Tech Disruptors

Powering businesses to accomplish their daily work remains Intuit’s central mission, using AI and a network of human experts to accomplish a wide range of business tasks for more than 100 million customers, from closing accounting books, processing payroll to preparing taxes. In this Tech Disruptors podcast episode, Intuit CTO Alex Balazs speaks with Bloomberg Intelligence analyst Niraj Patel about the company’s evolution from a provider of desktop products to its latest AI agents. Balazs also touches on its data-scale differentiator, how GenAI is reshaping software and Intuit’s future position as a financial-operating system.Tech Disruptors: Listen to this episode on Apple Podcasts and Spotify.

“AI removes the friction from the intent to the implementation,” says Amanda Silver, corporate vice president and head of products, apps and agents at Microsoft. She talks with Bloomberg Intelligence senior technology analyst Anurag Rana about how copilots and agents are collapsing the software lifecycle — from natural-language ideas to code, tests and operations — shifting developers to reviewing and governance from typing, and making “evals” the new testing standard. She cites big-tech technical-debt wins, such as .NET and Java upgrades requiring 70–80% less manual effort, and SRE agents that reduce remediation time. Additionally, the two discuss GitHub Copilot, already among top contributors in key repos and adopted across most large enterprises.

“Internally, we’ve kind of moved from a model where kind of engineering kind of owned R&D, to a model where everyone is now in R&D” says Canva CTO Brendan Humphreys. On this episode of the Tech Disruptors podcast, Humphreys tells Bloomberg Intelligence senior technology analyst Anurag Rana how the web-native platform is expanding into the enterprise while leaning into AI, including a disciplined API layer to ship quickly, broad use of coding assistants with strict human-in-the-loop review and hiring for “AI-native” skills alongside companywide experimentation. Humphreys also covers how acquisitions like Affinity and Magic Brief fit the road map, and why compliance, governance and brand control are central as Canva targets 1,000-plus employee companies.

Embedded finance — integrating payments and financial services directly into apps and platforms — is entering its next phase, shifting from niche fintech use cases to core infrastructure for global players. In this episode of Tech Disruptors, Marqeta CEO Mike Milotich joins Bloomberg Intelligence analyst Diksha Gera to discuss how embedded finance, buy now, pay later and flexible credentials are reshaping payments at the point of sale, online and in store. They explore Marqeta’s competitive positioning, AI-driven personalization, the regulation vs. speed trade-off and why Europe could be an underappreciated growth lever as embedded finance moves upmarket.

Consumer credit may be approaching its foundational AI moment — with buy now, pay later emerging as the first visible act. On this episode of the Tech Disruptors podcast, Max Levchin, CEO and founder of Affirm and co-founder of PayPal, joins Bloomberg Intelligence global fintech and payments analyst Diksha Gera to discuss how machine learning is replacing static underwriting with real-time, transaction-level intelligence. They also explore why this shift could fundamentally reshape the economics of consumer lending over the next decade.