PAIN and REAL—which guide women through decision-making, healing, and leadership growth.
3. Inspire women of all ages
Show that age should never limit someone’s potential and that clarity and alignment are always possible, whether you're 20 or 60.
4. Highlight the importance of faith + practicality
Natalie discusses how spiritual alignment and real‑world strategy work together, especially for women in STEM or male-dominated industries.
🔑 Key Takeaways 1. The “Essence” Comes From Understanding God’s Love
Natalie says women often pour into others so heavily that they forget their own value. Understanding divine love helps women set boundaries, avoid suffering in silence, and make aligned decisions.
2. Bad Decisions Create Pain—But Pain Teaches
Her PAIN Framework helps women pause and analyze decisions before they create negative consequences:
PAIN Framework
P – Pause and consider purpose
A – Analyze your options
I – Impact: What will this cost emotionally, spiritually, financially?
N – Necessity: Why now? Is there urgency?
Using this method prevents rash or misaligned choices.
3. Across All Ages, the Common Root Issue Is Fear
Whether she’s coaching:
women in their 20s entering the workforce,
women in their 30s–40s navigating career changes or relationships, or
women 50+ rediscovering purpose,
Natalie identifies fear as the universal obstacle—fear of failure, success, judgment, or making another “wrong” move.
4. Faith + Technology Can Coexist
As a woman with a STEM background, Natalie insists that spiritual guidance can align with analytical problem‑solving. She uses faith to prepare for board meetings, interviews, coding challenges, and leadership scenarios.
5. Listening to Life’s “Whispers” Prevents Misalignment
Much of her philosophy centers on avoiding the dangers of ignoring internal nudges—what she calls “heart whispers.”
Ignoring these whispers leads to regret, unnecessary pain, toxic relationships, and stalled careers.
Her book The Dangers of Ignoring Your Heart’s Whispers expands on this theme.
6. Her REAL Framework Helps Women Rebuild REAL Framework
R – Reset/Reclaim what was lost
E – Empower/Elevate
A – Align with purpose
L – Lead with authenticity
This is the roadmap she uses to guide women out of trauma cycles and into leadership.
7. Trauma Must Be Understood but Not Rehearsed
Natalie emphasizes that trauma is real—but staying in it (“rehearsing it”) hardens the heart and blocks growth.
Healing requires releasing the past and rewiring one’s mindset.
8. Her Personal Calling Came from a Divine Moment
In 2020, she heard God give her the name “The Essence of a Woman.”
Though she registered the business immediately, she admits she didn’t “hover” over the idea long enough to see the full vision—she later learned to follow God’s blueprint more closely.
🗣 Notable Quotes from the Interview
Here are some standout lines directly from the transcript:
On the meaning of “essence”:
“The essence is really the understanding of how much God loves you… when you understand how God loves you, that’s the essence.”
On pain:
“Anytime you make a bad decision today, it will affect your tomorrow and your future.”
On fear across generations:
“It’s the same root across every generation. The root is fear—fear of failure, fear of not being enough.”
On finding purpose after mistakes:
“You can’t change the past, but there is a path forward. You have to rewire your mind.”
On age and purpose:
“Every day we wake up, we have an opportunity to stir up the gifts.”
On listening to whispers:
“We are often given promptings to do or not do certain things—whispers. But we ignore them.”
📘 Natalie’s Current and Future Work
Current book: The Dangers of Ignoring Your Heart’s Whispers
Next book: In development (referenced but not named)
Continues expanding her empowerment programs and corporate coaching initiatives
#SHMS #STRAW #BEST
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Bisa Lewis.
🎯 Purpose of the Interview
To spotlight the challenges and opportunities within the teaching profession, especially post-COVID, and to empower educators to leverage their skills for financial growth beyond the classroom. Dr. Besa shares her journey, insights, and strategies for educators to supplement their income while maintaining their passion for teaching.
🗝️ Key Takeaways 1. Educators Are Undervalued Yet Essential
Teachers are underpaid and often disrespected despite their critical role in shaping future generations.
COVID briefly highlighted their importance, but systemic undervaluation persists.
2. Mental Wellness and Structure Matter
Dr. Bisa emphasizes morning meditation, prayer, and silence to manage stress and set the tone for her day.
She avoids early meetings and uses Mondays and Fridays for planning and reflection.
3. Education Credentials Open Doors
Dr. Bisa holds four degrees and explains that credentials often determine access to influential spaces.
Degrees help gain respect and credibility, especially in leadership and public speaking roles.
4. The Paid Method for Educators
Dr. Besa developed the PAID Method to help educators monetize their skills:
P – Prospects: Who will pay for your skills?
A – Allies: Who can support your journey?
I – Information: What do you need to know?
D – Dollars: How much can you earn?
5. Teachers Can Earn Beyond the Classroom
Through coaching, curriculum development, speaking engagements, and grant writing.
Dr. Bisa’s curriculum is used in 30 states, showcasing how educators can scale their expertise.
6. AI and Education
AI should be embraced, not feared.
It won’t replace teachers but will transform education by shifting focus from theory to practice.
Educators must adapt and use technology to enhance learning and remain competitive.
7. Cultural and Economic Empowerment
Dr. Bisa advocates for Black educators and communities to overcome systemic barriers by embracing innovation.
She warns against fear-based resistance to technology and encourages strategic adoption.
💬 Notable Quotes
“It’s time to stop reading other people’s success stories and start living your own.” – Rushion McDonald
“Sometimes those papers just help you get in the room.” – Dr. Bisa
“Stop being afraid, stop being oppressed, and make sure that whatever comes out, you figure out how you can use it.” – Dr. Bisa
“Guide learning. That is what we should do.” – Dr. Bisa
“Consistency is what people gain trust in.” – Rushion McDonald
🌐 Resources Mentioned
Website: DrBisa.com
Podcast: The Paid Educator Podcast
Social Media: Consistent handles across platforms under “DrBisa”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox.
Summary of the Interview
In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people.
Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally.
The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20.
Purpose of the Interview
The interview aims to:
1. Inspire financial empowerment
Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes.
2. Demystify investing and wealth-building
She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners.
3. Highlight her fintech platform Emplify
She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes.
4. Encourage a mindset shift
Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions.
Key Takeaways 1. Wealth Begins with Belief and Mindset
Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it.
2. You Don’t Need a Lot of Money to Start Investing
She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth.
3. You Can Invest in Others’ Ideas—Not Just Your Own
Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation.
4. Ashley’s Own Journey Included Failure
After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going.
5. Financial Education Should Start Early
She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late.
6. Emplify Scales Wealth Education
Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively.
7. Social Media Is Her Biggest Access Point
Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are.
8. You Must Pay Yourself First
Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern.
9. Logic Over Emotion
Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth.
Notable Quotes (Taken From the Transcript) On Wealth Mindset
“When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.”
“There is no president that can build the wealth that you can create for your family.”
On Starting Small
“You don't have to have a lot of money to start. You just have to have the will to begin.”
“A whole lot of $20 can get you to a million—as long as you don’t stop.”
On Investing
“Consider the companies you give your money to and own them, because they are a lot cheaper than you think.”
“If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.”
On Self-Reliance
“You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?”
On Purpose and Identity
“My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.”
“Emplify is the movement. It just has my DNA.”
#SHMS #STRAW #BEST #AMI

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Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson.
Purpose of the Interview
The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to:
Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships.
Educate families on how to avoid student loan debt through her proven system, The Scholarship System.
Dispel myths about scholarships and provide actionable steps for parents and students.
Key Takeaways
Scholarship System Approach
Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm.
Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive.

Common Myths Debunked
Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply.
Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability.
All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time.
It takes too much time: With a system and reusable materials, effort decreases each year.

Avoiding Scholarship Scams
Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data.
Real scholarships require effort and personalization.

Role of Parents
Parents should help with planning and identifying legitimate scholarships but not complete applications for students.
Committees can detect when parents write essays.

AI in Scholarship Applications
Jocelyn warns against copy-pasting AI-generated essays.
Her platform introduced TESS, an AI assistant for ethical guidance and support.

Financial Aid Basics
Submit FAFSA even if you think you won’t qualify; some colleges and states require it.
Combine all sources—government aid, institutional aid, and private scholarships.

For Current College Students
Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year.

Entrepreneurial Journey
Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars.
She emphasizes persistence and ignoring naysayers.

Notable Quotes
“I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.”
“Most families want scholarships, but they get stuck in the overwhelm.”
“There’s no big red easy button—but with clear steps, it feels less daunting.”
“We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.”
“With great power comes great responsibility—AI can help, but only if used ethically.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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The Steve Harvey Morning Show for Friday, October 16th, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Run That Prank Back - "Neighborhood Watch" | Ask The CLO | Trending & Entertainment News | DoorDash Deliver Drama | Roscoe Wallace | Nephew Tommy's Prank - "New Landlord" | Strawberry Letter - "Ain't No Sunshine When She's Gone" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | National Boss Day | Would You Rather | Steve Harvey's Closing Remarks
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