The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis.
Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)
Host: Rushion McDonald
Topic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies.
Purpose of the Interview
The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money.
A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies.
Key Takeaways 1. Wealth Requires a Blueprint
Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt]
Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning.
2. Family Should Be Treated as an Asset
One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts.
She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt]
Takeaway: Family can be a strategic asset when properly organized and aligned.
3. Not Every Family Member Contributes Equally
Davis acknowledges that some family members may behave more like liabilities than assets.
Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt]
Takeaway: Successful family wealth planning requires honest assessment of family dynamics.
4. Wealth Management Is More Than Investments
Davis differentiates her firm's approach from traditional investment-focused advisory services.
Her firm begins with:
Family and wealth governance
Legal structures
Estate planning
Tax planning
Business succession planning
Preparing future generations to inherit wealth
Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt]
Takeaway: Investments should support a broader wealth strategy, not drive it.
5. "Your Family Is a Business"
One of Davis's most memorable concepts is that families should think of themselves as enterprises.
She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt]
Takeaway: Families should operate with the same intentionality that successful businesses use.
6. First-Generation Wealth Creates Unique Challenges
Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families.
She notes that these individuals often face challenges that previous generations never had to navigate, including:
Sudden financial complexity
Family expectations
Tax planning
Asset protection
Wealth transfer decisions [Lavashia D...(Podcast) | Txt]
Takeaway: New wealth requires new skills and specialized guidance.
7. There Are Four Forms of Capital
Davis identifies four sources of capital:
Human Capital – people, family, relationships
Intellectual Capital – knowledge and expertise
Social Capital – networks and connections
Financial Capital – money and assets
She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt]
Takeaway: Wealth is broader than money.
8. Asset Protection Is Essential
Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations.
She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt]
Takeaway: Wealth must be protected as carefully as it is created.
9. Different Advisors Serve Different Stages of Wealth
When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective:
An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt]
Takeaway: Financial advisory needs evolve as wealth grows.
Notable Quotes On Family and Legacy
"Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt]
On Wealth Planning
"When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt]
On Family Dynamics
"Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt]
On Financial Complexity
"My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt]
On Her Approach
"We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt]
On Family Wealth
"Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt]
On Wealth Building
"Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt]
On Capital
"The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt]
On Asset Protection
"The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt]
On Advisor Selection
"The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt]
Overall Message
Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAW #AMI
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Yolanda D. McElroy (aka “Dr. Yo-Yo”).
🎯 Purpose of the Interview
To spotlight Dr. McElroy’s work as a pharmacist, educator, and author of the children’s book It’s Not Candy, which promotes medication safety. The interview also highlights her consulting company, MediManage, and her mission to improve health outcomes through education and community engagement.
🧠 Key Takeaways 1. Professional Background
Dr. McElroy is a registered pharmacist in Louisiana with over 30 years of experience in retail and hospital settings.
She began her academic journey at Grambling State University (HBCU) studying chemistry before transferring to pharmacy school.
2. MediManage Consulting
Founded to promote medication safety and improve health outcomes.
Focuses on educating communities about proper medication use, adherence, and preventing medication-related problems.
3. Medication Safety Advocacy
Medications are a leading cause of accidental poisoning deaths in children.
Parents often leave medications and chemicals within reach of children.
Emphasizes the importance of locking up medications and educating both adults and children.
4. Target Age Groups
Focuses on children ages 3–10 to instill early awareness of medication safety.
Also highlights teens as a vulnerable group due to increased drug experimentation and access to medications at home.
Notes the importance of educating parents and senior citizens as well.
5. Book: It’s Not Candy
Inspired by her ministry work with youth in mental health hospitals.
Based on real-life experiences and includes a song to make learning fun and memorable.
Demonstrates how medications can resemble candy, making it difficult for children (and adults) to distinguish.
Aims to equip families with knowledge to prevent accidental overdoses and misuse.
6. Challenges in Pharmacy Profession
Pharmacists face heavy workloads, including vaccinations, insurance calls, and patient counseling.
Many are overworked and under-supported, leading to burnout and even strike considerations.
7. Book Creation Journey
Took years to develop after encouragement from her pastor.
Extensive research into publishing options and budgeting.
Partnered with a publishing company and built a team including an editor and illustrator.
Advises aspiring authors to be patient, budget generously, and seek support and education.
💬 Notable Quotes
“Medications are a leading cause of accidental poisoning deaths in children.”
“If you’re not sure, ask a professional. Ask your pharmacist.”
“We want to get them early and instill that training so they can make good decisions.”
“Many medication-related injuries are preventable.”
“If there’s no room at the table, bring a folding chair.”
“Our children are important and their lives are valuable.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Telisha Roberts.
Guest: Dr. Telisha Roberts, Founder and President of Creative Intentions
Host: Rushion McDonald
Topic: Career development, leadership growth, entrepreneurship, workforce readiness, and navigating today's changing job market.
Purpose of the Interview
The purpose of the conversation was to help students, early-career professionals, corporate employees, and aspiring entrepreneurs understand how to successfully navigate career transitions and professional growth. Dr. Roberts shared insights from her 26-year corporate career and explained how Creative Intentions helps individuals bridge the gap between potential and achievement. [Dr. Telish...(Podcast) | Txt]
The interview focused on preparing people for workplace success, leadership roles, entrepreneurship, and adapting to economic uncertainty, layoffs, and artificial intelligence-driven workforce changes. [Dr. Telish...(Podcast) | Txt]
Key Takeaways 1. Success Requires More Than Opportunity
Dr. Roberts emphasized that securing a job, internship, or promotion is only the beginning. What determines long-term success is how effectively individuals navigate and perform once they enter those opportunities. [Dr. Telish...(Podcast) | Txt]
Takeaway: Getting the opportunity and succeeding in it are two different challenges.
2. Always Have a Plan
One of the strongest themes throughout the interview was intentional planning.
Roberts shared that before leaving her 26-year corporate career, she spent roughly a year preparing and developing a plan to ensure a successful transition. She encourages others to proactively prepare for career changes instead of reacting after a crisis occurs. [Dr. Telish...(Podcast) | Txt]
Takeaway: Faith, passion, and ambition should always be supported by a structured plan.
3. Career Development Is a Lifelong Process
Creative Intentions supports:
College juniors and seniors
Early-career professionals
Managers and executives
Entrepreneurs
Small business owners
Roberts believes individuals need guidance at every stage of professional growth. [Dr. Telish...(Podcast) | Txt]
Takeaway: Professional development does not stop after graduation.
4. Hard Work Alone Does Not Guarantee Promotion
One of the most discussed topics in the interview was the misconception that simply working hard will automatically lead to advancement.
Roberts explained that employees must learn how to communicate their value, connect their accomplishments to organizational goals, and demonstrate strategic impact. [Dr. Telish...(Podcast) | Txt]
Takeaway: Visibility, communication, and strategic alignment are as important as effort.
5. Tell Your Own Story
According to Roberts, many talented professionals fail to advance because they expect others to recognize their contributions automatically.
She stresses that employees must be capable of:
Articulating their value
Demonstrating impact
Understanding organizational priorities
Forecasting future needs [Dr. Telish...(Podcast) | Txt]
Takeaway: If you cannot explain your value, others may overlook it.
6. Mentorship Can Change Lives
The creation of Creative Intentions was inspired by a young intern Roberts mentored who did not receive a job offer after her internship.
The experience deeply affected Roberts and motivated her to create an organization dedicated to helping people gain the skills and support necessary for career success. [Dr. Telish...(Podcast) | Txt]
Takeaway: Investing in people can have a lasting impact on their lives and careers.
7. Success Has No Easy Path
Roberts repeatedly emphasized that whether someone pursues corporate leadership, entrepreneurship, content creation, or business ownership, all meaningful success requires discipline and hard work. [Dr. Telish...(Podcast) | Txt]
Takeaway: There are no shortcuts to sustainable success.
8. Every Person Requires an Individualized Approach
Unlike many coaching and training programs, Roberts believes there is no one-size-fits-all method for development.
Her team uses assessments and personalized coaching to understand an individual's strengths, preferences, experiences, and leadership potential. [Dr. Telish...(Podcast) | Txt]
Takeaway: Effective development starts with understanding the individual.
9. Confidence Often Comes Through Investment and Support
Many people struggle because they do not recognize their own potential.
Roberts noted that some individuals have never been encouraged to explore their gifts or strengths. Her work focuses on helping people discover abilities they may not yet see in themselves. [Dr. Telish...(Podcast) | Txt]
Takeaway: Confidence is often built through mentorship, support, and self-discovery.
10. AI and Workforce Disruption Are Real Challenges
Roberts directly addressed concerns about artificial intelligence and layoffs.
She acknowledged that organizations are reallocating resources toward AI and that competition for jobs has intensified. However, she encourages professionals to remain proactive, strategic, and adaptable rather than fearful. [Dr. Telish...(Podcast) | Txt]
Takeaway: Career resilience requires strategy, adaptability, and continuous learning.
11. Stay Calm During Uncertainty
A defining characteristic of Roberts' leadership philosophy is maintaining composure under pressure.
She shared examples from both her corporate career and personal life to illustrate the importance of responding to challenges with clarity and purpose rather than panic. [Dr. Telish...(Podcast) | Txt]
Takeaway: Effective leaders remain calm while taking decisive action.
Notable Quotes On Career Preparation
"It's one thing to get the role, get the internship, get that opportunity. But it's another thing to actually be successful when you get there." [Dr. Telish...(Podcast) | Txt]
On Planning
"You got to have that plan." [Dr. Telish...(Podcast) | Txt]
On Career Advancement
"Being the hardest worker in the room will not get you promoted." [Dr. Telish...(Podcast) | Txt]
On Professional Visibility
"If you cannot properly articulate your value to an organization... you are going to be quietly lost." [Dr. Telish...(Podcast) | Txt]
On Personal Branding
"You have to learn how to tell your own story. No one is going to tell your story for you." [Dr. Telish...(Podcast) | Txt]
On Entrepreneurship
"Being skilled and passionate is very different than running an actual business." [Dr. Telish...(Podcast) | Txt]
On Success
"There is no easy path to success." [Dr. Telish...(Podcast) | Txt]
On Hard Work
"You're probably going to work harder than you ever have before." [Dr. Telish...(Podcast) | Txt]
On Personal Growth
"Someone took the time to invest in me." [Dr. Telish...(Podcast) | Txt]
On AI and Job Market Challenges
"We have to learn how to be strategic. We have to learn how to get in front of the problem and be proactive instead of reactive." [Dr. Telish...(Podcast) | Txt]
On Leadership During Uncertainty
"We need to calm down. We need to operate with as much information as we can and as much peace as we can." [Dr. Telish...(Podcast) | Txt]
Overall Message
Dr. Telisha Roberts' central message is that career success is not accidental—it is intentional. Through planning, mentorship, self-awareness, hard work, strategic thinking, and the ability to communicate one's value, individuals can successfully navigate career transitions, leadership challenges, entrepreneurship, and an increasingly competitive workforce. Her work through Creative Intentions is focused on helping people bridge the gap between where they are today and where they aspire to be tomorrow. #BEST #SHMS #STRAW #AMI
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.
🎯 Purpose of the Interview
The interview aims to:
Introduce Dr. Nicole Roberts Jones’ work helping entrepreneurs and professionals “bankroll their brilliance”.
Encourage listeners to monetize their unique talents and create multiple streams of income.
Inspire individuals to align their purpose with their profession for greater impact and fulfillment.
Share strategies for overcoming fear, embracing authenticity, and building scalable businesses.
🧠 Key Takeaways 1. From Casting to Coaching
Nicole’s early career in talent management and casting helped her develop a gift for recognizing people’s potential. She now uses that gift to help entrepreneurs and executives identify their “DNA” (Distinct Natural Ability) and turn it into income.
“I could see you and how you could fit into the script… That’s really what I do with entrepreneurs now.” – Dr. Nicole Roberts Jones
2. Purpose Is Your Power
Nicole emphasizes that purpose is the one thing you never get fired from. Aligning your work with your purpose leads to higher performance and deeper fulfillment.
“When you bless somebody with the thing that you do, they’re gaining—and you’re gaining for God.” – Dr. Nicole Roberts Jones
3. Multiple Streams of Income
She teaches clients to diversify their income by creating products, programs, and services that don’t require their constant presence—what she calls “money while you sleep” or “mailbox money.”
Examples include:
Lawyers creating online courses for clients who can’t afford billable hours.
Gymnasts licensing their training methods and renting out facilities.
“Your comfort zone is where your dreams go to die.” – Dr. Nicole Roberts Jones
“If you are physically tied to the money you make, you’re capping your potential.” – Rushion McDonald
4. Stop Giving Away Your Brilliance
Nicole warns against giving away intellectual property for free. She encourages professionals to recognize the value of their expertise and package it into paid offerings.
“You’re giving away your cookie for free… You have value that people will pay for.” – Dr. Nicole Roberts Jones
5. Create a Methodology
She helps clients build a blueprint for their expertise, turning routines and habits into teachable systems. Her metaphor: “You can’t see the label from inside the jar,” meaning people often overlook their own value.
“It’s really helping someone produce the value that is coming out of you effortlessly.” – Dr. Nicole Roberts Jones
6. Authenticity Is a Business Strategy
Nicole encourages people to embrace their full personality, even if it’s “too much” for some. She believes that being yourself is the key to attracting the right audience and opportunities.
“Stop letting people turn down your light. This is who I am. God made me this way.” – Dr. Nicole Roberts Jones
💬 Memorable Quotes
“Corporate doesn’t need more of corporate.”
“Faith is the substance of things hoped for, the evidence of things not seen.”
“Each of us were born to disrupt whatever system we’re called to work in.”
🌟 Impact of the Interview
This episode is a masterclass in personal branding, purpose alignment, and entrepreneurial strategy. Nicole’s energy and clarity make her insights actionable and inspiring, especially for professionals looking to pivot, scale, or rediscover their value.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour Fears.
🎯 Purpose of the Interview
The interview is designed to:
Educate listeners—especially minorities—on wealth building and financial literacy
Address the Black wealth gap and how to close it
Provide practical, accessible investing guidance for beginners and experienced individuals alike
Encourage people to start planning their financial future now, regardless of income level or age
At its core, the conversation blends education, empowerment, and actionable financial advice.
🧠 Key Takeaways 1) Closing the Black wealth gap requires education and access
Fears emphasizes that the gap can only close through: Financial literacy
Access to opportunities
Representation in finance

👉 Insight: Understanding money—not just earning it—is critical.
2) Discipline and mindset drive wealth-building
Wealth is not just about income—it’s about consistent habits and intentional behavior.
She compares financial discipline to health habits (waking early, exercising).
👉 Insight: Wealth-building is behavioral, not accidental.
3) Everyone needs financial guidance
Across all ages and professions: People lack a financial roadmap
Even high earners (athletes, doctors, business owners) need guidance

👉 Insight: Expertise in one field ≠ financial expertise.
4) Investing is increasing—but guidance is lagging
More minorities are entering investing (stocks, crypto)
But fewer are working with financial professionals
👉 Insight: Participation is growing, but strategy is often missing.
5) Start with savings before investing
Core rule: Build an emergency fund first Single: 6 months of expenses
Couples: 3 months


Invest only after financial stability is established
👉 Insight: Investing without a safety net is risky.
6) You can start small—just start
You don’t need large capital to begin
Starting points: $100/month
$1,000—whatever is feasible

👉 Insight: Time in the market matters more than initial size.
7) Avoid chasing “hot stocks”
Fears discourages: Short-term speculation
Betting on 1–2 stocks

Recommends: Diversification
Index funds (e.g., S&P 500)

👉 Insight: Long-term strategy beats hype-driven investing.
8) Understand your risk tolerance
Investment decisions depend on personality and comfort with risk: Aggressive → more stocks
Conservative → more fixed income

👉 Insight: Strategy must align with behavior.
9) Financial education is more accessible than ever
People can: Google concepts
Attend free seminars

Lack of access is less of a barrier today
👉 Insight: The responsibility to learn is now more personal.
10) It’s never too late to start investing
Even someone near 60 can: Have decades of investing ahead

Age should not stop financial planning
👉 Insight: Financial growth timelines are longer than people think.
11) Dividend stocks are a strong income strategy
In today’s market: Dividend stocks often outperform bonds for income

👉 Insight: Income investing strategies are evolving.
12) Cryptocurrency requires caution
High volatility
Recommended only for: Accredited investors
Those with significant disposable assets

👉 Insight: High reward comes with high risk—don’t overexpose.
💬 Notable Quotes On wealth-building mindset
“It’s the discipline… to be intentional about understanding what your money can do for you.”
On financial literacy and closing the gap
“We need more people who look like us to understand the different components of building wealth.”
On universal need for guidance
“They all want and need guidance… they don’t really know.”
On starting small
“You start where you are.”
On emergency savings
“We have to start with savings.”
On investing strategy
“We primarily focus on longer-term investing.”
On diversification
“It’s all about asset allocation.”
On lifelong investing
“It is definitely not too late…”
On access to knowledge
“The information is out there now… you can Google it.”
✅ Bottom Line
The interview reinforces a simple but powerful message:
👉 Wealth-building is accessible—but requires education, discipline, and intentional action.
It reframes investing from:
intimidating → understandable
exclusive → accessible
short-term → long-term
And most importantly: 👉 Anyone can start—right now.
#SHMS #BEST #STRAW #AMI
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.