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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Brand Building: He Fanbase, a Black-owned social media platform designed to empower creators.

    20/06/2026 | 23min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Isaac Hayes III.
    🎯 Purpose of the Interview
    To highlight Isaac Hayes III’s entrepreneurial journey, his stewardship of his father’s legacy, and his creation of Fanbase, a Black-owned social media platform designed to empower creators and challenge the status quo of tech ownership and monetization.
    🗝️ Key Takeaways 1. Legacy & Identity
    Isaac Hayes III discusses the duality of carrying a famous name—both a burden and a blessing.
    Early in his career, he used a pseudonym to avoid bias and prove his merit as a music producer.
    Quote: “In the beginning, it kind of hurt you… down the line, it’s going to help you tremendously.”
    2. Music Publishing & Ownership
    He explains the difference between masters and publishing in music rights.
    Publishing is like “musical real estate”—you own it until you sell it.
    Quote: “As long as you hold on to that musical real estate, you own it forever.”
    3. Social Media as a Business Tool
    Hayes recognized the power of social media around 2008–2009.
    He emphasizes how Black culture drives social media engagement but lacks ownership.
    Quote: “Black culture elevates all infrastructures of entertainment, but we don’t own them.”
    4. Fanbase: A Visionary Platform
    Fanbase is a subscription-based social media platform that: Doesn’t run ads.
    Allows creators to monetize directly via in-app purchases.
    Sends content to all followers without suppression.

    Quote: “I’m the first social media founder to create a mechanism where people could subscribe to people using in-app purchases.”
    5. Innovation & Influence
    Fanbase pioneered features like gold verification badges and mobile subscriptions before major platforms adopted them.
    Hayes asserts that Fanbase moves at the speed of Black culture, unlike competitors who mimic it.
    Quote: “The only separator between us and them is capital.”
    6. Political Impact
    Hayes used social media to support political campaigns, including helping elect Atlanta Mayor Andre Dickens.
    He views social media as a tool for civic engagement and community empowerment.
    Quote: “Social media spreads messages through virality… it can create engagement and action very quickly.”
    7. Investor-thon & Community Support
    Fanbase raised nearly \$700,000 in 10 days through an equity crowdfunding event featuring celebrities and influencers.
    Hayes stresses the importance of Black ownership in tech infrastructure.
    Quote: “If we’re not owning infrastructures, we’re just contributing to other people’s wealth.”
    🧠 Final Message
    Isaac Hayes III is a visionary entrepreneur who blends legacy, innovation, and cultural empowerment. His mission with Fanbase is to create a platform where creators—especially from the Black community—can thrive, monetize, and own their digital presence.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Business Tips_ educates on securing funds responsibly, avoid scams, and develop a strategic financial plan.

    20/06/2026 | 22min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.
    Purpose of the Interview
    The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.
    Key Takeaways
    Funding Opportunities & Qualifications
    Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
    Basic qualifications include: Credit score of 680+
    Existing credit lines (at least $10,000)
    A clear business mission and low-risk profile.


    Avoiding Scams
    Beware of unsolicited emails/texts promising easy money.
    Do your homework: Check companies on Better Business Bureau (BBB).
    Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).

    Never share sensitive information without verifying legitimacy.

    Importance of a Business Plan
    Funding is not free money—you need a strategic plan.
    Katrina calls it a “money mission”: know exactly how funds will be deployed.
    Without a plan, money disappears quickly, leading to debt and bad credit.

    Family & Friends Lending
    Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties.
    Decide upfront if it’s a gift or a loan.


    Services Offered by New Day for You Financial
    SBA loans, equipment loans, purchase order financing.
    Lines of credit and 0% interest credit cards (18–21 months).
    Credit card stacking for higher funding amounts.
    Credit restoration referrals for those with poor credit.

    Success Story
    Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

    Notable Quotes
    “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
    “We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
    “You have to vet companies. Go to BBB, Google them, and check their credibility.”
    “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
    “We say if you don’t get anything, we don’t get paid.”
    #SHMS #STRAW #BEST #AMI
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Brand Building: He grew up in low‑income neighborhood to become a successful real estate investor, contractor, and entrepreneur.

    20/06/2026 | 19min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Woodward.
    Interview Overview
    Guest: Michael Woodward
    Host: Rushion McDonald
    Show: Money Making Conversations Masterclass
    Focus: Entrepreneurship, real estate, education, overcoming poverty, and building generational wealth
    Company Featured: Woodward Property Group
    Michael Woodward shares his journey from growing up in low‑income neighborhoods in Miami to becoming a successful real estate investor, contractor, and property management entrepreneur based in Atlanta. The conversation blends personal history, mindset lessons, and practical business guidance, especially for listeners from underserved communities.
    Purpose of the Interview
    The purpose of the interview is to:
    Demystify success for everyday people by showing how discipline, education, and calculated risk can lead to financial freedom
    Inspire listeners to move beyond circumstances of poverty or limitation
    Teach practical strategies around education choices, real estate investing, side hustles, credit management, and seizing opportunity
    Highlight community impact, mentorship, and “reaching back” to help others
    Rushion McDonald consistently frames the discussion around helping the audience “stop reading other people’s success stories and start planning your own."
    Key Themes & Takeaways 1. Poverty Is Relative — and Often Invisible
    Woodward explains that many people grow up in poverty without realizing it because everyone around them shares the same conditions. He distinguishes between government definitions of poverty and lived experience.
    Takeaway: Awareness is the first step to change; normal does not always mean acceptable.
    2. Early Business Lessons Came from the Community
    Woodward credits his grandmother—who ran an informal candy business in the housing projects—as his first exposure to entrepreneurship. Watching her manage inventory, customers, and cash taught him foundational business principles.
    Takeaway: Entrepreneurship often begins long before formal education—especially in underserved communities.
    3. Education as a Strategic Tool, Not Just a Degree
    Initially planning to become a lawyer, Woodward changed direction after realizing law school would not provide the financial or social return he hoped for unless he reached elite status. A mentor guided him toward education as a pathway for impact.
    He strongly recommends the Occupational Outlook Handbook as a practical guide for choosing careers based on income, longevity, and demand.
    Takeaway: Choose education intentionally—based on outcomes, not prestige.
    4. Service Before Profit: Two Decades in Education
    Woodward spent over 20 years as a teacher and assistant principal, mentoring students, organizing college tours, and running summer STEM programs—often during his breaks.
    Takeaway: Long‑term service builds perspective, discipline, and purpose that later pays dividends in business.
    5. Turning a Side Hustle into Financial Freedom
    While working in education, Woodward renovated homes at night and on weekends. Over time, rental income exceeded his school salary, allowing him to retire from education and focus on real estate full‑time.
    Takeaway: Side hustles can become exit strategies when managed consistently and patiently.
    6. Opportunity Comes from Relationships
    A chance relationship with a Lowe’s executive changed Woodward’s business trajectory. When asked if he could do high‑end kitchens, he said yes—then partnered with the right experts to deliver. This led to contracts in seven Lowe’s stores across metro Atlanta.
    Takeaway: You don’t have to know everything—just know who to call.
    7. High‑End Thinking Changes Income Ceilings
    Woodward explains the difference between standard and high‑end construction, describing six‑figure kitchens and appliances that cost more than many homes.
    Takeaway: Understanding premium markets unlocks entirely different financial opportunities.
    8. Two Core Business Rules: Persistence and Credit
    When asked what advice he gives most often, Woodward gives two principles:
    Never give up
    Protect your credit
    He shares how poor credit once forced him to reinvest profits just to buy tools, slowing growth. Managing credit later removed those barriers.
    Takeaway: Credit is leverage. Without it, growth is harder and more expensive.
    Notable Quotes
    On poverty:
    “A lot of people living in poverty don’t know that they’re impoverished because everybody around them looks just like them.”

    On education choices:
    “I wanted to make a difference… and education allowed me to do that.”

    On opportunity and courage:
    “You don’t have to know everything. Just get the people in your corner that do.”

    On advice to entrepreneurs:
    “Never give up. And protect your credit. Credit is everything.”

    On consistency:
    “My phone number has been the same for 23 years. I ain’t going nowhere.

    Overall Impact
    The interview positions Michael Woodward as a practical role model—someone who combines humility, preparation, faith, and execution. Rather than promoting quick wins, the conversation emphasizes long‑term discipline, community uplift, and strategic decision‑making.
    Core message: Sustainable success is built step‑by‑step—through education, relationships, credit discipline, and the courage to say yes before you feel ready.
    #SHMS #BEST #STRAW
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Financial Tips: promote his book Generational Wealth Begins with Generational Knowledge

    20/06/2026 | 37min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.
    🎯 Purpose of the Interview
    To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building.
    🗝️ Key Takeaways 1. Background & Recognition
    Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award.
    Featured in the Contemporary Black Biography series.
    Former college basketball coach and educator with a strong focus on discipline and mentorship.
    2. Seven-Stage Generational Wealth Model
    Outlined in his book, the model includes:
    Internal/External Ecosystem – influences from family, community, and environment.
    Financial Genetic Code – inherited financial narratives and behaviors.
    Financial Healing – reprogramming harmful financial habits.
    Financial Edification – literacy and inclusion.
    Financial Well-being – stability and health.
    Generational Knowledge – estate planning, insurance, long-term care.
    Generational Wealth – successful transfer of assets.
    “Without financial well-being, there is no generational wealth.”
    3. Financial Genetic Code
    A trademarked concept by Dr. Wallace.
    Unlike DNA, it can be rewritten through education and therapy.
    Influenced by early experiences, family habits, and community norms.
    Examples include “scar tissue narratives” (trauma from past financial events).
    4. Credit & Financial Literacy
    Credit score is critical but misunderstood.
    Utilization rate should be under 30%.
    Payment history and inquiries significantly affect scores.
    Many people are unaware of the difference between consumer scores and business scores.
    5. Barriers to Financial Growth
    Lack of trust in financial systems due to past trauma.
    Misinformation passed down from family and community.
    Zip codes and overleveraging can impact loan approvals.
    Financial professionals may unknowingly transfer their own biases to clients.
    6. Role of Financial Professionals
    Dr. Wallace identifies five key roles:
    Financial Educator
    Financial Counselor
    Financial Therapist
    Financial Advisor
    Financial Planner
    He emphasizes matching individuals with the right professional based on their needs and emotional readiness.
    7. Book Insights
    Generational Wealth Begins with Generational Knowledge is an Amazon bestseller.
    Includes self-assessments after each chapter.
    Designed for both professionals and everyday readers.
    Encourages readers to identify their financial stage and take actionable steps.
    💬 Notable Quotes
    “You are your credit score.”
    “Inherited financial narratives create encoded financial behaviors.”
    “Any answer sounds correct if you don’t ask the right question.”
    “Consistency creates consistent outcomes.”
    “Financial literacy is not the end-all—it’s just one piece of the puzzle.”
    “We do what we know. If we don’t know, we just continue to do.”
    📌 Final Thoughts
    Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Business Tips: Founder and CEO of a leading employee engagement and workplace culture consulting firm.

    20/06/2026 | 24min
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger.
    Founder and CEO of a leading employee engagement and workplace culture consulting firm:
    🎙️ Interview Summary
    Guest: Heather R. Younger
    Role: CEO, workplace culture consultant, author, speaker
    Topic: Employee engagement, workplace culture, self-leadership, and overcoming fear
    🧭 Purpose of the Interview
    To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth.
    🔑 Key Takeaways 1. Employee Advocacy & Engagement
    Heather has read over 30,000 employee surveys and facilitated 100+ focus groups.
    She emphasizes active listening and creating safe spaces for employees to express concerns.
    Her mission is to amplify the voices of employees, especially during organizational transitions like mergers.
    2. Self-Leadership & Personal Growth
    Heather encourages individuals to be their own advocates and not wait for others (including HR) to “save” them.
    She promotes intentional reframing—shifting negative thoughts into rational, empowering ones.
    Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers.
    3. Navigating Fear in the Workplace
    Heather outlines five ways fear holds people back professionally:
    Fear of feedback – avoiding growth due to fear of criticism.
    Fear of retribution – hesitating to speak up.
    Fear of speaking truth to power – lacking psychological safety.
    Inherited fears – generational or cultural fears that shape behavior.
    Fear of regret – not taking action and living with “what ifs.”
    4. Daily Practices for Mental Strength
    Reflect nightly on what went well and what you controlled.
    Practice gratitude and mindfulness.
    Prioritize sleep, hydration, and mental clarity.
    Treat each day as a chance to iterate and improve.
    💬 Notable Quotes
    “I needed to be the change I was seeking.”
    “Feedback is a gift—even if it hurts.”
    “You have to fight tooth and nail for your own mental space.”
    “Don’t wait to be invited—ask.”
    “See yourself as a work in progress, not a finished product.”
    📚 Book Mentioned
    Title: The Art of Self-Leadership
    Focus: Empowering individuals to lead themselves through fear, change, and uncertainty
    📞 Contact Info
    Website: HeatherYounger.com
    LinkedIn: Heather R. Younger
    Social Media: Active on YouTube, Facebook, Twitter, Instagram

    #STRAW
    #BEST
    #SHMS #AMI
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
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Sobre The Steve Harvey Morning Show
Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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