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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Financial Assistance: She acts as a bridge between rejected borrowers and mainstream financial systems,

    24/06/2026 | 28min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern.
    🎙️ Interview Summary
    Guest: Sahra S. Halpern (President & CEO, Business Consortium Fund – BCF)
    Host: Rushion McDonald
    Show: Money Making Conversations Masterclass
    Sahra Halpern explains the role of Community Development Financial Institutions (CDFIs) like BCF in helping small businesses—especially those underserved by traditional banks—access capital, grow sustainably, and participate in the broader economy.
    The conversation highlights how BCF acts as a bridge between rejected borrowers and mainstream financial systems, offering loans, guidance, and long-term support to entrepreneurs navigating economic challenges.
    🎯 Purpose of the Interview
    Educate entrepreneurs on alternative funding options beyond banks
    Raise awareness of CDFIs and their role in economic development
    Help small businesses become “capital ready”
    Warn against predatory lending (e.g., merchant cash advances)
    Promote financial empowerment and sustainable business growth
    🔑 Key Takeaways 1. CDFIs Fill the Gap Left by Traditional Banks
    Many small businesses are denied bank loans due to strict requirements.
    BCF steps in to provide mission-driven lending.
    “We are here for the small business owner who walked into a bank… and got told no.” [Sahra S. H...dcast) (1) | Txt]
    2. “Capital Ready” vs. “Capital Curious”
    Many entrepreneurs are not fully prepared for funding.
    BCF helps businesses transition from: Capital curious → needing money
    Capital ready → qualified and structured to receive it

    “They know they need capital… but they haven’t set themselves up yet to be capital ready.” [Sahra S. H...dcast) (1) | Txt]
    3. BCF Takes a Holistic View of Entrepreneurs
    Unlike banks, BCF evaluates: Experience
    Resilience
    Business potential

    Not just credit scores or financials.
    “We’re looking at you as a full entity… what you’ve overcome.” [Sahra S. H...dcast) (1) | Txt]
    4. BCF Acts as a Bridge to Traditional Financing
    Businesses can: Start with BCF
    Build credit and performance
    Return to banks for larger loans

    “We are the bridge between where the business is today and where the opportunity is.” [Sahra S. H...dcast) (1) | Txt]
    5. Small Businesses Strengthen the Entire Economy
    Supporting entrepreneurs: Creates jobs
    Builds supply chains
    Strengthens corporations and communities

    “When small businesses succeed… the entire economy benefits.” [Sahra S. H...dcast) (1) | Txt]
    6. Predatory Lending Is a Major Risk
    Merchant Cash Advances (MCAs): Provide quick cash
    Carry very high costs
    Can trap businesses in debt

    “You can get cash in three days… walk away from that person.” [Sahra S. H...dcast) (1) | Txt]
    7. BCF Provides Solutions for Financial Distress
    Helps refinance harmful debt
    Example: Entrepreneur hit with $800K tariffs
    Took on $1.2M high-interest debt
    BCF restructured it into a manageable loan

    8. SBA vs. CDFI Differences
    SBA: Government-controlled, policy-dependent
    Stricter and less flexible

    BCF: Nonprofit, mission-driven
    Flexible, relationship-based

    “The SBA changes depending on who is leading the government.” [Sahra S. H...dcast) (1) | Txt]
    9. Entrepreneurs Must Compare Funding Options
    Businesses should evaluate: Interest rates
    Terms
    Control of capital

    Avoid rushed decisions.
    “You need to be the chooser… make the best decision.” [Sahra S. H...dcast) (1) | Txt]
    10. Relationships Matter in Business Financing
    Trust and long-term partnerships are key.
    BCF builds ongoing support systems, not just transactions.
    💬 Notable Quotes On mission:
    “It’s a matter of economic security… we are strengthening the American economy.” [Sahra S. H...dcast) (1) | Txt]
    On opportunity:
    “That was not the end of your road—that’s where we come in.” [Sahra S. H...dcast) (1) | Txt]
    On lending philosophy:
    “Banks will look at the negative—BCF will look at the positive.” [Sahra S. H...dcast) (1) | Txt]
    On predatory loans:
    “Walk away… they’re providing capital at a very high cost.” [Sahra S. H...dcast) (1) | Txt]
    On empowerment:
    “You want to have the power in your hands to make the best decision.” [Sahra S. H...dcast) (1) | Txt]
    On impact:
    “Nothing makes me happier than seeing these clients succeed.” [Sahra S. H...dcast) (1) | Txt]
    ✅ Bottom Line
    This interview positions BCF and CDFIs as critical enablers of small business success, especially for underserved entrepreneurs. The key message: access to capital is not just about money—it’s about preparation, relationships, and choosing the right financial partners to build sustainable growth.
    #BEST #SHMS #STRAW

    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Overcoming the Odds: Showcasing her journey as a journalist, historian, and author rooted in Ebony and Jet magazine.

    24/06/2026 | 28min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Margena Christian.
    🎙️ Interview Summary: Dr. Margena Christian ✅ Purpose of the Interview
    The conversation serves three primary purposes:
    Highlight Dr. Christian’s career and influence
    Showcasing her journey as a journalist, historian, and author rooted in Ebony and Jet magazine.

    Promote her book
    “It’s No Wonder: The Life and Times of Motown’s Legendary Songwriter Sylvia Moy.”

    Preserve and correct Black cultural history
    Emphasizing the importance of documenting overlooked contributors—particularly Black women like Sylvia Moy—whose impact has often gone uncredited.

    🔑 Key Takeaways 1. Legacy of Black media institutions (Ebony & Jet)
    Dr. Christian spent nearly two decades (1995–2014) at Johnson Publishing Company.
    Jet and Ebony were central to Black visibility before social media, shaping careers and cultural narratives.
    Being featured in these magazines was considered a milestone of success in the Black community.
    👉 Insight: Media institutions played a critical role in documenting Black excellence and building public recognition.
    2. Professional discipline and navigating the entertainment industry
    Christian stressed the importance of understanding the difference between business and personal relationships.
    She avoided distractions and maintained professionalism, even in celebrity-heavy environments.
    👉 Insight: Success in media requires boundaries, focus, and clarity about one’s purpose.
    3. Investigative storytelling and historical recovery
    Her book began with a simple social media question: why hadn’t Sylvia Moy’s contributions been widely documented? [
    She conducted deep archival and interview-based research to verify claims.
    👉 Insight: True storytelling requires verification, curiosity, and persistence, not just surface-level narratives.
    4. Sylvia Moy’s overlooked impact on Motown
    Sylvia Moy helped save Stevie Wonder’s career when he risked being dropped.
    She co-created the hit “Uptight,” which kept him signed.
    Despite her role, she was denied proper producer credit, illustrating systemic inequities.
    👉 Insight: Many foundational contributors—especially Black women—were historically under-credited or erased.
    5. The importance of documenting history before it’s lost
    Christian emphasizes that: History may be hidden but not erased.
    If stories aren’t told accurately, others may distort or erase them.

    👉 Insight: Preserving cultural history is both a responsibility and a form of protection.
    6. The power of lived experience and “being in the room”
    Christian highlights her firsthand role in shaping media history—not just reporting on it. [Margena Ch...(Podcast) | Txt]
    She reflects on witnessing major figures early in their careers.
    👉 Insight: Experience and proximity provide unique authority and storytelling depth.
    💬 Notable Quotes On purpose and professionalism
    “Never get it twisted… it’s business… but a friendly business.” [Margena Ch...(Podcast) | Txt]
    “Very few people are really your friends.” [Margena Ch...(Podcast) | Txt]
    On media influence and cultural validation
    “Before social media, there was Jet.” [Margena Ch...(Podcast) | Txt]
    “Some people didn’t feel like they made it until they were in Jet magazine.” [Margena Ch...(Podcast) | Txt]
    On Sylvia Moy and untold history
    “That woman made history as a producer but was denied the credit.” [Margena Ch...(Podcast) | Txt]
    “How are you getting the credit for something… and I don’t see a footprint?” [Margena Ch...(Podcast) | Txt]
    On storytelling and legacy
    “People will write you out… of your own history if you let them.” [Margena Ch...(Podcast) | Txt]
    “History may be hidden, but it’s never erased.” [Margena Ch...(Podcast) | Txt]
    On purpose-driven work
    “You’re just doing it because you’re called to do it.” [Margena Ch...(Podcast) | Txt]
    🧭 Overall Message
    This interview underscores a powerful theme:
    Document the truth, honor overlooked contributors, and take ownership of your narrative—before someone else rewrites it.
    It blends:
    Entrepreneurship and career advice
    Cultural preservation
    Investigative journalism
    Black media legacy
    #SHMS #BEST #STRAW
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Brand Building: They built the largest Black-owned tax preparation service in the U.S., scaling to 1,000+ virtual locations.

    24/06/2026 | 26min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.
    🔷 Interview Summary
    Cherina and Mowbray Rowand—co-founders of the Rowand Group and creators of One Stop Taxes—share how they built the largest Black-owned tax preparation service in the U.S., scaling to 1,000+ virtual locations. [CHERINA &...AND iHeart | Txt]
    They discuss:
    Their entrepreneurial philosophy
    Their complementary roles as partners
    The transition from brick-and-mortar to a virtual franchise model
    Scaling strategies, team building, and infrastructure
    Wealth-building through diversification (restaurants, real estate, hospitality)
    Their creation of the Black Tax Festival to educate and unify entrepreneurs
    The conversation blends practical business strategy, mindset, and community impact.
    🎯 Purpose of the Interview
    The interview serves several key purposes:
    1. Educate aspiring entrepreneurs
    Demonstrates how to start, scale, and systematize a service business
    Highlights real-world lessons in scaling, hiring, and structuring companies
    2. Promote economic empowerment
    Focuses on helping underserved communities access: Entrepreneurship
    Tax knowledge
    Financial systems

    3. Showcase a scalable business model
    Emphasizes low-barrier entry franchising and virtual platforms
    4. Inspire through lived experience
    Shows how vision, persistence, and partnership can create generational wealth
    🔑 Key Takeaways 1. Entrepreneurship = Service + Ownership
    Entrepreneurship is framed as serving people first, then building a business around that service [CHERINA &...AND iHeart | Txt]
    2. Complementary partnership is critical
    Mowbray = visionary (ideas)
    Cherina = implementer (execution systems)
    Their success comes from balancing vision with structure
    3. Scaling requires evolving your team
    What works at $1M won’t work at $10M+
    Businesses must upgrade: Attorneys
    CPAs
    Systems

    4. Systems > hustle
    They scaled by creating a repeatable system and training others
    Their franchise model enables others to replicate success
    5. Virtual model unlocked growth
    Eliminating physical offices reduced cost and increased reach
    Their early adoption of virtual tax prep became a major advantage
    6. Timing + vision = breakthrough
    They launched virtual tools before mainstream trust in digital transactions
    COVID accelerated their already-built infrastructure
    7. Lowering barriers drives scale
    No startup cost, free training, and back-end revenue sharing allowed rapid adoption [CHERINA &...AND iHeart | Txt]
    8. Marketing starts with relationships
    Begin with: Warm network
    Strategic partnerships (car dealerships, apartments, etc.)

    9. Financial literacy is a wealth gateway
    Many entrepreneurs lack: Proper documentation
    Financial systems

    Their platform and events aim to fix that gap
    10. Community + recognition drive engagement
    The Black Tax Festival builds community, education, and motivation
    Recognition (awards, visibility) encourages performance
    11. Diversification builds long-term wealth
    They reinvested profits into: Restaurants
    Real estate
    International assets (Dominican Republic hospitality)

    💬 Notable Quotes On entrepreneurship
    “Entrepreneurship [is] being able to set your own path… being a servant to other people.” [CHERINA &...AND iHeart | Txt]
    On partnership dynamics
    “He’s the big idea guy… I’m the implementation person.” [CHERINA &...AND iHeart | Txt]
    On vision vs execution
    “Let me get the vision out first… then we start figuring out the pieces.” [CHERINA &...AND iHeart | Txt]
    On scaling infrastructure
    “The same thing that works at $1 million is not the same thing that works at $10 million.” [CHERINA &...AND iHeart | Txt]
    On early-stage hustle
    “We didn’t have a ton of support… but we had a lot of drive.” [CHERINA &...AND iHeart | Txt]
    On innovation and skepticism
    “When you tell a person we own a virtual tax company, they’re like, ‘What is that?’” [CHERINA &...AND iHeart | Txt]
    On reducing barriers
    “We don’t have any startup cost… we train for free… we lowered that point of entry barrier.” [CHERINA &...AND iHeart | Txt]
    On wealth gap realities
    “We’re left out of rooms because we don’t have the proper paperwork… financials.” [CHERINA &...AND iHeart | Txt]
    On mission-driven events
    “Hopefully [people] leave better than we found them.” [CHERINA &...AND iHeart | Txt]
    🧭 Bottom Line
    The Rowands’ story is a blueprint for modern entrepreneurship:
    Start with service
    Build systems
    Scale through people and technology
    Reinforce success with community and education
    Convert income into assets and ownership
    Their model isn’t just about making money—it’s about making wealth accessible and transferable.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Career Change: She explains how frontline burnout pushed her into launching a CPR education business.

    24/06/2026 | 28min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller.
    A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company.
    Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities.
    Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education.
    🎯 Purpose of the Interview
    The interview aims to:
    1. Showcase a path to financial freedom through nursing entrepreneurship
    By highlighting travel nurse contracting and CPR instruction as viable wealth‑building vehicles.
    2. Highlight the importance of CPR education in underserved communities
    Especially addressing the survival gap in Black communities due to low CPR literacy.
    3. Encourage aspiring entrepreneurs—especially women and healthcare workers
    By sharing Alaysia’s experiences with mentorship, confidence building, and launching a service-based business.
    4. Educate listeners on the realities of entrepreneurship
    Including time demands, imposter syndrome, and the need for consistency and proper pricing.
    🔑 Key Takeaways 1. Travel Nurse Practitioners Have High Earning Potential
    As a staff NP she would earn $100k per year, but as a travel NP she earned $100k in six months while gaining time freedom and flexibility.
    Travel NP work is paid via 1099, opening the door to tax write-offs, investment flexibility, and entrepreneurial benefits.
    2. Burnout Was the Catalyst for Change
    Working six days a week during COVID and the pressure of commercialized urgent-care systems led to burnout, weight gain, and loss of self. This pushed Alaysia toward traveling, where she worked half the time for double the pay.
    3. CPR Survival Rates Are Lower in Black & Underserved Communities
    Alaysia explains that lack of exposure, knowledge, and basic emergency training leads to significantly lower cardiac survival rates in communities of color.
    She addresses this through her nonprofit We Push Health, which brings CPR and medical education to rural and urban communities.
    4. You Don’t Need to Reinvent the Wheel—Mentorship Is Key
    She learned about mentorship in 2024 and emphasizes that mentors help you avoid costly mistakes and speed up your path.
    “Find someone who is the ideal image of what you want to be and mimic what they do.”.
    5. CPR Businesses Are Lucrative and Accessible
    Almost every industry requires CPR certification:
    Healthcare
    Schools & daycares
    Gyms
    Police & fire departments
    Hotels
    Tattoo studios
    These make CPR instruction a strong side hustle or full-time business, especially for healthcare professionals who already understand the material.
    6. Entrepreneurship Requires Real Work
    Alaysia breaks down the less glamorous side of building a business:
    Imposter syndrome
    The need for consistent marketing
    Pricing confidently
    Long hours initially
    Learning branding, systems, and follow-up
    “You only eat what you kill.”.
    7. Communication and Adaptability Are Leadership Superpowers
    Travel nursing requires walking into unfamiliar environments and leading without overpowering. She emphasizes:
    Reading the room
    Adjusting communication styles
    Delegating the right way
    Being assertive but team-oriented
    “Adaptability is number one.”.
    8. Negotiation Skills Changed Her Entire Career
    She learned to stop undervaluing herself and start negotiating confidently:
    First contract: underpriced
    Second contract: raised rates dramatically
    Uses supply‑and‑demand to justify price increases
    “You miss 100% of the shots you never take.”.]
    🗣️ Notable Quotes On Entrepreneurship
    “If you know how to save a life, don’t you think you know how to run a business?”.
    “You only eat what you kill.”.
    On Burnout
    “I lost myself giving it to a job.”.
    On Community Health
    “They can’t know what they don’t know.”
    “Survival rates for cardiac arrest are significantly lower in communities of color because they lack access to basic emergency skills.”.
    On Mentorship
    “You don’t have to reinvent the wheel to be successful.”
    “Find someone who is the ideal image of what you want to be.”.
    On Negotiation
    “What’s the worst they can say? No.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Marketing: She uses AI tools like ChatGPT and Google Gemini to enhance productivity but values human connection.

    24/06/2026 | 33min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stacey Gholar.
    🔹 Summary of the Interview
    Stacey Gholar, founder of Bloom Creative Agency, shares her journey from being a young mother in Chicago to becoming a brand strategist and creative entrepreneur with over 20 years of experience in marketing, media, and business. She emphasizes the importance of aligning personal identity with brand strategy, especially in the digital age. Stacey discusses her approach to brand audits, the role of social media, the impact of AI, and her passion for empowering women through entrepreneurship and skincare.
    🔹 Key Takeaways 1. What Is a Brand Strategist?
    A brand strategist helps individuals and businesses define and articulate their brand clearly.
    “You are the brand, but you have to put the brand together in a way that people can articulate what you do.”
    2. Social Media Strategy
    Stacey conducts social media audits to ensure alignment between personal and business branding.
    She recommends having separate personal and business accounts, but acknowledges blending them when appropriate.
    3. Discovery Process
    Her process starts with a discovery call to understand the client’s “why” and goals.
    She believes passion must drive entrepreneurship—not just money.
    4. Digital Branding & AI
    Stacey identifies as a digital brand specialist, helping Gen X women and others pivot into digital spaces.
    She uses AI tools like ChatGPT and Google Gemini to enhance productivity but values human connection.
    “AI is an asset… but I don’t solely rely on it.”
    5. Email Marketing
    Email is still vital: “If you're solely on social media, you can lose your business in a minute.”
    She advocates for funnel systems and community building outside of social platforms.
    6. Going Viral vs. Being Valuable
    “You don’t need to go viral. You just need to be valuable.”
    She went viral unintentionally with a review of Harold’s Chicken, but stresses the importance of sustainable value over fleeting attention.
    7. Brand Refresh & Outreach
    Most of her clients come through word of mouth, but she’s expanding her reach via social media.
    She encourages clients to step out of their comfort zones and engage in community-driven initiatives.
    8. Skincare Line
    Stacey founded Skin Light Skincare at age 50 to promote pro-aging and natural beauty.
    She now focuses on organic body oils that are clean, hydrating, and hormone-safe.
    🔹 Notable Quotes
    “Experience has been the best teacher for me.”
    “You don’t need to go viral. You just need to be valuable.”
    “If you stop learning, you stop growing.”
    “I want you to be a part of building your brand—not just me doing it for you.”
    “Social media is great, but word of mouth is still real.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
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Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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