Speaking of the Economy is the podcast of the Federal Reserve Bank of Richmond. In each episode, we'll hear from the Richmond Fed's economists and other experts...
Vanity McDaniel and Jennifer Stadler provide a snapshot of how consumers pay for goods and services today and reflect on the latest technology trends in the U.S. payments system, including contactless payments, digital wallets, "buy now, pay later," instant payments, and the use of artificial intelligence. McDaniel is a senior payments business advisor at the Federal Reserve Bank of Richmond and Stadler is executive vice president of marketing and membership at PaymentsFirst. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/2025/speaking_2025_03_12_electronic_payments
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19:49
Looking Ahead at 2025
Renee Haltom and Sonya Waddell share what recent surveys and conversations with Fifth District contacts reveal about the expectations of businesses for their own prospects and the economy as a whole, as well as firms' concerns about inflation, labor markets, and other potential issues in 2025. Haltom is a regional executive and vice president and Waddell is a vice president at the Federal Reserve Bank of Richmond., Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/2025/speaking_2025_02_19_economic_outlook
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16:38
The Flow of Capital Into Rural Communities
Emily Corcoran and Jen Giovannitti discuss the demand and supply factors that influence the financing of community development in rural areas, as well as the issues that impede the flow of capital into the places that need it. Corcoran is a senior manager of regional and community analysis at the Federal Reserve Bank of Richmond and Giovannitti is president of the Claude Worthington Benedum Foundation. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/2025/speaking_2025_02_12_rural_investment
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21:26
When Countries Borrow, The Strength of Their Institutions Matters
Marina Azzimonti discusses the rise in the cost of borrowing for countries following the COVID-19 pandemic and the broader implications of this trend for emerging countries, especially those that don't have strong governmental institutions. Azzimonti is a senior economist and research advisor at the Federal Reserve Bank of Richmond. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/2025/speaking_2025_02_05_sovereign_debt
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19:50
The Ongoing Recovery From Pandemic-Era Learning Losses
Amanda Neitzel and Santiago Pinto report on the progress of students after the disruptions of the COVID-19 pandemic, differences in the persistence of learning losses, and efforts to remediate these losses. Neitzel is an assistant research professor at the Center for Research and Reform in Education at Johns Hopkins University, while Pinto is a senior economist and policy advisor at the Federal Reserve Bank of Richmond. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/2025/speaking_2025_01_22_pandemic_learning_losses
Speaking of the Economy is the podcast of the Federal Reserve Bank of Richmond. In each episode, we'll hear from the Richmond Fed's economists and other experts at the Bank and in the communities we serve about the economic issues they are exploring.