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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Financial Tip: Discusses Black economic history, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution.

    28/05/2026 | 32min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.
    Title: Owner, Chairman & CEO of OneUnited Bank
    Host: Rushion McDonald
    Podcast: Money Making Conversations Masterclass
    Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities.
    Purpose of the Interview
    The interview is designed to:
    Educate listeners on why Black-owned banks matter historically and economically.
    Explain how technology has transformed banking, making location irrelevant.
    Address financial exclusion, particularly reliance on check-cashing services.
    Promote financial literacy as the foundation of wealth creation.
    Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity.
    Key Themes & Takeaways 1. A Mission Rooted in Black History
    Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend.
    Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank.
    Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes.
    Takeaway: Economic independence has always been central to Black progress.
    2. From Brick-and-Mortar to Digital Banking
    OneUnited originally grew by acquiring small Black-owned banks nationwide.
    The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access
    Physical branches are no longer required
    Digital reach enables national—and global—impact

    Key insight: Technology allowed OneUnited to become a national Black bank without national branches.
    3. Financial Technology Built for Real-Life Problems
    Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms.
    Examples include:
    Second-chance checking accounts
    Emergency small-dollar loans
    Alternative credit criteria
    Nationwide surcharge-free ATM access
    AI-powered tools that help users understand: Cash flow
    Assets vs. liabilities
    Net worth (or debt)
    Financial decision-making in real time

    Takeaway: Banking should help people function—not punish them for past mistakes.
    4. Financial Literacy Is the Real Wealth Gap
    Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education

    He compares this to not teaching reading—and then blaming people for illiteracy.
    OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts.
    Key message: Financial literacy, not income alone, determines long-term wealth.
    5. Ending Dependence on Check-Cashing Services
    Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods.
    OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches.
    Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com.
    Takeaway: Lack of access is no longer an excuse—awareness is the missing link.
    6. Technology as the New “40 Acres”
    Kevin draws a powerful parallel: Land ownership was once the primary source of wealth.
    Technology and financial literacy are today’s equivalents.

    Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage.
    Key insight: Technology levels the playing field—if people understand how to use it.
    7. Mandatory Financial Literacy as a Policy Solution
    Kevin advocates for required financial literacy courses in all U.S. schools.
    He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student.

    He frames this as a matter of equity, not preference.
    Takeaway: Systemic problems require systemic solutions.
    Notable Quotes
    “The concept of a national Black-owned bank goes all the way back to slavery.”
    “We’re not behind in technology—we are the party.”
    “Ninety percent of Americans are not financially literate.”
    “You don’t have to go to check cashers and get ripped off.”
    “Technology is the new 40 acres.”
    “Financial literacy alone can generate over $100,000 in net worth per person.”
    “There has never been a better time to build a business than right now.”
    Overall Impact
    This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as:
    A modern solution to historic exclusion
    A technology-first institution built for underserved communities
    A catalyst for financial literacy, entrepreneurship, and wealth creation
    Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Follow Your Passion: Travel nurse building a lucrative CPR business and empowers community health through education.

    28/05/2026 | 28min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller.
    A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company.
    Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities.
    Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education.
    🎯 Purpose of the Interview
    The interview aims to:
    1. Showcase a path to financial freedom through nursing entrepreneurship
    By highlighting travel nurse contracting and CPR instruction as viable wealth‑building vehicles.
    2. Highlight the importance of CPR education in underserved communities
    Especially addressing the survival gap in Black communities due to low CPR literacy.
    3. Encourage aspiring entrepreneurs—especially women and healthcare workers
    By sharing Alaysia’s experiences with mentorship, confidence building, and launching a service-based business.
    4. Educate listeners on the realities of entrepreneurship
    Including time demands, imposter syndrome, and the need for consistency and proper pricing.
    🔑 Key Takeaways 1. Travel Nurse Practitioners Have High Earning Potential
    As a staff NP she would earn $100k per year, but as a travel NP she earned $100k in six months while gaining time freedom and flexibility.
    Travel NP work is paid via 1099, opening the door to tax write-offs, investment flexibility, and entrepreneurial benefits.
    2. Burnout Was the Catalyst for Change
    Working six days a week during COVID and the pressure of commercialized urgent-care systems led to burnout, weight gain, and loss of self. This pushed Alaysia toward traveling, where she worked half the time for double the pay.
    3. CPR Survival Rates Are Lower in Black & Underserved Communities
    Alaysia explains that lack of exposure, knowledge, and basic emergency training leads to significantly lower cardiac survival rates in communities of color.
    She addresses this through her nonprofit We Push Health, which brings CPR and medical education to rural and urban communities.
    4. You Don’t Need to Reinvent the Wheel—Mentorship Is Key
    She learned about mentorship in 2024 and emphasizes that mentors help you avoid costly mistakes and speed up your path.
    “Find someone who is the ideal image of what you want to be and mimic what they do.”.
    5. CPR Businesses Are Lucrative and Accessible
    Almost every industry requires CPR certification:
    Healthcare
    Schools & daycares
    Gyms
    Police & fire departments
    Hotels
    Tattoo studios
    These make CPR instruction a strong side hustle or full-time business, especially for healthcare professionals who already understand the material.
    6. Entrepreneurship Requires Real Work
    Alaysia breaks down the less glamorous side of building a business:
    Imposter syndrome
    The need for consistent marketing
    Pricing confidently
    Long hours initially
    Learning branding, systems, and follow-up
    “You only eat what you kill.”.
    7. Communication and Adaptability Are Leadership Superpowers
    Travel nursing requires walking into unfamiliar environments and leading without overpowering. She emphasizes:
    Reading the room
    Adjusting communication styles
    Delegating the right way
    Being assertive but team-oriented
    “Adaptability is number one.”.
    8. Negotiation Skills Changed Her Entire Career
    She learned to stop undervaluing herself and start negotiating confidently:
    First contract: underpriced
    Second contract: raised rates dramatically
    Uses supply‑and‑demand to justify price increases
    “You miss 100% of the shots you never take.”.]
    🗣️ Notable Quotes On Entrepreneurship
    “If you know how to save a life, don’t you think you know how to run a business?”.
    “You only eat what you kill.”.
    On Burnout
    “I lost myself giving it to a job.”.
    On Community Health
    “They can’t know what they don’t know.”
    “Survival rates for cardiac arrest are significantly lower in communities of color because they lack access to basic emergency skills.”.
    On Mentorship
    “You don’t have to reinvent the wheel to be successful.”
    “Find someone who is the ideal image of what you want to be.”.
    On Negotiation
    “What’s the worst they can say? No.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Motivation: Their grandmother Jessie Mae’s leadership, work ethic, and kitchen‑table lessons inspired their business approach.

    28/05/2026 | 19min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch.
    Here is a clear, structured summary of the Miko Branch interview with Rushion McDonald, along with its purpose, key takeaways, and notable quotes, drawn directly from the transcript you provided.
    All information cites the uploaded file.
    SUMMARY OF THE INTERVIEW
    In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Miko Branch, co‑founder and CEO of Miss Jessie’s, a pioneering hair‑care brand serving people with textured, curly, kinky, and wavy hair.
    Miko recounts how she and her late sister, Titi Branch, built Miss Jessie’s from their kitchen table in their Brooklyn brownstone, developing products designed to genuinely work for people with textured hair. She highlights the brand’s deeply personal roots—named after their grandmother Jessie Mae Branch, the first “CEO” they ever observed in action.
    Throughout the interview, Miko explains how Miss Jessie’s expanded from grassroots marketing, word‑of‑mouth, and early internet chat rooms to becoming a national brand found in Walgreens, CVS, Target, and more. She stresses the brand’s emphasis on education, authenticity, and providing solutions for all textured hair types.
    Miko also discusses signature product lines (Curly Pudding, Pillow Soft Curls, Daily Soft Curls, sulfate‑free shampoo) and how Miss Jessie’s became a leader in the natural hair movement—well before it became a mainstream trend.
    PURPOSE OF THE INTERVIEW 1. To showcase Miss Jessie’s origin story and entrepreneurial journey
    McDonald highlights how Miko built a multimillion‑dollar brand from her kitchen table.
    2. To inspire current and aspiring entrepreneurs
    Miko demonstrates how authentic problem‑solving creates brand loyalty and long-term success.
    3. To educate listeners about textured hair and the natural hair care industry
    The interview reinforces that natural hair is not a trend—it's an identity and lifestyle.
    4. To highlight the importance of cultural heritage and family influence
    Miko shares how her grandmother, her sister, and her Brooklyn salon shaped Miss Jessie’s values and innovation.
    KEY TAKEAWAYS 1. Miss Jessie’s was built on authenticity and real consumer needs
    The brand emerged from real hairstyling challenges Miko and Titi solved for themselves and their salon clients..
    2. Education is central to the brand’s success
    Miss Jessie’s teaches customers how to understand and care for their curl types—wavy, curly, kinky, multicultural, or transitioning.
    McDonald says the site offers more information than any hair‑care brand he has interviewed.
    3. Family legacy guides the company
    Their grandmother Jessie Mae’s leadership, work ethic, and kitchen‑table lessons inspired their business approach.
    4. The natural hair movement is here to stay
    People increasingly embrace their God‑given texture; straightening is no longer the dominant norm.
    5. Social media amplified—did not create—their success
    Word‑of‑mouth began long before social media; platforms today simply extend their reach.
    6. Miss Jessie’s serves everyone with texture—not just Black women
    Men, boys, Latinas, mixed‑race individuals—anyone with curls or waves—can find a solution.
    7. Product innovation drove their growth
    Curly Pudding, Pillow Soft Curls, Daily Soft Curls, and sulfate‑free shampoos transformed textured hair care.
    8. Their Brooklyn salon doubled as R&D
    It allowed the sisters to test products directly on customers and ensure real‑world performance.
    NOTABLE QUOTES (from transcript) On the company’s beginnings
    “We started our business in our brownstone right at our kitchen table.”
    “Curly Pudding was the groundbreaker—the game changer.”
    On the brand’s philosophy
    “The bottom line is being able to create products that are helpful.”
    “Information and communication is key to success.”
    On inclusivity
    “Anyone who has texture… we have something for you.”
    On natural hair
    “Natural hair, curly hair is preferred… it’s how people want to express themselves.”
    “Natural hair is not a trend—it’s here to stay.”
    On social media and growth
    “We were going viral before ‘going viral’ was a word.”.
    On legacy
    “Our grandmother Jessie was the first female CEO we’d ever seen.”.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Overcoming the Odds: Discusses the legacy of Dr. Gladys B. West, whose calculations led to the creation of GPS.

    27/05/2026 | 21min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson.
    ROBYN DONALDSON & JACKIE RUSHIN
    🎙️ Podcast Overview
    The episode commemorates the legacy of Dr. Gladys B. West, a pioneering mathematician whose calculations led to the creation of GPS. Together, the guests discuss how her story ties into the mission of Juneteenth, the importance of STEM education, and their newly launched Westward Bound life and STEM skills program.
    📚 About Dr. Gladys B. West
    • Legacy: Mathematician and GPS pioneer
    • Era: Born in 1930, came of age during segregation
    • Alma Mater: Virginia State University (HBCU), later earned a PhD
    • Recognition: Often called a “living hidden figure”—though not featured in the Hidden Figures film
    • Current Home: Fredericksburg, VA
    📘 Books Discussed
    • It Began With a Dream: Dr. West’s memoir, chronicling her life from sharecropping roots to GPS trailblazer
    • Westward Bound: A curriculum-based program developed by Dunson and Rushing inspired by Dr. West’s principles
    💡 Key Themes & Insights
    • Juneteenth Connection: The delayed recognition of Dr. West mirrors the delayed liberation of enslaved Black Americans
    • STEM Equity: Many students aren’t underperforming—they’re underexposed. The Westward Bound program seeks to close that gap
    • Mental Health & Tech: While Dr. West helped pioneer GPS, she herself still uses maps to keep her mind sharp—a warning about over-reliance on tech
    • AI & Overconsumption: Dr. Rushin draws attention to how misuse of AI and technology can impair critical thinking and mental wellness
    • STEM as Liberation: STEM exposure is not just about careers—it’s a path to freedom, agency, and long-term resilience
    🎓 About Westward Bound
    • Mission: Teach not just hard skills (STEM) but soul skills—endurance, vision, self-awareness, and purpose
    • Framework: Uses the acronym W.E.S.T. (Wisdom, Endurance, Strategy, Tracking)
    • Audience: Underserved communities, students, adults in transition, entrepreneurs
    • Access: Currently partnering with colleges, camps, and educational programs nationwide
    🔁 Personal Journeys
    • Dr. Jacque Rushin: A humanitarian, mental health expert, and curriculum developer who fuses wellness and educational development
    • Robyn Donaldson: A global STEM advocate and 2025 Presidential Lifetime Achievement Award recipient. She discovered Dr. West’s book and launched the movement to amplify her story
    📣 Call to Action
    Listeners are encouraged to include Dr. Gladys West in Juneteenth programming, integrate It Began With a Dream into school libraries, and explore the Westward Bound program as a tool for transformative education. Visit stemxposure.org or call (813) 990‑7700 for more info. #best
    #straw
    #shms

    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Overcoming the Odds: Her journey from dysfunction and cult-like environments to academic and personal success.

    27/05/2026 | 30min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed El' Deity Princey.
    📝 Summary of the Interview
    El' Deity Princey is a transformational master coach, author, and speaker with a background in social science, neuroscience, and trauma recovery. In this powerful and deeply personal interview, she shares her journey from childhood trauma and dysfunction to becoming a high-achieving coach helping others reprogram their minds, cut toxic ties, and build wealth-driven lives. Her book, Monetize a Mind That’s Colonized, and her coaching business, 11 Master Consulting, are tools she uses to empower others to transcend adversity and manifest success.
    🔑 Key Takeaways 1. Mindset is the Foundation of Wealth
    “Energy is currency.” True prosperity begins with internal transformation.
    Reprogramming the subconscious mind is essential to breaking free from societal conditioning and limiting beliefs.
    2. Cutting Toxic Ties
    Toxic relationships—whether personal, familial, or professional—drain energy and hinder growth.
    “When you cut toxic ties, you thrive.”
    Applies to both employees and employers: focus on those who contribute positively to your mission.
    3. Coaching vs. Therapy
    Coaching focuses on present and future goals, while therapy often addresses past trauma.
    El' Deity emphasizes accountability, strategy, and results in her coaching practice.
    4. Routine Builds Wealth
    Daily habits, environment, and self-care routines are critical to building internal and external wealth.
    “Everyone has a gift. Everyone has a talent.” Routine helps unlock and monetize those gifts.
    5. Healing from Trauma
    She shares her personal experience with Adverse Childhood Experiences (ACES) and how childhood PTSD mirrors veteran PTSD.
    Her journey from dysfunction and cult-like environments to academic and personal success is a testament to resilience.
    6. Manifestation Requires Action
    Her concept of “Coagulation Law” emphasizes that belief alone isn’t enough—resources and action are required to manifest goals.
    Life is like Monopoly: strategy and movement are key to winning.
    7. Empowering Language
    Words shape reality. Avoid saying “I’m struggling”—instead, affirm your intelligence and capability.
    “Speak life into yourself.”
    8. Client Success Stories
    She helped a client leave a toxic home, pursue her talents, and attract a supportive partner—demonstrating how mindset shifts lead to real-world success.
    9. Accessibility & Services
    Offers free live coaching on TikTok three times a week.
    Book: Monetize a Mind That’s Colonized is available on Amazon under her real name, Princess Halo.
    Coaching and courses available through 11 Master Consulting.
    💬 Notable Quotes
    “When you master your emotions, you master your reality.”
    “Healing doesn’t take years—it takes intention.”
    “I got tired of begging for crumbs of love and began to give myself loads of love.”
    “Your self-image is what you attract.”
    “Are you tired yet? If yes, it’s time to pivot.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
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Sobre The Steve Harvey Morning Show
Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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