The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Moniek Garside.
A licensed clinical social worker and founder of Fit Life Wellness. Here's a comprehensive summary of the episode:
🎙️ Guest: Moniek Garside
Licensed Clinical Social Worker (LCSW) practicing in Georgia, Colorado, Illinois, South Carolina, and Minnesota.
Founder of Fit Life Wellness, a private mental health and wellness practice.
Author of the guided journal I Can, I Will.
🧠 Key Topics Discussed 🧘‍♀️ What Therapy Really Is
Therapy is not just “talking on a couch”—it’s a safe space for vulnerability, healing, and personal growth.
It involves unpacking emotional challenges, not just surface-level advice.
🔄 Life Transitions
Includes shifts like: Moving from corporate to entrepreneurship
Divorce or children leaving home
Personal reinvention

Therapy helps individuals navigate uncertainty and redefine stability.
🧑‍💼 Mental Health for Entrepreneurs
Entrepreneurs often neglect self-care in pursuit of success.
Therapy helps them prioritize balance, manage burnout, and maintain mental clarity.
Moniek emphasizes the importance of processing emotions and having a support system.
📘 About the Book: I Can, I Will
A 30-day guided journal with weekly themes and daily prompts.
Designed to help individuals: Reflect on their emotions
Reset their mindset
Overcome depression, anxiety, and life transitions

Available on Amazon, Barnes & Noble, and MoniekGarside.com
🧩 Common Mental Health Misconceptions
Mental health is often oversimplified or trivialized on social media.
Terms like “anxiety” and “boundaries” are used without understanding.
Real healing requires professional guidance, not just affirmations or apps.
🧍‍♀️ Moniek’s Personal Journey
Originally a nursing major, she transitioned to social work after realizing her passion was emotional care.
She created Fit Life Wellness to have autonomy in how she supports clients.
She is both a therapist and a therapy client—emphasizing the importance of self-work.
🧠 Mental Health Red Flags
Depression: Irritability, isolation, loss of interest, low motivation.
Anxiety: Racing thoughts, physical symptoms (e.g., heart palpitations), constant worry.
🧰 Therapy vs. Technology
Apps and AI tools can supplement mental health care (e.g., affirmations, breathing exercises).
But they cannot replace the human connection and insight of a trained therapist.
🌐 Connect with Moniek Garside
Website: MoniekGarside.com
Practice: Fit Life Wellness
Services: Virtual therapy, clinical supervision, mental health resources
#SHMS #STRAW #BEST

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly.
A real estate broker and entrepreneur who overcame a challenging upbringing in foster care, teen motherhood, and systemic adversity to become a successful businesswoman. Kimberly shares her journey of resilience, faith, and determination, offering inspiration to anyone facing difficult circumstances. Her story is a testament to perseverance, adaptability, and the power of believing in oneself.
🧭 Key Points 🌱 Early Life & Adversity
Raised in foster care from a young age due to her mother’s struggles with addiction.
Took on a caregiver role for her younger brothers at age 9.
Became a mother at 15 and had two children by 18, while still caring for her siblings.
💪 Resilience & Mindset
Developed a survival mindset early on, driven by responsibility and love for her family.
Found faith and spiritual grounding during her time in foster care.
Never doubted her ability to succeed despite overwhelming odds.
🎓 Education & Career Path
Returned to complete her high school diploma and pursued technical education.
Earned a degree in electronics engineering and transitioned into the IT world.
Later became a licensed real estate agent and opened her own brokerage.
🏡 Business Ventures
Founder of a real estate brokerage in McDonough, Georgia.
Focuses on educating and empowering first-time homebuyers and entrepreneurs.
Co-owner of a property preservation company, Get Adventurous, with her husband.
🤝 Leadership & Branding
Leads a small team of agents with a hands-on, mentorship-driven approach.
Emphasizes adaptability, personal growth, and celebrating small victories.
Operates within a price range of $250K–$750K and above, adapting to market trends.
💬 Notable Quotes
“I’m superwoman. I’m phenomenal.”
“Foster care is supposed to be temporary, but sometimes it becomes permanent.”
“It never dawned on me that I wouldn’t be successful.”
“You can do anything. There is nothing you can’t do in this life.”
“Practice resilience. If you don’t have a support system, look in the mirror and talk to yourself.”
“I’m always in the mindset of staying adaptable.”
“My goal is to educate, motivate, and teach people that we can own real estate.”
#SHMS #STRAW #BEST
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Eddy Benoit Jr.
🎯 Purpose of the Interview
This interview has three primary objectives:
Highlight Eddy Benoit Jr.’s work in real estate development Especially affordable housing, mixed-use developments, and senior living.

Explain how mission-driven real estate can transform communities Focus on underserved areas and mixed-income solutions.

Provide entrepreneurial and leadership insights Covering vision, discipline, team-building, and scaling a business.

🧠 Key Takeaways 1. Mission-Driven Development Is the Core of Success
The Benoit Group focuses on affordable and mixed-income housing, especially for underserved populations.
Their strategy is rooted in a clear “why” that hasn’t changed since founding.
✅ Insight:
Long-term success comes from staying aligned with a clear mission.
“Our litmus test has been our why… that’s what keeps us from being distracted.” [
2. There Is a Massive Gap in Affordable Senior Housing
Target population: Ages 55–85
Low to moderate income

This group often: Doesn’t qualify for subsidies
Can’t afford market-rate housing

✅ Insight:
Huge opportunity exists in underserved housing markets.
“The demand is extremely high… not many people are really building affordably priced housing.”
3. Understanding “Affordable Housing” Is More Complex Than It Sounds
Two categories: Capital A Affordable: Low-income (≤60% of area median income)
Small a affordable: Moderate-income (80%–140%)

Projects must balance income ranges to remain financially viable.
✅ Insight:
Real estate success requires technical, financial, and regulatory understanding.
4. Public-Private Partnerships Drive Large Developments
Major projects come through: Competitive RFP/RFQ processes
Partnerships with municipalities

Developments often include: Housing
Retail
Office/hospitality components

✅ Insight:
Scale is achieved through collaboration with government entities.
5. Great Leadership Requires Evolution and Self-Awareness
Leadership style evolved over time: From authority-based to transparency-based

Key principle: Honesty and communication build strong teams

✅ Insight:
Effective leadership is adaptive, transparent, and people-centered.
“Transparency and honesty… is the best form of communication.”
6. Hire People Who Challenge You
Entrepreneurs often make the mistake of hiring people just like themselves.
Strong teams include: Different perspectives
Greater expertise

✅ Insight:
Growth requires diverse thinking and constructive challenge.
“You want people who think different… and can challenge your thought process.”
7. Be Realistic and Honest in Business Planning
Many entrepreneurs: Set unrealistic revenue expectations
Build budgets based on wishful thinking

✅ Insight:
Success requires honest evaluation and disciplined planning.
“They’re not honest with themselves… the path to making that revenue isn’t achievable.”
8. Real Estate Can Transform Entire Communities
Benoit Group intentionally invests in: Overlooked or underserved neighborhoods

Their developments act as catalysts: Attracting other investors
Sparking broader economic growth

✅ Insight:
Strategic investment can redefine entire communities.
“We go in areas that have been overlooked… and act as a catalyst.”
9. True Impact Goes Beyond Buildings
Success is not just physical development: It’s about changing mindset and confidence in communities

✅ Insight:
Transformation requires both infrastructure and psychological uplift.
“You’ve got to change the mindset… before you can get transformation.”
10. Recognition Is Meaningful but Not the Motivation
Benoit didn’t expect the award and initially thought it was for someone else.
He emphasizes: Mission over recognition
Team contribution

✅ Insight:
Awards are a byproduct of consistent, purpose-driven work.
“We don’t do it for the awards… but the recognition does feel great.”
11. Future Focus: Growth + Mentorship
Expansion goals: Broader geographic footprint (10+ states)

Strategic priority: Mentoring smaller developers to scale

✅ Insight:
True leadership includes creating opportunities for others to grow.
💬 Notable Quotes On mission
“Our litmus test has been our why.”
On market demand
“The demand is extremely high… especially for the baby boomers.”
On leadership
“Transparency and honesty… is the best form of communication.”
On team building
“You want people who think different… and can challenge you.”
On business planning
“They’re not honest with themselves.”
On community impact
“We act as a catalyst… attract others to invest.”
On transformation
“You’ve got to change the mindset.”
🧾 Bottom Line
This interview is a powerful example of mission-driven entrepreneurship in real estate.
Eddy Benoit Jr.’s core message:
Build businesses around purpose and real need
Focus on underserved markets for meaningful impact
Grow through discipline, partnerships, and strong teams
Create success that extends beyond profit into community transformation
#SHMS #STRAW #BEST
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson.
Podcast: Money Making Conversations Masterclass
Host: Rushion McDonald
Guest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta)
1. Purpose of the Interview
The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy.
Specifically, the conversation aims to:
Demystify the homebuying process
Combat fear and misinformation around mortgages
Highlight low‑ and zero‑down payment opportunities
Explain how homeowners can build equity faster
Emphasize real estate as a key tool for generational wealth
Encourage disciplined financial decisions rooted in ownership rather than renting
Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership.
2. Interview Overview
Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with:
First‑time homebuyers
VA and military families
Move‑up buyers
Luxury clients and institutional sellers
Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home.
3. Key Takeaways A. Many Renters Can Already Afford to Own
One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity.
Rent payments offer no tax benefits
Mortgage payments build ownership and wealth
Homeowners can deduct mortgage interest (unlike rent)
Key idea: Many people qualify for ownership but are held back by misinformation and fear.
B. First‑Time Homebuyers Have More Options Than They Realize
Cheryl explains that many buyers are unaware of:
Zero‑down payment programs
Builder incentives covering closing costs
Opportunities to move into homes with minimal out‑of‑pocket costs
In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected.
C. VA and Veteran Benefits Are Underused
Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership:
100% financing (zero down payment)
Ability to ask sellers for up to 6% in closing cost contributions
Certain veterans may be exempt from property taxes
Lower monthly payments overall
Veterans are encouraged to use their benefits, even years after leaving military service.
D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt
Cheryl reframes mortgage timelines by teaching strategic repayment:
Paying bi‑weekly instead of monthly
Adding small extra payments ($50–$100/month)
Reducing both interest and principal faster
She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan.
E. Homeownership Builds Stability and Community
The interview contrasts renting versus owning:
Ownership benefits include:
Equity growth
Customization and upgrades
Neighborhood relationships
Security and long‑term stability
A tangible asset to pass to children
Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards.
F. Home Warranties Reduce Fear of Maintenance
To address anxiety about repairs, Cheryl recommends home warranties:
Cover major systems (HVAC, water heaters, appliances)
Low service fees when repairs are needed
Can be negotiated into purchase contracts
Provide peace of mind similar to apartment maintenance
This is especially helpful for first‑time buyers.
G. Social Media Builds Trust and Visibility
Cheryl explains how social media strengthens her business:
Buyers see real closings, celebrations, and testimonials
Creates emotional connection and trust
Inspires others to picture themselves as homeowners
Visibility drives confidence and referrals.
H. Education and Adaptability Drive Longevity
Cheryl credits her success through:
The 2008 housing crisis
COVID‑19
Market shifts
to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives).
4. Notable Quotes
On Renting vs. Owning
“Never be willing to pay somebody more than you’re willing to pay yourself.”
On First‑Time Buyer Fear
“Don’t let the longevity scare you. In an apartment, you’re building nothing.”
On VA Benefits
“Veterans can come to the table with zero down—and sometimes no property taxes.”
On Mortgage Strategy
“Pay every two weeks and it knocks down your interest and principal faster.”
On Equity
“Rent doesn’t give you anything to leave your children. Homeownership does.”
On Homeownership Mindset
“People are willing to pay their landlord more than they’ll pay themselves.”
5. Overall Takeaway
This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation.
Cheryl Taylor Anderson demonstrates that:
Buying a home is often more accessible than people believe
Strategic mortgage management can drastically shorten debt timelines
Ownership builds equity, stability, and generational opportunity
#SHMS #BEST #STRAW

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
#BEST #SHMS #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
In 2017, two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald launched his podcast, Money Making Conversations Master Class.
Rushion McDonald’s “Keep Winning” #3 – Key Takeaways
In this episode of Money Making Conversations Masterclass, Rushion McDonald expands on the concept of value proposition, focusing on how entrepreneurs and professionals can differentiate themselves through customer service, marketing, mentorship, and continuous growth.
Top Lessons 1. Understand Your Value Proposition
Your value proposition is what makes your talent, product, or company unique. It's the reason people choose you over the competition and the foundation for negotiating better opportunities, raises, and contracts.
Rushion uses the example of athletes who fail to recognize their true market value and end up accepting deals that don't reflect their worth.
2. Never Let Age Become an Excuse
One of Rushion's recurring themes is that success has no age limit.
He encourages listeners to:
Keep setting goals.
Continue learning.
Pursue new opportunities.
Avoid believing that life slows down after 40, 50, or 60.
Success belongs to those who continue moving forward regardless of age.
3. Market More Than Your Product
Two companies may offer similar products, but customer perception can create dramatically different outcomes.
Rushion emphasizes that businesses should promote:
Customer service
Customer experience
Reliability
Trust
Products may attract customers once, but outstanding service keeps them coming back.
4. Choose to Be the Eagle, Not the Chicken
One of the episode's most memorable analogies compares an eagle and a chicken.
Although both are birds, society views them very differently.
The lesson:
Eagles soar.
Eagles command respect.
Eagles fight to maintain their position.
Rushion challenges listeners to adopt an eagle mindset by thinking bigger, acting boldly, and pursuing excellence.
5. Seek Mentorship and Guidance
Many entrepreneurs fail simply because they try to figure everything out alone.
Rushion highlights resources such as:
The Small Business Administration (SBA)
SCORE mentors
Experienced business professionals
Mentorship can help entrepreneurs avoid costly mistakes and accelerate growth.
6. Expand the Possibilities of Your Product
Rushion shares the story of a pancake mix company whose product evolved from a simple pancake and waffle mix into a unique 3-in-1 product capable of making:
Pancakes
Waffles
Biscuits
The lesson is to continually explore new uses and opportunities that can differentiate your product in the marketplace.
7. Packaging Matters
A great product alone isn't enough.
Using the example of a gourmet popcorn company, Rushion explains that:
Product quality matters.
Customer service matters.
Packaging matters.
A product may be excellent, but weak presentation can prevent it from reaching larger retail opportunities.
8. Customer Service Is a Competitive Advantage
Across every business example discussed in the episode, one factor remained constant:
Excellent customer service.
Customers remember:
How they were treated.
Whether expectations were met.
Whether businesses delivered consistently.
Strong customer service often becomes a company's most powerful marketing tool.
9. Reliability Builds Trust
Rushion emphasizes that success often comes down to honoring commitments.
If you say:
You open at 8:00 AM, open at 8:00 AM.
You will deliver a product, deliver it.
You promise service, provide it.
Consistency creates credibility.
Keep Winning Quote
“Market your brand to stand out above the crowd through excellent service, strong presentation, and a commitment to outperforming the competition.”
Bottom Line
Know your value. Keep learning. Seek mentorship. Expand your thinking. Deliver exceptional customer service. Package your product professionally. And most importantly, choose to soar like the eagle instead of settling like the chicken. That's how you keep winning.
#SHMS #STRAW #BEST

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast

Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.