The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.
Purpose of the Interview
The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.
Key Takeaways
Funding Opportunities & Qualifications
Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
Basic qualifications include: Credit score of 680+
Existing credit lines (at least $10,000)
A clear business mission and low-risk profile.


Avoiding Scams
Beware of unsolicited emails/texts promising easy money.
Do your homework: Check companies on Better Business Bureau (BBB).
Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).

Never share sensitive information without verifying legitimacy.

Importance of a Business Plan
Funding is not free money—you need a strategic plan.
Katrina calls it a “money mission”: know exactly how funds will be deployed.
Without a plan, money disappears quickly, leading to debt and bad credit.

Family & Friends Lending
Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties.
Decide upfront if it’s a gift or a loan.


Services Offered by New Day for You Financial
SBA loans, equipment loans, purchase order financing.
Lines of credit and 0% interest credit cards (18–21 months).
Credit card stacking for higher funding amounts.
Credit restoration referrals for those with poor credit.

Success Story
Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

Notable Quotes
“If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
“We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
“You have to vet companies. Go to BBB, Google them, and check their credibility.”
“If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
“We say if you don’t get anything, we don’t get paid.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anthony Tuggle.
Senior executive, transformational advisor, and founder/CEO of Tag Us Worldwide. With more than 30 years of leading global operations at AT\&T and other Fortune 10 organizations, Tuggle shares lessons in leadership, resilience, corporate success, personal health battles, entrepreneurship, and the importance of emotional intelligence in the AI era.
His story blends professional excellence with survival, detailing how he overcame kidney failure, a transplant, dialysis, and even kidney cancer—while simultaneously rising to the executive ranks and later launching his own leadership transformation company.
🎯 Purpose of the Interview
The interview’s goals were to:
1. Highlight Anthony Tuggle’s leadership journey
From a corporate executive managing global teams to the CEO of Tag Us Worldwide.
2. Share actionable insights on corporate success and leadership development
He explains the importance of foundation, consistency, emotional intelligence, and taking care of people.
3. Discuss the importance of DEI and equitable leadership
Tuggle emphasizes why diverse backgrounds, and diverse thoughts build strong companies.
4. Reveal the personal health challenges that shaped his perspective
His story serves as instruction, caution, and motivation.
5. Promote Tag Us Worldwide
A transformation consultancy helping organizations elevate culture and leadership.
💡 Key Takeaways
1. Success Requires Hard Work, Foundation & Intentionality
Success is not accidental.
Tuggle stresses:
Education (undergrad + MBA from Emory’s Goizueta Business School)
Moving 12 times across the country for opportunities
Consistency and showing up
“Stay ready so you don’t have to get ready” is one of his core principles.
2. Leadership = Taking Care of People
Tuggle explains that high-performing organizations have one thing in common:
Leaders take care of people, and people take care of the business.
He built a reputation for developing leaders who now lead in Fortune 50 companies.
3. Understanding the Rules of the Game Matters
Whether you’re an entrepreneur or corporate professional, there are rules:
Professionalism
Performance
Relationship building
Consistency
Respecting organizational culture
Many people fail because they enter the “game” without learning its rules.
4. DEI and Access Are Non-Negotiable for Strong Organizations
Tuggle is a firm supporter of diversity, equity, inclusion, both in culture and thought.
He says he would not be where he is today without people giving him a chance.
5. His Corporate Career Was Truly Global
He managed large teams across:
The Philippines
Costa Rica
Mexico
This global lens influences his approach to transformation and scaling businesses.
6. His Health Journey Defines His Resilience
Anthony Tuggle's story is extraordinary:
• Kidney failure in his 20s
Doctor told him he “should be dead.”
Caused by untreated hypertension.
• 25-year kidney transplant survivor
He received a deceased donor kidney and outlived the typical 10–15-year expectancy—twice.
• Kidney transplant failed again after 25 years
He returned to dialysis (hemodialysis → peritoneal dialysis).
• Kidney cancer diagnosis—found early
While preparing for another transplant, doctors discovered kidney cancer caused by long-term immunosuppressant medications.
He survived it: stage 1, noninvasive.
These challenges fuel his drive, urgency, and refusal to waste life.
7. Faith Was His Anchor Throughout
When diagnosed with kidney failure, he got on his knees and prayed.
He says God told him, “We're not done.”
This became his mantra for survival and purpose. [
8. Tag Us Worldwide: “Together Achieving Greatness”
His company focuses on:
Leadership transformation
Cultural elevation
Organizational outcomes
Preparing leaders for the AI-powered future
Tag Us delivers impact through:
Real-world corporate experience
AI-enhanced strategy
Emotional intelligence coaching
Business transformation frameworks
He blends AI + EQ, insisting companies should never rely on AI alone.
9. AI Won’t Replace Humans—But Humans Who Use AI Will Win
Tuggle led an AI organization for four years, and his stance is clear:
AI is here to stay
The “secret sauce” is people
Leaders must embrace change, not fear it
Emotional intelligence will enhance AI outcomes
10. Legacy = Family + Leadership + Service
He emphasizes shaping his daughter’s worldview and standards.
She graduated with honors from USC’s Marshall Business School.
He believes leaders should create environments where people can win—and that is his mission.
🗣 Notable Quotes (with citations) On success
“I didn’t just wake up and look like this—I put in the hard work.” [
On leadership
“If you take care of your people, they take care of you.”
On preparation
“Stay ready—we don’t have to get ready.” [
On DEI
“You need diversity of color but also diversity of thought.”
On fear
“I faced many obstacles throughout my life… fear becomes motivation.” [
On AI
“Good leaders embrace change. Great leaders inspire change.” [
On resilience
“I am highly favored… I’ve beaten the odds twice.” [
On purpose
“My passion is leadership; my purpose is changing lives.” [
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rhonda Spratt.
Founder of Bella Luv, a Georgia‑based nonprofit (referred to in the transcript as Ghost Pink / Bella Luv) dedicated to year‑round breast cancer awareness, early detection advocacy, and compassionate support for women undergoing treatment. Inspired by her mother’s experience and eventual passing from metastatic breast cancer, Spratt explains her mission to move beyond October awareness campaigns and create continuous impact through education, community engagement, and personalized care boxes for women in active treatment.
The conversation touches on her personal grief journey, her motivations, the work required to run a nonprofit, her practices for emotional balance, and her vision to normalize year‑round breast cancer education.
🎯 Purpose of the Interview 1. To Share Rhonda Spratt’s Motivation for Founding Bella Luv
Her mother's breast cancer journey—early detection success followed by recurrence due to lack of ongoing screenings—motivated her to create a nonprofit that centers early detection and support.
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2. To Educate Listeners About the Realities of Breast Cancer
She discusses stages, recurrence, survival rates, and the importance of consistent mammograms beyond October.
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3. To Promote Year‑Round Awareness and Action
Spratt stresses that breast cancer does not “take a break” and that communities must stop limiting education and advocacy to Breast Cancer Awareness Month.
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4. To Highlight the Work and Impact of Her Nonprofit
Bella Luv has supported 76+ women nationwide with tailored care boxes that meet their personal treatment needs.
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5. To Inspire Others to Balance Purpose, Grief, Community Work, and Personal Wellness
She shares how golf, yoga, and intentional self‑care allow her to manage emotional weight while serving others.
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📌 Key Takeaways 1. Early Detection Saves Lives
Breast cancer’s 5‑year survival rate is 99% with early detection.
Rhonda’s mother survived over 10 years after her first early diagnosis but passed when the cancer returned aggressively and was not caught in time.
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2. Breast Cancer Awareness Should Be Year‑Round
October provides visibility, but many women are diagnosed in every month.
Limiting awareness to one month creates desensitization, not education.
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3. Bella Luv Provides Tailored Support for Women in Treatment
Care boxes include mastectomy bras, aluminum‑free deodorant, skincare, ginger tea for chemo nausea, journals, and motivational items.
Boxes are customized based on the woman’s stage, treatment, and needs.
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4. Running a Nonprofit Requires Community, Consistency & Help
Spratt initially did everything alone and highlights the importance of partnerships, sponsors, and consistent supporters.
Sustainably operating a nonprofit goes far beyond obtaining 501(c)(3) status.
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5. Emotional Balance Is Essential
Supporting women “fighting for their lives” is heavy work.
Spratt uses yoga 3‑4 times per week and golf for mental balance and rejuvenation.
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6. Nationwide Impact From a Georgia Base
Bella Luv has sent care boxes to women across the U.S., including Colorado and Houston.
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7. Personal Loss Transformed Into Purpose
Spratt honors her mother without living in grief, finding healing in helping others.
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💬 Notable Quotes (from the transcript) On early detection
“If you detect breast cancer early, the five‑year survival rate is 99%.”
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On her mother’s recurrence
“She didn’t schedule a mammogram… she was distracted, caught up with life instead of making her health a priority.”
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On year‑round awareness
“Breast cancer doesn’t wait until October to be diagnosed. Women are diagnosed every day.”
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On founding her nonprofit
“I wanted to be more hands‑on… intentionally gift women with items they need as they’re going through breast cancer.”
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On emotional healing
“It is very healing… I get joy from helping other women as they’re going through their healing journey.”
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On running a nonprofit
“You have to ask for help… in the beginning I was a one‑woman show.”
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On women’s identity and mastectomy
“It’s like losing a part of yourself… you feel like a part of your womanhood has been taken away.”
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On faith and purpose
“Faith is definitely driving this… I felt a strong call that I needed to step up and do more.”
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#STRAW #SHMS #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, February 26th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "K. Miller" | Ask The CLO | Entertainment News | Gavin Newsom | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Your Funeral Arrangements" | Strawberry Letter - "I Can't Wait Til The Summer" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Winter Storms | Would You Rather | Steve Harvey's Closing Remarks
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.
🎯 Purpose of the Interview
To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building.
🗝️ Key Takeaways 1. Background & Recognition
Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award.
Featured in the Contemporary Black Biography series.
Former college basketball coach and educator with a strong focus on discipline and mentorship.
2. Seven-Stage Generational Wealth Model
Outlined in his book, the model includes:
Internal/External Ecosystem – influences from family, community, and environment.
Financial Genetic Code – inherited financial narratives and behaviors.
Financial Healing – reprogramming harmful financial habits.
Financial Edification – literacy and inclusion.
Financial Well-being – stability and health.
Generational Knowledge – estate planning, insurance, long-term care.
Generational Wealth – successful transfer of assets.
“Without financial well-being, there is no generational wealth.”
3. Financial Genetic Code
A trademarked concept by Dr. Wallace.
Unlike DNA, it can be rewritten through education and therapy.
Influenced by early experiences, family habits, and community norms.
Examples include “scar tissue narratives” (trauma from past financial events).
4. Credit & Financial Literacy
Credit score is critical but misunderstood.
Utilization rate should be under 30%.
Payment history and inquiries significantly affect scores.
Many people are unaware of the difference between consumer scores and business scores.
5. Barriers to Financial Growth
Lack of trust in financial systems due to past trauma.
Misinformation passed down from family and community.
Zip codes and overleveraging can impact loan approvals.
Financial professionals may unknowingly transfer their own biases to clients.
6. Role of Financial Professionals
Dr. Wallace identifies five key roles:
Financial Educator
Financial Counselor
Financial Therapist
Financial Advisor
Financial Planner
He emphasizes matching individuals with the right professional based on their needs and emotional readiness.
7. Book Insights
Generational Wealth Begins with Generational Knowledge is an Amazon bestseller.
Includes self-assessments after each chapter.
Designed for both professionals and everyday readers.
Encourages readers to identify their financial stage and take actionable steps.
💬 Notable Quotes
“You are your credit score.”
“Inherited financial narratives create encoded financial behaviors.”
“Any answer sounds correct if you don’t ask the right question.”
“Consistency creates consistent outcomes.”
“Financial literacy is not the end-all—it’s just one piece of the puzzle.”
“We do what we know. If we don’t know, we just continue to do.”
📌 Final Thoughts
Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.