Brand Building: They own restaurants in Memphis, the Dominican Republic and one thousand virtual tax franchises.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand. 🎙️ Interview Summary: Mowbray & Cherina Rowand Purpose of the Interview To showcase the entrepreneurial journey of Mowbray and Cherina Rowand, co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival. 🧭 Interview Outline 1. Background & Origins Both from Memphis, Tennessee; met in high school. Started tax preparation in 2010 as a mom-and-pop operation. Transitioned from brick-and-mortar to virtual model by 2015. 2. Business Philosophy Entrepreneurship is defined as service to others. Mowbray is the visionary; Cherina is the implementer. Emphasis on scaling with structure: legal, accounting, HR. 3. One Stop Taxes Grew from a single office to over 1,000 virtual franchise locations. Offers free training, no startup costs, and shared revenue model. Built a platform allowing clients to submit documents and sign remotely. 4. Virtual Tax Model Designed for convenience and accessibility. Clients and tax preparers never need to meet in person. Platform includes document upload, e-signature, and cloud storage. 5. Franchise & Training Learning Management System (LMS) for onboarding. Training includes tax prep, customer acquisition, and platform use. Strategic partnerships with local businesses (e.g., dealerships, daycares). 6. Black Tax Festival Combines networking, education, and recognition. Includes IRS updates, business workshops, and the Titan Awards. Open to all entrepreneurs, not just tax professionals. 7. Expansion & Diversification Own restaurants in Memphis and the Dominican Republic. Franchised Fat Tuesday and Esco Restaurant (did \$1M in first 6 weeks). Own a yacht for rental experiences in the DR. Plans to develop a restaurant strip near FedExForum in Memphis. 💡 Key Takeaways Vision + Execution = Growth: Their complementary roles fuel business success. Virtual is Scalable: Transitioning to virtual allowed exponential growth. Community Impact Matters: Black Tax Festival fosters education and recognition. Diversification is Strategic: Restaurants and real estate expand their brand. Mentorship & Learning: They study successful entrepreneurs like Tilman Fertitta. Faith & Family Drive: Their journey is rooted in love, planning, and purpose. 🗣️ Notable Quotes “Entrepreneurship means being a servant to other people.” “The same thing that works at \$1M doesn’t work at \$15M.” “We had to fire ourselves from some jobs and hire professionals.” “We built a platform where you can do taxes from your couch.” “We started before social media—we know belly-to-belly marketing.” “Recognition matters—people don’t get it at home or work.” “We’re trying to bridge the wealth gap through proper paperwork.” “We bought a yacht in the Dominican Republic to rent for experiences.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Brand Building: She gives insights on how to navigate layoffs, negotiate salaries, and build resilient careers.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Katrice Miller. A nationally recognized labor relations expert and career coach. The conversation explores her journey from federal government service to corporate leadership, her insights on labor law, personal branding, and how individuals can navigate layoffs, negotiate salaries, and build resilient careers. 👩🏾💼 About Katrice Miller Labor Relations Counsel at Starbucks Former Director of HR Compliance at Microsoft Over 25 years of experience in labor relations across government and corporate sectors Founder of CorporateWinners.com, a career and business coaching platform Former federal employee with the U.S. Department of Labor 💡 Key Themes & Takeaways⚖️ Labor Relations vs. Human Resources Labor relations focuses on compliance with labor laws and maintaining fair employer-employee relationships HR is broader, covering benefits, PTO, and general employee support Emphasizes proactive compliance and consistency in workplace practices 📉 Layoffs & Downsizing Advocates for transparency and consistency during layoffs Encourages employers to treat employees with dignity and follow both legal and internal policies Advises employees to separate their identity from their job and focus on personal brand resilience 💼 Personal Branding & LinkedIn Personal brand should reflect your value, not just your job title LinkedIn is a powerful tool for visibility, networking, and showcasing skills Encourages employees to build their brand even if their current job doesn’t align with their long-term goals 💰 Salary Negotiation & Career Growth Keep a running file of accomplishments to support salary discussions Always counteroffer with research-based reasoning Negotiation is a conversation, not a confrontation 🎯 Coaching & Empowerment Offers affordable coaching programs launching July 1 via CorporateWinners.com Focuses on helping clients build sustainable careers, not just find jobs Provides templates, interview prep, and 24/7 support for job seekers 🧠 Mindset & Motivation Encourages clarity, confidence, courage, and calm during career transitions Advises against panic-driven job applications Promotes self-assessment and strategic pivots for those unhappy in their current roles 🌐 Vision for the Future Aims to scale her coaching impact through online programs Seeks to empower more professionals, especially those affected by layoffs, with tools for career resilience #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Uplift: He helps churches and nonprofits leverage technology.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gregory Richardson. A cybersecurity expert and AI consultant. The conversation explores cybersecurity best practices, the rise of AI, and how Gregory is helping churches and nonprofits leverage technology to spread the gospel. 🔐 Cybersecurity Insights 🔹 Gregory’s Background Based in Dallas, Texas. Works full-time as an ethical hacker and cybersecurity consultant for major corporations and governments. Also a serial entrepreneur with ventures in real estate, consulting, and software. 🔹 Key Cybersecurity Takeaways Multitasking Myth: Gregory argues that humans are not wired for multitasking—focus leads to better outcomes. Password: Avoid using simple passwords like “1234.” Don’t reuse passwords across platforms. Use passphrases (e.g., Bible verses) for stronger security. Change passwords regularly. Password Vaults: Recommends using reputable services like Google or Microsoft. Two-Factor Authentication (2FA): Strongly encourages using 2FA to protect accounts. Phishing Scams: Be wary of urgent or fear-based emails. Always verify suspicious messages by contacting the company directly. Scammers often mimic trusted brands (e.g., Facebook, Bank of America). 🔹 The Bigger Picture Cybercrime now generates more revenue than global drug trafficking. Criminal organizations are well-funded and recruit tech talent to build sophisticated scams. 🤖 Artificial Intelligence & Opportunity 🔹 AI as a Tool for Good Compares AI to the Gutenberg printing press—initially misused, but ultimately transformative. Believes AI’s potential far outweighs its risks. 🔹 AI in Business Helps businesses identify “million-dollar problems” and solve them with AI. Example: Built a toll-tracking app for a car rental company that became more profitable than the rental business itself. Encourages entrepreneurs to use AI tools to build apps without needing coding skills. 🔹 AI in Education Created a custom math quiz app for his daughter using her course materials and AI. 🙏 AI for Churches & Nonprofits Gregory focuses on helping churches and nonprofits use AI to: Spread the gospel. Operate more efficiently. Compete with limited budgets. Offers consulting and resources through his website: GregoryRichardson.ai 📚 Book Mentioned Gregory has authored a book on using AI to solve business problems and create scalable solutions. 🎙️ Closing Notes Rushion praises Gregory’s passion, clarity, and practical advice. Plans to bring him back for a deeper dive into AI’s role in faith-based and nonprofit work. #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Financial Education: She initially lost money in a scam but educated herself in digital currency.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michelle Lilly. A cryptocurrency and blockchain educator and entrepreneur. Here's a summary of the key points discussed: 🎙️ Main Themes and Highlights Michelle Lilly’s Background Entered the cryptocurrency space in 2017. Initially lost money in a scam but used the experience to educate herself. Became the first African-American woman with a master’s degree in blockchain and digital currency from the University of Nicosia. Understanding Cryptocurrency Bitcoin is described as a protocol, not just a currency—used for value storage and transfer. Ethereum is highlighted for its smart contract capabilities and utility. Cryptocurrencies are a hybrid between stock and currency—they have utility like stock and liquidity like currency. Why Bitcoin Has Value Scarcity: Only 21 million Bitcoins will ever exist. Deflationary: Bitcoin undergoes a “halving” every four years, reducing the rate of new coins. Decentralization: Not controlled by any central authority, making it secure and transparent. NFTs and the Metaverse NFTs (Non-Fungible Tokens) are unique digital assets, often used for art and music. Artists can sell directly to consumers and earn royalties on resales. The metaverse is explained as a 3D version of the internet (Web 3.0), where users can own digital land and assets. Empowering Underserved Communities Michelle emphasizes the importance of African-American and female participation in crypto and blockchain. Encourages people to educate themselves and not wait for permission to participate in new financial systems. Practical Advice You don’t need a lot of money to start investing in crypto. Understanding the current financial system is just as important as learning about the new one. Consistency, self-awareness, and openness to criticism are key to success. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Brand Building: Built Black-owned social media platform to empower creators and challenge the status quo.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Isaac Hayes III. 🎯 Purpose of the Interview To highlight Isaac Hayes III’s entrepreneurial journey, his stewardship of his father’s legacy, and his creation of Fanbase, a Black-owned social media platform designed to empower creators and challenge the status quo of tech ownership and monetization. 🗝️ Key Takeaways 1. Legacy & Identity Isaac Hayes III discusses the duality of carrying a famous name—both a burden and a blessing. Early in his career, he used a pseudonym to avoid bias and prove his merit as a music producer. Quote: “In the beginning, it kind of hurt you… down the line, it’s going to help you tremendously.” 2. Music Publishing & Ownership He explains the difference between masters and publishing in music rights. Publishing is like “musical real estate”—you own it until you sell it. Quote: “As long as you hold on to that musical real estate, you own it forever.” 3. Social Media as a Business Tool Hayes recognized the power of social media around 2008–2009. He emphasizes how Black culture drives social media engagement but lacks ownership. Quote: “Black culture elevates all infrastructures of entertainment, but we don’t own them.” 4. Fanbase: A Visionary Platform Fanbase is a subscription-based social media platform that: Doesn’t run ads. Allows creators to monetize directly via in-app purchases. Sends content to all followers without suppression. Quote: “I’m the first social media founder to create a mechanism where people could subscribe to people using in-app purchases.” 5. Innovation & Influence Fanbase pioneered features like gold verification badges and mobile subscriptions before major platforms adopted them. Hayes asserts that Fanbase moves at the speed of Black culture, unlike competitors who mimic it. Quote: “The only separator between us and them is capital.” 6. Political Impact Hayes used social media to support political campaigns, including helping elect Atlanta Mayor Andre Dickens. He views social media as a tool for civic engagement and community empowerment. Quote: “Social media spreads messages through virality… it can create engagement and action very quickly.” 7. Investor-thon & Community Support Fanbase raised nearly \$700,000 in 10 days through an equity crowdfunding event featuring celebrities and influencers. Hayes stresses the importance of Black ownership in tech infrastructure. Quote: “If we’re not owning infrastructures, we’re just contributing to other people’s wealth.” 🧠 Final Message Isaac Hayes III is a visionary entrepreneur who blends legacy, innovation, and cultural empowerment. His mission with Fanbase is to create a platform where creators—especially from the Black community—can thrive, monetize, and own their digital presence. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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