The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Everett Swain.
🔷 Interview Summary
Everett Swain, founder of UXD Academy, discusses how he is helping individuals—especially underserved communities—enter high-paying tech careers (UX design and AI) without a traditional four-year degree.
The conversation centers on:
AI as both a threat and opportunity
Alternative education pathways (certifications vs degrees)
Breaking barriers in tech through accessible training
Building practical, job-ready skills quickly
Empowering individuals to change their financial trajectory
Swain’s approach blends self-learning, portfolio-based skills, and real-world application to create career opportunities.
🎯 Purpose of the Interview 1. Expand awareness of non-traditional education paths
Show that high-income careers are accessible without college degrees
Promote certifications, portfolios, and practical skills
2. Reframe AI as an opportunity
Help listeners understand how AI can create jobs, not just remove them
3. Inspire career transformation
Target people: Struggling financially
Stuck in low-wage jobs
Looking for a career pivot

4. Bridge opportunity gaps
Focus on helping: Underserved communities
People without access to formal education

5. Provide actionable entry points
Direct listeners to: Free resources
Self-learning paths
UXD Academy

🔑 Key Takeaways 1. AI is both a disruptor and an enabler
Two approaches: Replace workers
Amplify workers’ productivity [Everett Sw...II iHeart | Txt]

2. Degrees are becoming less important in tech
Over 40% of tech companies prioritize skills over degrees [Everett Sw...II iHeart | Txt]
Real hiring focus: Portfolio
Demonstrated ability

3. Skills can be self-taught
Swain learned through: YouTube
Online resources
Practice

This model is replicable for others
4. Portfolio > credentials
Employers want proof of skill: Projects
Real-world work

This levels the playing field
5. Fast income growth is possible
Swain’s trajectory: $75K → $105K → $140K within a few years [Everett Sw...II iHeart | Txt]

Demonstrates rapid upward mobility in tech
6. Accessibility is key to opportunity
Training can be done: On a phone
Without expensive tools

Removes traditional barriers
7. Learn-by-doing model works best
UXD Academy combines: Training
Real client projects
Apprenticeships

8. AI tools require minimal technical background
No-code and low-code tools allow: Beginners to build apps, bots, workflows quickly

9. Small businesses are the biggest AI opportunity
AI can help: Automate operations
Improve efficiency
Scale growth

10. Traditional education is slow to adapt
Colleges struggle to keep up with: Rapid tech changes

Agile programs like UXD Academy fill this gap
11. Mindset shift is essential
Success requires: Initiative
Discipline
Self-learning

12. Exposure creates opportunity
Many people don’t pursue tech careers because: They don’t know they exist

Awareness is the first step
💬 Notable Quotes On AI’s dual impact
“Companies are either using AI to replace people or to amplify their people.” [Everett Sw...II iHeart | Txt]
On degrees vs skills
“Over 40% of tech companies do not care about degrees anymore… they care about your portfolio.” [Everett Sw...II iHeart | Txt]
On education alternatives
“You can become an AI designer… without a degree.” [Everett Sw...II iHeart | Txt]
On learning path
“YouTube, Google, and books taught me everything I know.” [Everett Sw...II iHeart | Txt]
On AI functionality
“AI is like the smartest intern you know—you can train it to work for you.” [Everett Sw...II iHeart | Txt]
On opportunity
“You can change your life in under a year and a half.” [Everett Sw...II iHeart | Txt]
On discipline
“From five to 2 a.m., I was learning, building, and redoing my portfolio.” [Everett Sw...II iHeart | Txt]
On mission
“I want people to realize they can create their own reality with this.” [Everett Sw...II iHeart | Txt]
On urgency
“AI is our opportunity… we have to get on the ball.” [Everett Sw...II iHeart | Txt]
🧭 Bottom Line
Everett Swain’s message is a blueprint for modern career access in the AI economy:
Skills beat degrees
Self-learning is powerful
AI is a career lever, not just a threat
Execution (portfolio) matters more than theory
Opportunity is available—but requires action
👉 His core philosophy:
With the right skills, discipline, and access to knowledge, anyone can break into high-income tech careers—without traditional barriers.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sylvester “Sly Huncho” Brewster..
🎯 Purpose of the Interview
The interview is designed to:
Showcase Sylvester Brewster’s journey from barber to high-level digital entrepreneur and influencer.
Teach entrepreneurs how to leverage social media to build income, brand authority, and scalable businesses.
Provide a practical blueprint for turning a skill (like barbering) into a multi-revenue ecosystem.
Motivate listeners to take action, emphasizing discipline, consistency, and growth mindset.
Rushion also uses the conversation to:
Push Brewster to think bigger than barbering (into empire-building).
Reinforce traditional business principles like owning platforms (websites) alongside social media.
🧠 Key Takeaways 1. Start With a Core Skill (Your “Niche”)
Brewster built everything from his base skill: barbering.
Your main craft becomes the “hub” of your business ecosystem.
👉 Insight:
You don’t need multiple talents—just one monetizable skill expanded strategically.
2. The “Monetization Octopus” Model
Brewster describes income as an 8-arm system:
Social platforms (YouTube, Instagram, TikTok, Facebook, Snapchat)
Physical products
Digital products
Brand deals / partnerships
👉 Insight:
Multiple income streams should branch off one core brand, not scattered efforts. [Sylvester...ter Oxford | Txt]
3. You Are the Content
Life = content (haircuts, travel, food, advice, daily routine).
Everything can be documented and shared.
👉 Insight:
Authenticity + volume beats perfection. [Sylvester...ter Oxford | Txt]
4. Volume & Consistency Drive Growth
Post 3 times per day minimum.
Aim to appear constantly in your audience’s feed.
👉 Insight:
Visibility creates familiarity → familiarity creates trust → trust creates income. [Sylvester...ter Oxford | Txt]
5. Social Media = Discovery Engine
All clients, students, and opportunities came through social media.
Content brings inbound leads (not cold outreach).
👉 Insight:
If people don’t know you, they can’t buy from you. [Sylvester...ter Oxford | Txt]
6. Turn Knowledge Into Digital Products
Brewster sells guides and ebooks.
Clients scale by turning expertise into courses.
👉 Insight:
Digital products = scalable income with no time-for-money limit.
7. Proof of Concept Builds Authority
He demonstrates results through:
Helping clients grow followers (e.g., 4K → 109K, 2K → 143K)
Real case studies across industries
👉 Insight:
Results > claims. Social proof accelerates trust. [Sylvester...ter Oxford | Txt]
8. Growth Mindset Over Ego
Brewster doesn’t focus on being “the best barber.”
Focus is on being the best version of himself.
👉 Insight:
Personal growth > competition. [Sylvester...ter Oxford | Txt]
9. Work Ethic Is Non-Negotiable
Success requires effort, repetition, and discipline.
No shortcuts—even with talent.
👉 Insight:
Desire without effort produces nothing. [Sylvester...ter Oxford | Txt]
10. Business Infrastructure Matters (Host Perspective)
Rushion emphasizes:
Build a website (digital storefront)
Own your audience and brand assets
Don’t rely solely on social media platforms
👉 Insight:
Control your distribution channels to build long-term wealth.
💬 Standout Quotes On Growth & Identity
“I don’t aim to be the best barber. I aim to be the best me.” [Sylvester...ter Oxford | Txt]
“I’m always still trying to find myself… by the time you find it, you want another version.” [Sylvester...ter Oxford | Txt]
On Content Creation
“You are the content.” [Sylvester...ter Oxford | Txt]
“Anything you do throughout your life—that’s the content. Record that.” [Sylvester...ter Oxford | Txt]
“The more volume you put out, the more you get paid.” [Sylvester...ter Oxford | Txt]
On Social Media Strategy
“Anytime somebody opens their phone, you want them to see your face.” [Sylvester...ter Oxford | Txt]
“Content is king in today’s time… if they don’t know you, how are they going to support you?” [Sylvester...ter Oxford | Txt]
On Work Ethic
“If you’re not doing the work… you’re never going to get it.” [Sylvester...ter Oxford | Txt]
“Nothing is going to be handed to you… you got to put in the work.” [Sylvester...ter Oxford | Txt]
On Monetization
“It’s a whole octopus… a whole system around it.” [Sylvester...ter Oxford | Txt]
From Rushion McDonald (Host)
“You don’t have a digital storefront.” [Sylvester...ter Oxford | Txt]
“Social media can go away—you need a place you own.” [Sylvester...ter Oxford | Txt]
🧩 Overall Summary
This interview is a modern blueprint for digital entrepreneurship, showing how to:
Turn a traditional skill into a global brand
Use content as a growth engine
Build multiple revenue streams from one identity
Combine creator mindset + business structure
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Todd Kroupa.
🔷 Interview Summary
Todd Kroupa, a former firefighter turned top-performing real estate agent (No. 1 in Georgia, nearly $1B in lifetime sales), shares his journey of career transition, entrepreneurship, and success in real estate. [TODD KROUPA iHeart | Txt]
The interview covers:
Leaving a stable career for entrepreneurship
Building a real estate business from scratch in a new market
Customer-first sales philosophy
Practical advice for buyers and sellers
Real estate as a long-term wealth-building strategy
It blends career reinvention, sales mindset, and real estate expertise.
🎯 Purpose of the Interview 1. Inspire career transition and risk-taking
Show how to move from a secure job to a high-reward entrepreneurial path
2. Educate on real estate buying and selling
Provide practical insights for: First-time buyers
Families
Sellers

3. Highlight relationship-driven sales success
Emphasize service, trust, and referrals over commissions
4. Promote real estate as a wealth strategy
Explain why real estate is a strong long-term investment
5. Share resilience and mindset lessons
Demonstrate how persistence and belief overcome doubt and rejection
🔑 Key Takeaways 1. Career pivots require courage and clarity
Kroupa left a stable firefighting career despite outside doubt
He trusted his long-term vision over short-term safety [TODD KROUPA iHeart | Txt]
2. Block out “outside noise”
He avoided negativity and advice that could derail his decision
Focus and conviction were essential to success
3. Skills transfer across industries
Firefighter experience taught: Problem-solving under pressure
Customer care

These skills translated directly into real estate
4. Relationships drive real estate success
The business is built on: Trust
Referrals
Long-term client relationships

Not just transactions
5. Service > commission mindset
Top agents prioritize: Client outcomes
Long-term value

Income follows service
6. Emotion drives buying decisions
Buyers decide within minutes based on: Feeling
Personal connection

Logic comes later in the process
7. Realtors must guide, not just sell
A great agent: Identifies hidden issues
Advises clients—even against a deal

8. Inspection is critical
Key deal-breakers: Mold
Foundation issues
Roof problems

Buyers must be willing to walk away
9. Real estate decisions require discipline
Avoid overpaying or emotional overcommitment
Think long-term resale and investment value
10. Neighborhood matters as much as the house
Buyers should: Visit at different times
Talk to neighbors
Research schools and environment

11. Market strategy matters when selling
Presentation is key: Neutral design
Strong first impressions

Buyers decide quickly
12. Real estate is a powerful wealth builder
Benefits over stocks: Control (improvements, rental, usage)
Tax advantages
Tangible value

13. Multi-generational living is rising
Driven by: Cost of living
Family dynamics
Post-COVID lifestyle shifts

14. Buying the most expensive home isn’t optimal
Property value is influenced by surrounding homes
Overpricing limits appreciation potential
💬 Notable Quotes On career transition
“I walked away from a very stable career… to something that can be unstable.” [TODD KROUPA iHeart | Txt]
On ignoring doubt
“I avoided a lot of phone calls… I didn’t want anybody to persuade my decision.” [TODD KROUPA iHeart | Txt]
On motivation
“That put the fire in me.” [TODD KROUPA iHeart | Txt]
On mindset and focus
“I just cut the noise out.” [TODD KROUPA iHeart | Txt]
On service approach
“It should never be about the commission… it should be about helping that person.” [TODD KROUPA iHeart | Txt]
On relationships
“This business is about referrals… connections.” [TODD KROUPA iHeart | Txt]
On buyer psychology
“They’re looking emotionally first—logic comes second.” [TODD KROUPA iHeart | Txt]
On inspections
“If you’re not comfortable now, you won’t be comfortable after you close.” [TODD KROUPA iHeart | Txt]
On real estate vs stocks
“You can’t control a stock… you can improve and live in a home.” [TODD KROUPA iHeart | Txt]
On pricing strategy
“You don’t want to be the most expensive house in the neighborhood.” [TODD KROUPA iHeart | Txt]
🧭 Bottom Line
Todd Kroupa’s message is a blueprint for success in both entrepreneurship and real estate:
Take calculated risks → growth requires leaving comfort zones
Focus on people, not profits → relationships build sustainable success
Think long-term → especially in real estate decisions
Balance emotion with logic → in major financial choices
Stay disciplined and informed → avoid costly mistakes
👉 His core philosophy:
Serve people first, make smart decisions second, and success will follow.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Uadiale.
🔷 Interview Summary
Michael Uadiale, a seasoned CPA and master tax advisor with 25+ years of experience, explains how entrepreneurs can achieve financial freedom in 5–7 years through strategic tax planning and wealth systems.
The discussion centers on:
Understanding the tax code as a wealth-building tool
Why most people overpay taxes
The difference between tax preparation and tax strategy
His proprietary DECIDA (six-step) framework
Practical tactics (e.g., hiring your kids, structuring income)
Long-term wealth-building through planning and compounding
The interview reframes taxes from a burden into a strategic advantage.
🎯 Purpose of the Interview 1. Demystify taxes
Reduce fear and confusion around the tax system
Make tax concepts more accessible to everyday entrepreneurs
2. Shift mindset from avoidance → strategy
Encourage people to engage with taxes, not avoid them
3. Teach wealth-building through tax efficiency
Show how taxes are a major lever for: Increasing income retention
Accelerating wealth creation

4. Promote proactive financial planning
Emphasize year-round tax planning vs. last-minute filing
5. Provide actionable strategies
Offer real, legal methods to: Reduce tax liability
Build generational wealth

🔑 Key Takeaways 1. Wealth cannot be delegated
You can outsource operations—but not your financial destiny
Individuals must understand and engage in their own wealth strategy [MICHAEL UA...ALE iheart | Txt]
2. The tax code is a system of incentives
It’s designed to encourage certain behaviors: Investing
Real estate ownership
Business creation

Those who understand it benefit most
3. The wealthy don’t break rules—they learn them
Rich individuals use legal structures to: Minimize taxes
Maximize retention

The same opportunities exist for everyone who learns the system
4. Most people overpay taxes due to ignorance
About 80% of small business owners overpay [MICHAEL UA...ALE iheart | Txt]
Causes: Fear of taxes
Lack of education
Reactive (not proactive) planning

5. Tax preparers vs. tax advisors
Tax preparers = compliance (filing returns)
Tax advisors = strategy (planning ahead)
Real wealth comes from advisory relationships
6. Tax planning must be year-round
Waiting until April is too late
Planning should occur: Quarterly
Before major financial decisions

7. Taxes directly impact your time and income
Without planning, up to 3 out of every 8 working hours go to taxes [MICHAEL UA...ALE iheart | Txt]
8. Simple strategies can create big gains
Example:
Hiring your children in your business: Tax deduction for the parent
Tax-free income for the child

These are legal, ethical, and underused
9. Compounding + tax efficiency = wealth
Wealth = compound growth – tax erosion
Starting early dramatically increases results
10. Structure determines outcomes
How you earn and structure income affects: Tax liability
Long-term wealth retention

11. The DECIDA Framework (his system)
A structured approach to wealth building:
D – Discover your wealth DNA (how you make money)
E – Engineer tax-efficient structures
C – Capture and preserve growth
I – Integrate advanced tax strategies
D – Defend against tax erosion
A – Activate generational wealth systems
12. Financial freedom is accelerated through taxes
Proper planning can shorten the timeline to wealth by years
💬 Notable Quotes On personal responsibility
“Wealth cannot be delegated.” [MICHAEL UA...ALE iheart | Txt]
On the tax code
“The tax code was not written for the little guys… but if you understand it, you can get the same benefits.” [MICHAEL UA...ALE iheart | Txt]
On mindset
“You’ve got to embrace tax… it’s an education.” [MICHAEL UA...ALE iheart | Txt]
On opportunity
“The tax code is one of your fastest ways of getting to financial freedom.” [MICHAEL UA...ALE iheart | Txt]
On behavior incentives
“The tax law is a set of incentives… to make us behave the way the government wants.” [MICHAEL UA...ALE iheart | Txt]
On overpaying taxes
“Close to 80% of small business owners overpay in taxes.” [MICHAEL UA...ALE iheart | Txt]
On poor habits
“People only think about taxes when April 15th is around the corner.” [MICHAEL UA...ALE iheart | Txt]
On time lost to taxes
“Three hours out of every eight hours you work goes to the tax man.” [MICHAEL UA...ALE iheart | Txt]
On advisors vs preparers
“Most people work with tax preparers, not tax advisors.” [MICHAEL UA...ALE iheart | Txt]
On simple strategies
“Hiring your kids… everybody should be doing that if you have a business.” [MICHAEL UA...ALE iheart | Txt]
On wealth formula
“Wealth really is compounding interest… less taxes.” [MICHAEL UA...ALE iheart | Txt]
🧭 Bottom Line
Michael Uadiale’s message reframes taxes as a power tool for wealth creation:
Learn the system → don’t avoid it
Plan proactively → not reactively
Work with advisors → not just preparers
Use legal strategies → to reduce tax burden
Protect growth → from tax erosion
Build generational wealth → intentionally
👉 His core philosophy:
Understanding and leveraging the tax code is one of the fastest, most overlooked paths to financial freedom.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Yolanda D. McElroy (aka “Dr. Yo-Yo”).
🎯 Purpose of the Interview
To spotlight Dr. McElroy’s work as a pharmacist, educator, and author of the children’s book It’s Not Candy, which promotes medication safety. The interview also highlights her consulting company, MediManage, and her mission to improve health outcomes through education and community engagement.
🧠 Key Takeaways 1. Professional Background
Dr. McElroy is a registered pharmacist in Louisiana with over 30 years of experience in retail and hospital settings.
She began her academic journey at Grambling State University (HBCU) studying chemistry before transferring to pharmacy school.
2. MediManage Consulting
Founded to promote medication safety and improve health outcomes.
Focuses on educating communities about proper medication use, adherence, and preventing medication-related problems.
3. Medication Safety Advocacy
Medications are a leading cause of accidental poisoning deaths in children.
Parents often leave medications and chemicals within reach of children.
Emphasizes the importance of locking up medications and educating both adults and children.
4. Target Age Groups
Focuses on children ages 3–10 to instill early awareness of medication safety.
Also highlights teens as a vulnerable group due to increased drug experimentation and access to medications at home.
Notes the importance of educating parents and senior citizens as well.
5. Book: It’s Not Candy
Inspired by her ministry work with youth in mental health hospitals.
Based on real-life experiences and includes a song to make learning fun and memorable.
Demonstrates how medications can resemble candy, making it difficult for children (and adults) to distinguish.
Aims to equip families with knowledge to prevent accidental overdoses and misuse.
6. Challenges in Pharmacy Profession
Pharmacists face heavy workloads, including vaccinations, insurance calls, and patient counseling.
Many are overworked and under-supported, leading to burnout and even strike considerations.
7. Book Creation Journey
Took years to develop after encouragement from her pastor.
Extensive research into publishing options and budgeting.
Partnered with a publishing company and built a team including an editor and illustrator.
Advises aspiring authors to be patient, budget generously, and seek support and education.
💬 Notable Quotes
“Medications are a leading cause of accidental poisoning deaths in children.”
“If you’re not sure, ask a professional. Ask your pharmacist.”
“We want to get them early and instill that training so they can make good decisions.”
“Many medication-related injuries are preventable.”
“If there’s no room at the table, bring a folding chair.”
“Our children are important and their lives are valuable.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.