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All the Hacks with Chris Hutchins

Chris Hutchins
All the Hacks with Chris Hutchins
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  • Earning Points on Taxes, Navigating Market Volatility, Stacking Deals and More
    #222: Discover how paying taxes with a credit card can unlock huge rewards—or even turn a profit. Chris also shares how he's handling the current market decline and shares practical tips for teaching kids about money, stacking card-linked offers, and using VPNs for big savings. Link to Full Show Notes: https://chrishutchins.com/pay-taxes-with-credit-card-2025-musings Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Storyworth: Share your mother's stories in a custom book (+ $10 off) Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Best Cards Page 100k Welcome Bonus Offer IRS Authorized Payment Providers: Pay1040 | ACI Payments Business Payment Platforms: Plastiq | Melio Flight Tracker: Flighty CardPointers Pro: 30% off here Rakuten: $30 bonus here Savewise: 20% off with ALLTHEHACKS20 Kudos: $20 bonus here Hyatt Offer: $100 Off Peloton NordVPN Ben Carlon’s Chart: 31 Years of Stock Market Returns Wealthfront: Get $5k managed free and get a 0.5% APY boost ATH Podcast Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #194: The Simple Path to Wealth and FU Money with JL Collins Newsletter Deals Page Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:20) Quick Reminder About Upcoming Tax Payments (03:39) Why and When You Should Pay Taxes on Your Credit Card (08:08) Paying Taxes on a Credit Card to Leverage Welcome Offers (09:22) How to Maximize a Credit Card Welcome Bonus of 100K (13:26) Three Tips from a Recent Trip to Colorado (18:39) A Great Way to Teach Kids About Money and Make a Profit (22:13) Stacking Offers to Get 30% Off Peloton Bikes (28:07) How to Use a VPN to Find Better Deals (29:55) Why It Might Be Cheaper to Pay with Different Currencies (31:52) The Recent U.S. Stock Market Decline (38:53) Chris' Personal Strategy for the 10% Market Drop (40:50) The Importance of Diversifying Your Portfolio (42:12) Tax Loss Harvesting and Why It's a Good Time to Consider It Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Deep Dive on Credit Reports, Scores, and Their Real-World Impact
    #221: The ultimate guide to credit reports and scores—how they’re calculated, what affects them, and proven ways to improve them. Specially, I'll cover how opening lots of credit cards impacts your credit. You'll also learn how to check your credit reports and scores for free, dispute errors, understand lender scoring models, protect your financial health, and more. Link to Full Show Notes: https://chrishutchins.com/credit-reports-credit-scores Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Bureaus Equifax Experian TransUnion Free Credit Report: AnnualCreditReport.com Credit Monitoring: Credit Karma |  Experian Credit Reporting Agencies Innovis Chex Clarity Services National Consumer Telecom & Utilities Exchange Early Warning Consumer Report LexisNexis Free FICO Scores: myFICO | Experian X Post on Couple’s Credit Card Journey International Credit Data: Nova Credit Business Credit Scores Equifax Business Experian Dun & Bradstreet LexisNexis Business Credit Data: Small Business Financial Exchange Article: Understanding Business Credit Scores ATH Podcast Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:03) Quick Background of the Credit Report Industry (04:54) What’s on Your Credit Report (06:45) Soft vs. Hard Inquiries (10:04) How to Request Your Credit Report for Free (10:59) Filing for Disputes (12:37) Freezing Your Credit, Fraud Alerts, and Credit Monitoring (18:46) Credit Reporting Agencies (24:06) How to Remove Your Personal Information Online (26:24) Quick Overview of Credit Scores (29:36) How Credit Scores Are Calculated (35:33) FICO Score vs. Vantage Score (38:12) Upcoming (Big) Changes to Credit Scores (40:27) Where to Find Your Credit Scores (42:00) Analyzing Chris' Credit Scores (46:59) Two Main Factors That Impacted Chris’ Credit Score (48:58) How the Points & Miles Game Impacts Credit Scores (53:12) The Impact of Closing a Credit Card (56:36) Ways to Improve Your Credit Score (59:21) Adding an Authorized User to Your Credit Card (1:01:59) How to Leverage Your International Credit Score (1:02:53) Quick Overview of Business Credit Scores Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Rethinking Elite Status and Smarter Ways to Earn and Use Points
    #220: Is chasing elite status worth it? Chris shares his journey of earning elite status with 8 hotel and airline loyalty programs for 2025, weighing the pros and cons amid recent devaluations. He also highlights listener stories showcasing over $100,000 in combined savings through smart points and miles strategies. Link to Full Show Notes: https://chrishutchins.com/rethinking-elite-status-listener-wins Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix Bilt Rewards: Earn the most valuable points when you pay rent Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt Air France-KLM Flying Blue Status Match Marriott Free Breakfast Article Marriott Secret Award Chart Loyalty Point Hunters Credit Cards Alaska Airlines® Business Card AAdvantage Business™ World Elite Mastercard Citi Strata Premier℠ Card Automate Card-Linked Offers CardPointers Pro: 30% off here or 50% off for ATH members SaveWise Prenuvo: Get $300 off a whole body scan TV Show Recommendations: Paradise Landman Silo The Day of the Jackal Free Unclaimed Money Site Pic of Brandon at Lowe’s ATH Podcast Ep #101: Planning the Best Japan Trip Ever with Brandon Pressor Ep #102: Traveling to Japan with Points & Miles Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek Ep #215: Medical Travel: Better Care and Lower Costs for Surgery, IVF, Dental, Advanced Screenings and More with Josef Woodman Iceland 2025 Trip Membership Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, wins, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:06) Quick Overview (03:13) Southwest Airlines: A-List Status (07:43) United and Delta Status (11:16) Earning American Airlines Status (13:58) The Perks of Marriott Elite Status (19:55) Achieving Top-Tier Hyatt Status (23:56) Hilton Honors Elite Status (25:01) Is Chasing Status Actually Worth It? (32:26) Leveraging Card-Linked Offers and Tools to Automate (40:52) TV Show Recommendations (41:53) How to Avoid Uber Fees Abroad (42:16) Get Free Unclaimed Money From Your State (44:26) Amazing Listener Wins Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • 20+ Airport Hacks for Faster Security, Immigration, and Boarding with Leigh Rowan
    #219: Learn every way to skip security lines, breeze through immigration, and save time at the airport. We cover the programs like TSA PreCheck, Global Entry, and CLEAR, as well as smart check-in tactics, must-have apps, and insider tricks to save time when you travel. Leigh Rowan is the founder and CEO of Savanti Travel, a full-service travel management company. Prior to that, he was the COO of The Points Guy. Link to Full Show Notes: https://chrishutchins.com/fast-track-airport-security-and-immigration-leigh-rowan Partner Deals Trust & Will: Get 15% off personalized, legally binding estate plans Green Chef: 50% off your first meal kit + 2 months of free salad with code ALLTHEHACKSFREE Stable: 50% off your first year of my favorite digital mailbox NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Luggage Shipping Luggage Forward Luggage Free Ship Sticks Ship & Play Airport Wait Time Trackers: MyTSA App | MiFlight Reserve Airport Screening Times Denver: DEN Reserve Rome: QPass Pre Approved Screening Global Entry TSA PreCheck CLEAR | CLEAR Mobile SENTRI Card NEXUS Cross Border Xpress ETIAS Automated Immigration Clearance Service (SES) Best Credit Cards That Offer Global Entry, TSA PreCheck And Clear Appointment Scanner Airport Concierge: CLEAR Ambassador Assist Airport Lost and Found Retrieval: CLEAR Scout Airport Lounge Membership: Priority Pass Mobile Passport Control E-Visas: Sherpa APEC Business Travel Card ATH Podcast Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:11) How Early Should You Arrive at the Airport? (05:08) Days and Times to Avoid the Airport (06:41) The Most Efficient Ways to Check In (11:13) How to Save Time at Airport Security (14:53) Skipping the Line at Denver International Airport (19:25) TSA Pre and Global Entry (21:29) Easiest Way to Make a Global Entry Appointment (24:53) CLEAR: How It Works and How to Get It for Free (27:52) Extra Perks You Get with CLEAR (30:23) CLEAR, Pre-TSA, and Global Entry for Children (35:43) The First-Class Terminal and Private Lounge Experience (40:44) Quick Recap (41:42) How to Leverage Airport Greeters (44:59) Boarding Tips and Tricks (47:38) Passing Through Immigration (50:12) Why You Should Upgrade to a Biometric Passport (51:45) The Importance of Travel Authorization (Visa) (54:29) Is Sitting in Front of the Plane Actually Worth It? (55:26) The APEC Business Travel Card (1:00:05) Return Tickets for International Travel (1:01:44) Cheapest Airport Tip: Always Carry a Pen Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Achieving Financial Freedom and Defining ‘Enough’ with Grant Sabatier
    #218: Learn to redefine financial freedom by aligning your life with what you truly love. We dive deep into why setting limits can actually create more freedom, how to define what “enough” means for you, the role of entrepreneurship in building a fulfilling life, and more. Grant Sabatier is an entrepreneur, investor, podcaster, and bestselling author of Financial Freedom and Inner Entrepreneur. He is also the founder of Millennial Money (acquired by The Motley Fool) and Clintonville Books, a rare bookstore in Columbus, Ohio. Link to Full Show Notes: https://chrishutchins.com/financial-freedom-grant-sabatier Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Vuori: 20% off the most comfortable performance apparel I've ever worn Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Grant: Website | X Inner Entrepreneur: A Proven Path to Profit and Peace Financial Freedom: A Proven Path to All the Money You Will Ever Need Clintonville Books U.S. Mobile Unlimited Plan Replit The Daily Churn Podcast The Atlantic Article: The Anti-Social Century ATH Podcast Ep #74: A Hospice Doctor’s Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #181: Making an Easy $3k/mo from Online Deals with Kai Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict Membership Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:18) Grant's Evolving Definition of Freedom (04:57) How to Set Limits in Your Day-to-Day Life (08:52) How Limits Apply to Different People (18:16) Why Grant Recommends Meditation to Everyone (21:06) Finding Your Peace (25:52) How to Define and Find What "Enough" Is (27:47) Why Grant Writes for His Younger Self (34:13) How to Decide Whether to Save More or Earn More (39:51) Balancing the Paradox of Life (45:21) How to Find Your Inner Entrepreneur (54:10) Importance of Community in the Entrepreneurial Journey (56:48) Where to Find Grant and His Work Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Sobre All the Hacks with Chris Hutchins

Learn all the hacks to upgrade your life, money and travel – all while spending less and saving more. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk will help you learn the strategies and tactics they used to shape their success.
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