Get Rich Slow Club

FIRE (financial independence, retire early) made a lot more sense when houses were cheaper and the tax rules stayed put. So is it still a realistic goal for Australians in 2026? Tash and Ana take an honest look at the movement, from the maths behind it to the proposed budget changes that have the FIRE community redoing their spreadsheets.
In this episode we'll discuss:
💸 What FIRE actually is: the 25 times expenses rule, the 4% rule, and where those numbers come from
💸 Ana's controversial take on who FIRE is (and isn't) realistic for
💸 The bloke living at a skydiving drop zone saving 80% of his income, and what it says about the non-traditional path
💸 The beginner steps: finding your FIRE number, tracking your spending, and the buffers most people forget
💸 How Lisa, a 38 year old freelancer, swapped full FIRE for Coast FIRE and "work optional at 50"
💸 Why the proposed 30% minimum tax on capital gains has households like Ana's rethinking high growth versus high dividends

None of the budget changes are locked in yet, and nobody can promise what markets, housing or tax rules will do next. But whether you're chasing full FIRE, easing towards Coast FIRE, or just want the option to work less one day, this one's worth a listen.
Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸
And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸

Case Study Form

@tashinvests
@anakresina
@getrichslowclub
@pearlerhq
Get Rich Slow Club
Pearler
YouTube
How To Not Work Forever

Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.

AI is being pushed into every workplace, layoffs are in the news weekly, and offshoring is easier than it's ever been. So is your 9-5 actually safe? Tash and Ana take an honest look at job security in 2026, and more importantly, how to set yourself up so a redundancy email is an inconvenience rather than a crisis.
In this episode we'll discuss:

💸 Why Ana's answer is a flat "no": engineers building the tech that could replace them, and the what-if conversations happening in her household
💸 The risk that gets less airtime than AI: offshoring, and Tash's honest take after making her first offshore hire
💸 Why neither host is panicking: healthcare fallbacks, trust in a personal brand, and income streams that don't share a single point of failure
💸 The dystopian investor moment: when layoffs at the companies you own push your portfolio up
💸 Practical safeguards: building side income before you need it, staying on a casual employer's books, and the case for two part-time jobs
💸 The graph showing which occupations AI is hitting hardest, which ones are barely touched, and why arts and media hurts to look at

No job has ever been completely safe, and nobody can promise what AI, the economy or the job market will do next. But whether your industry sits at the top of the exposure chart or barely rates a mention, this episode is about giving yourself more levers to pull. Worth a listen before you need it.

Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸
And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸

Case Study Form

@tashinvests
@anakresina
@getrichslowclub
@pearlerhq
Get Rich Slow Club
Pearler
YouTube
How To Not Work Forever

Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.

A 33 year old defence worker with a $1.1 million net worth, $365k in super, and $5,000 a fortnight going into investments. All on a $125k salary. The comment section had one big question: how? Tash and Ana crack open this Finance File, walk through the numbers line by line, and take on the debates it sparked. In this episode we'll discuss:

💸 Where the $5k a fortnight actually goes, from S&P 500 ETFs to salary sacrificing hard into super
💸 What catch-up concessional contributions are, and why this person is using five years' worth before starting a family
💸 How a 33 year old ends up with $365k in super (spoiler: defence super plays by different rules)
💸 The $175,000 townhouse that turned into a total money pit, and the lesson it left behind
💸 The great net worth debate: what counts, what doesn't, and whether your car belongs in there
💸 Whether $100 a month of fun money is rough, or proof you don't need cash to have a good time

Finance Files are a window into how other people actually do money, not a scoreboard. This one's a good reminder that the right industry can quietly supercharge your super, a windfall goes further with a plan, and someone else's numbers never tell the whole story. If you've ever seen a stranger's finances online and thought "that can't be right", this one's worth a listen.

Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸
And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸

Case Study Form
@tashinvests
@anakresina
@getrichslowclub
@pearlerhq
Get Rich Slow Club
Pearler
YouTube
How To Not Work Forever

Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.

The federal budget keeps changing, and this time it's SMSFs and trusts feeling the impact. Tash and Ana break down two surprise updates: a ban on SMSFs borrowing to buy residential property, and a new minimum tax on discretionary trusts that had the estate planning world in a spin.
In this episode we'll discuss:

💸 What an SMSF actually is, and how it differs from a regular super fund
💸 What an LRBA is and how people were using it to buy property inside their super
💸 Why this ban wasn't even in the original budget, and why that's got people a little salty
💸 What a testamentary trust is and why it's not just a "rich person" strategy
💸 How the new 30% trust tax almost caught testamentary trusts in the crossfire, and what's changed since
💸 Whether this could spark a rush of people trying to buy property in their super before the deadline hits

Some of this is locked in law, some is still just a proposal, and there are still a few grey areas nobody's been able to answer yet. If you've got a will, a super fund, or you're just trying to keep up, this one's worth a listen.

Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸
And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸

Case Study Form

@tashinvests
@anakresina
@getrichslowclub
@pearlerhq
Get Rich Slow Club
Pearler
YouTube
How To Not Work Forever

Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.

"Is it too late to start investing in your 30s?" We get this question a lot. Your income typically goes up in your 30s. But so does everything else. Mortgages, kids, ageing parents, a lifestyle that somehow keeps pace with the payrise. In this episode, Tash and Ana unpack what investing actually looks like once life gets more complicated, and why this decade might need to be one of your most intentional.

In this episode, we'll discuss:
💸 Why your 30s are usually your highest saving decade
💸 The property vs shares debate, and why it might be the wrong question
💸 How much attention your super actually deserves right now
💸 Lifestyle creep, automation, and making the most of a bigger income
💸 Protecting what you've built with insurance, emergency funds, and estate planning
💸 Staying invested through the chaos of kids, career changes, and everything in between

Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸
And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸

Case Study Form

@tashinvests
@anakresina
@getrichslowclub
@pearlerhq
Get Rich Slow Club
Pearler
YouTube
How To Not Work Forever

Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
Hosted on Acast. See acast.com/privacy for more information.