The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee.
Purpose of the Interview
To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur.
To inspire listeners with strategies for wealth-building through real estate, construction, and logistics.
To encourage financial literacy, ownership, and collaboration within underserved communities.
To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment.
Key Takeaways
Early Career & Education
Started young in real estate, embraced discomfort in rooms dominated by older professionals.
Leveraged millennial tech skills (social media marketing) to help veteran brokers grow.
Earned a doctorate degree and became a licensed real estate broker.

Social Media as a Business Tool
Built a strong presence on TikTok (90K followers) and other platforms.
Helped older real estate firms thrive by creating digital visibility.
Emphasized that “business must look as good online as in person.”

Financial Literacy & Homeownership
African-American communities often lack foundational financial knowledge.
Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits.
Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit).

Real Estate Process
Initial onboarding: credit score, income, tax filing.
Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days.
Uses property tours as motivation even for those not yet approved.

Pooling Resources for Wealth
Industry dominated by white men and foreign investors who use syndication.
Dr. Lee created a private family fund with fraternity brothers and friends.
Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs.

Amazon DSP Opportunity
Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees).
Offers minorities a chance to apply for DSP with $10K grant.
Taught him true CEO skills: HR, payroll, compliance, and scaling operations.

Construction Business
Entered construction after experiencing exploitation in fix-and-flip projects.
Learned the business side (permits, change orders) and got licensed.
Built major projects like a 10,000 sq. ft. restaurant in Atlanta.
Advocates for Black representation in construction, an industry dominated by whites and Hispanics.

Personal Background
Raised in New Orleans during Katrina by a single mother and grandparents.
Mother invested FEMA checks into real estate, teaching him property management and renovation skills early.
Believes knowledge is power and emphasizes planning and consistency.

Notable Quotes
On embracing discomfort:
“I learned to embrace the uncomfort and make it one of my biggest strengths.”

On social media:
“You have to make your business look the same way online as in person.”

On financial literacy:
“Real estate is always going to be good debt. Bad debt is the Macy’s card.”

On collaboration:
“Pooling resources shows how far we can go and how fast we can go—but together.”

On planning:
“If you don’t plan, you plan to fail. All you have to do is stick to the plan.”

#SHMS #STRAW #BEST
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Damon Haley
Co‑founder of Glow and Flow Beauty, discussing his transition from entertainment and sports marketing into the beauty-supply industry, his mission to elevate service for Black and Brown communities, and the franchising model he is rolling out nationwide. Hosted by Rushion McDonald on Money Making Conversations Masterclass, the conversation highlights Haley’s business philosophy, community-driven approach, and long-term vision to create ownership opportunities through franchising.
🎯 Purpose of the Interview
The interview aims to:
1. Highlight Damon Haley’s entrepreneurial journey
How he moved from high-level event production and marketing (Nike, Pepsi, Coke) into beauty retail.
2. Explain why the beauty-supply industry needs Black ownership
Haley outlines the disconnect between Black consumer spending and the lack of Black-owned beauty-supply stores.
3. Promote Glow and Flow Beauty’s mission
A service-first retail model designed to uplift, educate, and serve Black and Brown consumers with dignity.
4. Introduce Glow and Flow’s franchising opportunity
Haley frames franchising as a path for individuals to enter business ownership with support and a proven model.
5. Inspire listeners to embrace change and pursue entrepreneurship
He shares personal experiences overcoming naysayers and trusting his instincts.
📌 Key Takeaways from the Interview 1. The Beauty Industry Is a Huge, Under-Owned Space for Black Entrepreneurs
Black consumers spend heavily on beauty, but historically have not owned the supply-chain or retail footprint.
Haley wants to change that by bringing ownership and pride back to local communities.
2. Glow and Flow Beauty Focuses on Service, Experience, and Community
The stores celebrate culture (Breast Cancer Month, Black History Month, Hispanic Heritage Month).
Customer care is central—Haley emphasizes smiles, water for coughing customers, and creating “fabulousness.”
3. Franchising Eliminates the “Start From Zero” Problem
Haley believes franchising is more accessible than starting independently because: You get a proven model.
You get supply-chain support.
You avoid costly mistakes.

4. Hair Is the Cornerstone of the Business
Glow and Flow launched its own synthetic hair brand, SLAY (with 3 Ys).
Synthetic hair dominates due to affordability.
Human hair is sourced from Asia, Africa, and Southeast Asia.
5. Inventory & Capital Are Major Barriers to Entry
Beauty supply requires heavy up‑front inventory investment.
Glow and Flow stays heavily stocked to maintain customer trust.
6. Data + Marketing Experience = Competitive Advantage
Haley leverages his corporate marketing background (Nike, Foot Locker) to optimize retail presentation, customer experience, and product mix.
7. His Long-Term Vision: 40 Stores Nationwide
His exit strategy is to build 40 Glow and Flow stores (McDonald jokes he’d smile at 100).
8. E-commerce and Community Outreach Expand Their Reach
GlowAndFlowBeauty.com sells products and SLAY hair online, with shipping and local pickup.
Stores support community fundraisers by including materials in shoppers’ bags (up to 5,000 per month).
💬 Notable Quotes (From the Transcript) On the power of beauty in the community
“When we look good, we feel good. When we feel good, we be good, we do good.”
On why Black beauty ownership matters
“We’re buyers… we’re consumers… we just don’t own.”
On moving into the beauty industry
“We’ve had the short end of the stick — not only from recycling our Black dollars, but the concept of service.”
On franchising
“You don’t start from zero with a franchise… you have a corporation behind you.”
On entrepreneurship and criticism
“There’s jealous, envy, and naysayers… but I’ve never been fearful of change.”
On customer service
“I try to give you other stuff… I give you a smile… if you cough, I’m gonna give you some water.”
On the importance of hair
“Hair is the cornerstone of our beauty industry.”
On long-term ambitions
“I would love to have maybe 40 Glow and Flows nationwide.”
#SHMS #BEST #STRAW
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox.
Summary of the Interview
In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people.
Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally.
The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20.
Purpose of the Interview
The interview aims to:
1. Inspire financial empowerment
Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes.
2. Demystify investing and wealth-building
She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners.
3. Highlight her fintech platform Emplify
She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes.
4. Encourage a mindset shift
Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions.
Key Takeaways 1. Wealth Begins with Belief and Mindset
Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it.
2. You Don’t Need a Lot of Money to Start Investing
She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth.
3. You Can Invest in Others’ Ideas—Not Just Your Own
Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation.
4. Ashley’s Own Journey Included Failure
After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going.
5. Financial Education Should Start Early
She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late.
6. Emplify Scales Wealth Education
Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively.
7. Social Media Is Her Biggest Access Point
Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are.
8. You Must Pay Yourself First
Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern.
9. Logic Over Emotion
Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth.
Notable Quotes (Taken From the Transcript) On Wealth Mindset
“When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.”
“There is no president that can build the wealth that you can create for your family.”
On Starting Small
“You don't have to have a lot of money to start. You just have to have the will to begin.”
“A whole lot of $20 can get you to a million—as long as you don’t stop.”
On Investing
“Consider the companies you give your money to and own them, because they are a lot cheaper than you think.”
“If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.”
On Self-Reliance
“You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?”
On Purpose and Identity
“My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.”
“Emplify is the movement. It just has my DNA.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVaisha Davis.
Founder of Ell Wess Advisors (boutique family office and wealth management firm)

The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money.
A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies.
Key Takeaways 1. Wealth Requires a Blueprint
Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation.
Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning.
2. Family Should Be Treated as an Asset
One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts.
She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members.
Takeaway: Family can be a strategic asset when properly organized and aligned.
3. Not Every Family Member Contributes Equally
Davis acknowledges that some family members may behave more like liabilities than assets.
Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning.
Takeaway: Successful family wealth planning requires honest assessment of family dynamics.
4. Wealth Management Is More Than Investments
Davis differentiates her firm's approach from traditional investment-focused advisory services.
Her firm begins with:
Family and wealth governance
Legal structures
Estate planning
Tax planning
Business succession planning
Preparing future generations to inherit wealth
Investments are addressed after these foundational elements are in place.
Takeaway: Investments should support a broader wealth strategy, not drive it.
5. "Your Family Is a Business"
One of Davis's most memorable concepts is that families should think of themselves as enterprises.
She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime.
Takeaway: Families should operate with the same intentionality that successful businesses use.
6. First-Generation Wealth Creates Unique Challenges
Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families.
She notes that these individuals often face challenges that previous generations never had to navigate, including:
Sudden financial complexity
Family expectations
Tax planning
Asset protection
Wealth transfer decisions
Takeaway: New wealth requires new skills and specialized guidance.
7. There Are Four Forms of Capital
Davis identifies four sources of capital:
Human Capital – people, family, relationships
Intellectual Capital – knowledge and expertise
Social Capital – networks and connections
Financial Capital – money and assets
She argues that most families focus only on financial capital while neglecting the others. [
Takeaway: Wealth is broader than money.
8. Asset Protection Is Essential
Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations.
She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies.
Takeaway: Wealth must be protected as carefully as it is created.
9. Different Advisors Serve Different Stages of Wealth
When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective:
An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise.
Takeaway: Financial advisory needs evolve as wealth grows.
Notable Quotes On Family and Legacy
"Your family is your God-given team, not your liability." [
On Wealth Planning
"When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed."
On Family Dynamics
"Your family even has a balance sheet when it comes to assets and liabilities."
On Financial Complexity
"My particular mission is the first-generation families who want to make an exponential difference in their families."
On Her Approach
"We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [
On Family Wealth
"Your family and your finances are definitely a business." [
On Wealth Building
"Your family is in the business of growing the value of your last name. Period." [
On Capital
"The four sources of capital are human capital, intellectual capital, social capital, and financial capital."
On Asset Protection
"The wealth you build can be taken if it's not protected."
On Advisor Selection
"The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million."
Overall Message
Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mildred J. Mills.
Topic: Life journey, resilience, and her memoir Daddy’s House: A Daughter’s Memoir of Setbacks, Triumphs, and Rising Above Her Roots
Mildred J. Mills shares her powerful story of growing up on a cotton farm in Alabama as one of 17 children, overcoming domestic violence, poverty, and systemic barriers to become a successful IT executive, author, podcaster, and motivational speaker. Her memoir is a testament to resilience, faith, and self-determination.
🎯 Purpose of the Interview
Promote her memoir and its message of overcoming adversity.
Inspire entrepreneurs and small business owners with her story of resilience and reinvention.
Highlight the importance of storytelling as a healing and motivational tool.
Encourage faith over fear in personal and professional growth.
🔑 Key Takeaways 🌾 Humble Beginnings
Grew up on a 60-acre cotton farm in Whitaker, Alabama.
Picking cotton was physically brutal and emotionally taxing.
“You’re bent at a 90-degree angle all day picking cotton… it hurts.”
📚 Writing the Memoir
Wrote the book after age 60 to heal and share wisdom.
Did not consult her husband before publishing — it was her story to tell.
“I didn’t want anybody telling me… ‘Why didn’t you do it this way?’ It is my story.”
💪 Resilience Defined
Resilience means getting up after being knocked down.
She credits her mother’s wisdom and her own determination.
“Failure is not an option… I wasn’t going back to that cotton field.”
🧠 Faith Over Fear
Her guiding principle is faith over fear — trusting in the journey despite uncertainty.
“Fear sits on your shoulder and says you’re not good enough. Faith says walk through the door.”
🏫 Education & Mentorship
A white teacher saw potential in her and helped her escape the cotton fields by recommending a tech school.
Her father, despite initial hesitation, paid for her education in cash.
“He paid \$500 in 1969 — a lot of money for a farmer.”
👩‍💻 Career & Independence
Became an IT executive, starting in 1969 as a computer programmer.
Advocates for women’s financial independence and self-worth.
“God gave me gifts that I must share… I’m not going to depend on somebody else.”
📖 Future Projects
Upcoming book: The Hope Club — explores the impact of incarceration on families, especially children.
“I’ve seen what such a life can do to children… it breaks up families.”
💬 Memorable Quotes
“Do the best you can with what you have.” — Her mother’s mantra.
“Don’t expect someone else to pay for your dreams.”
“I’m no victim. I’ve never been a victim.”
“We’re not dreaming big enough.”
#SHMS #STRAW #BEST
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.